topic Re: Costco Visa CLI Approval, but Citi Application Denial? in Credit Card Approvals

Costco Visa CLI Approval, but Citi Application Denial?

Mike1014805 — Fri, 06 Jan 2023 19:43:31 GMT

So I got approved for another $1500 CLI on my Citi Costco Visa, putting me at a credit limit of $7100.

I then got a notice/pre-qualify about the new ATT Credit Card they have, and since I have ATT, I figured why not. I'd just use it for my phone bill and subscriptions I have in Google Play/App Store.

However, I got denied, which confuses me. In the last 6 months they've give me a $3,000 increase my Costco Visa card that's only 8 months old. They obviously trust me financially. So I'm kind of shocked I didn't get approved.

Re: Costco Visa CLI Approval, but Citi Application Denial?

FinStar — Fri, 06 Jan 2023 20:47:00 GMT

Congrats on the CLI.

As far as the solicitation, keep in mind those are pre-selected marketing offers, they're not actually pre-approvals. Also, CLIs are treated a little different than new account originations. Perhaps the letter will provide some insight and the reason(s) as to why they couldn't approve it at this time.

Re: Costco Visa CLI Approval, but Citi Application Denial?

KingRue8500 — Fri, 06 Jan 2023 23:19:03 GMT

Congrats on your Citi Costco Anywhere CLI

Re: Costco Visa CLI Approval, but Citi Application Denial?

CreditAggie — Sat, 07 Jan 2023 19:34:14 GMT

Congratulations on your Citi Costco CLI!

Re: Costco Visa CLI Approval, but Citi Application Denial?

PapaTunde — Sun, 08 Jan 2023 12:10:12 GMT

Congrats on your CLI

Re: Costco Visa CLI Approval, but Citi Application Denial?

SweetCreditObsession — Mon, 09 Jan 2023 00:36:24 GMT

Congratulations on the increase!

Re: Costco Visa CLI Approval, but Citi Application Denial?

MyFault — Wed, 11 Jan 2023 16:24:24 GMT

Congrats on your CLI!

Re: Costco Visa CLI Approval, but Citi Application Denial?

cashorcharge — Fri, 13 Jan 2023 18:52:34 GMT

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂