topic Re: Day of CH7 DC - Approvals! in Credit Card Approvals

Day of CH7 DC - Approvals!

willwar14 — Wed, 25 Jan 2023 00:52:56 GMT

It's been a long time since I have posted on this forum but I thought now would be good time to start back up again, my discharge was yesterday and I burned almost everyone, literally.

I went to the Cap One pre-qualify link and was prequalified for their QS card, got approved for $3k.

Then I had been getting mailers for Credit One's no fee visa so I went for it and was approved for $1.5k.

I also have the secured Chime CC that survived the BK so I do have three cards, not sure if I should garden for around 6 months and try for more then or if I should pick up one or two higher-limit secured CCs then wait the 6 months. Opinions are welcome, thank you.

Re: Day of CH7 DC - Approvals!

NoMoreDebt — Wed, 25 Jan 2023 01:14:43 GMT

congrats on the new cards. Cap 1 is a savior for those that have been through a BK and need to rebuild

Re: Day of CH7 DC - Approvals!

KingRue8500 — Wed, 25 Jan 2023 02:10:04 GMT

Congrats on your approvals

Re: Day of CH7 DC - Approvals!

mgood — Wed, 25 Jan 2023 02:57:38 GMT

Congrats on the new approvals!

I'd try gardening for at least 3 months.

Re: Day of CH7 DC - Approvals!

StephenH — Wed, 25 Jan 2023 03:04:39 GMT

Congratulations on your approvals and DC! Take it easy on applications for the foreseeable future, get a SSL if you don't have a loan reporting, and stay in the garden until your accounts have aged for about a year or so. You are set up to reach 700 FICO by month 24 if you stay the course. Be patient and good luck!

Re: Day of CH7 DC - Approvals!

SouthJamaica — Wed, 25 Jan 2023 03:07:49 GMT

@willwar14 wrote:
It's been a long time since I have posted on this forum but I thought now would be good time to start back up again, my discharge was yesterday and I burned almost everyone, literally.

I went to the Cap One pre-qualify link and was prequalified for their QS card, got approved for $3k.

Then I had been getting mailers for Credit One's no fee visa so I went for it and was approved for $1.5k.

I also have the secured Chime CC that survived the BK so I do have three cards, not sure if I should garden for around 6 months and try for more then or if I should pick up one or two higher-limit secured CCs then wait the 6 months. Opinions are welcome, thank you.

Congratulations on your approvals.

I would go slowly on adding more accounts.

Re: Day of CH7 DC - Approvals!

CreditAggie — Wed, 25 Jan 2023 04:03:01 GMT

Congratulations on your approvals!

Re: Day of CH7 DC - Approvals!

cashorcharge — Wed, 25 Jan 2023 20:09:50 GMT

WooHoo!! Congratulations on your succesful rebuild and recent Approvals!!👏🏼🍾🥂