topic Re: BOA Travel Rewards Approval! in Credit Card Approvals

BOA Travel Rewards Approval!

Dw4250 — Wed, 23 Apr 2014 02:08:50 GMT

So I told myself I was gardening, but after getting approved for the US Bank Cash+ last week (via the drive-thru!), I decided to bite the bullet one last time before retreating into the garden for another 12 months. I've been thinking it would be a good idea to have a general travel card for my upcoming trip to Europe this summer. So I starting doing some research.

My prior equirements:

1. No annual fee

2. Decent travel rewards

3. No foreign transaction fees

4. EMV chip (useful in Europe)

There's only one card which fit the bill on all 4...BOA Travel Rewards. So I logged onto the Bank of America site tonight, filled out the application and.....

INSTANT APPROVAL....$5,000.00

Not sure if it's the signature or the platinum card. I have heard BOA gives the Signature version of this card for any limit $5,000 and up, but I'll wait to see what comes in the mail.

BTW, does anyone know if BOA reports the CL on their Signature cards?

Re: BOA Travel Rewards Approval!

BigBS — Wed, 23 Apr 2014 02:18:31 GMT

Congrats! I had the Cash Rewards VS and it reported CL not high balance.

Re: BOA Travel Rewards Approval!

Kenny — Wed, 23 Apr 2014 02:29:54 GMT

Congrats! BoA for sure reports CL on Signature cards. --- they've been doing this for a while now.

Re: BOA Travel Rewards Approval!

Dw4250 — Wed, 23 Apr 2014 02:48:02 GMT

@KennyRS wrote:
Congrats! BoA for sure reports CL on Signature cards. --- they've been doing this for a while now.

Thx guys for the info on the CL reporting!

I was weighing between this card, the CSP and the Barclay's Arrival (AF and non AF). While I think the rewards on those cards are slightly better, the BOA Travel really did check off all of my requirements. Plus after my last spree, I don't want to do have to hit anymore high minimum spending limits, both required by the CSP and World Arrival...$3K is doable, but would divert a lot of the spending I want to do with my new Cash+!

Basically came down to the Arrival (non-AF) vs this card, and I decided to go for the one with the EMV chip (for Europe).

Re: BOA Travel Rewards Approval!

gdale6 — Wed, 23 Apr 2014 03:18:14 GMT

Grats OP

Re: BOA Travel Rewards Approval!

coldnmn — Wed, 23 Apr 2014 03:20:54 GMT

Congrats! Thanks for sharing.

Re: BOA Travel Rewards Approval!

yudeology101 — Wed, 23 Apr 2014 03:43:03 GMT

Congratulations on your approval, Dw! Great limit, too, enjoy your new card

Re: BOA Travel Rewards Approval!

alvon123 — Wed, 23 Apr 2014 11:12:13 GMT

congrats

Re: BOA Travel Rewards Approval!

Anonymous — Wed, 23 Apr 2014 12:48:03 GMT

Congrats!! A trip to Europe this summer... I'm jealous

Re: BOA Travel Rewards Approval!

CreditMagic7 — Wed, 23 Apr 2014 13:03:48 GMT

Awesome! Nice SL too!

Congrats! on the BofA Approval!

Re: BOA Travel Rewards Approval!

-Wade- — Wed, 23 Apr 2014 22:12:06 GMT

@Dw4250 wrote:
So I told myself I was gardening, but after getting approved for the US Bank Cash+ last week (via the drive-thru!), I decided to bite the bullet one last time before retreating into the garden for another 12 months. I've been thinking it would be a good idea to have a general travel card for my upcoming trip to Europe this summer. So I starting doing some research.

My prior equirements:

1. No annual fee
2. Decent travel rewards
3. No foreign transaction fees
4. EMV chip (useful in Europe)

There's only one card which fit the bill on all 4...BOA Travel Rewards. So I logged onto the Bank of America site tonight, filled out the application and.....

INSTANT APPROVAL....$5,000.00

Not sure if it's the signature or the platinum card. I have heard BOA gives the Signature version of this card for any limit $5,000 and up, but I'll wait to see what comes in the mail.

BTW, does anyone know if BOA reports the CL on their Signature cards?

Congrats on your approval