topic PayPal World MC approval in Credit Card Approvals

PayPal World MC approval

GTS — Sat, 11 Feb 2023 20:38:09 GMT

I tried doing an app for PayPal world MC since they will not do a HP unless approved. Got a few data points to share. 1st attempt I got a response saying I needed to unfreeze EQ. From what it looks like eaither all 3 reports need to be unlocked or just EQ and TU (I'm not able to lock EX because I don't have a paid subscription). 2nd attempt all 3 reports unlocked, they did a HP on TU and I was approved for a $8000 SL with approval to spend up to $2000 through the app before I recieve the physical card. Unsure if they pulled Fico or Vantage and which module was used but will update info if I find out through any of the paperwork that comes with the card.

Re: PayPal World MC approval

NoMoreDebt — Sat, 11 Feb 2023 20:50:37 GMT

congrats on the approval

Re: PayPal World MC approval

GZG — Sat, 11 Feb 2023 21:04:47 GMT

@GTS wrote:
I tried doing an app for PayPal world MC since they will not do a HP unless approved. Got a few data points to share. 1st attempt I got a response saying I needed to unfreeze EQ. From what it looks like eaither all 3 reports need to be unlocked or just EQ and TU (I'm not able to lock EX because I don't have a paid subscription). 2nd attempt all 3 reports unlocked, they did a HP on TU and I was approved for a $8000 SL with approval to spend up to $2000 through the app before I recieve the physical card. Unsure if they pulled Fico or Vantage and which module was used but will update info if I find out through any of the paperwork that comes with the card.

locks are paid, private functionality, freezes (practically identical to locks) are some thing by law?, which are free:

https://www.experian.com/freeze/center.html

Congrats on the approval!!

Re: PayPal World MC approval

CreditAggie — Sat, 11 Feb 2023 21:23:05 GMT

Congratulations on your PayPal approval!

Re: PayPal World MC approval

GTS — Sat, 11 Feb 2023 21:37:36 GMT

@GZG

@GZG wrote:
@GTS wrote:
I tried doing an app for PayPal world MC since they will not do a HP unless approved. Got a few data points to share. 1st attempt I got a response saying I needed to unfreeze EQ. From what it looks like eaither all 3 reports need to be unlocked or just EQ and TU (I'm not able to lock EX because I don't have a paid subscription). 2nd attempt all 3 reports unlocked, they did a HP on TU and I was approved for a $8000 SL with approval to spend up to $2000 through the app before I recieve the physical card. Unsure if they pulled Fico or Vantage and which module was used but will update info if I find out through any of the paperwork that comes with the card.
locks are paid, private functionality, freezes (practically identical to locks) are some thing by law?, which are free:

https://www.experian.com/freeze/center.html
@GZG
It's weird that when I try to use the EX app to freeze my report it prompts me to pay for a subscription but when go to the online site it allows me to do it free. Thanks for the info, very helpful

Re: PayPal World MC approval

GZG — Sat, 11 Feb 2023 22:01:50 GMT

@GTS wrote:
@GZG
@GZG wrote:
@GTS wrote:
I tried doing an app for PayPal world MC since they will not do a HP unless approved. Got a few data points to share. 1st attempt I got a response saying I needed to unfreeze EQ. From what it looks like eaither all 3 reports need to be unlocked or just EQ and TU (I'm not able to lock EX because I don't have a paid subscription). 2nd attempt all 3 reports unlocked, they did a HP on TU and I was approved for a $8000 SL with approval to spend up to $2000 through the app before I recieve the physical card. Unsure if they pulled Fico or Vantage and which module was used but will update info if I find out through any of the paperwork that comes with the card.
locks are paid, private functionality, freezes (practically identical to locks) are some thing by law?, which are free:

https://www.experian.com/freeze/center.html
@GZG
It's weird that when I try to use the EX app to freeze my report it prompts me to pay for a subscription but when go to the online site it allows me to do it free. Thanks for the info, very helpful

now that you have a freeze, you should be able to more easily see the option to manage the freeze from within the app more easily, but this might be only for people who are subscribed to the Experian monthly service

Re: PayPal World MC approval

KingRue8500 — Sun, 12 Feb 2023 02:51:40 GMT

Congrats on your PayPal Cashback MC approval

Re: PayPal World MC approval

Meanmchine — Sun, 12 Feb 2023 03:49:39 GMT

Congrats on your new Paypal card

Re: PayPal World MC approval

FireMedic1 — Sun, 12 Feb 2023 10:53:31 GMT

@GZG wrote:
@GTS wrote:
@GZG
@GZG wrote:
@GTS wrote:
I tried doing an app for PayPal world MC since they will not do a HP unless approved. Got a few data points to share. 1st attempt I got a response saying I needed to unfreeze EQ. From what it looks like eaither all 3 reports need to be unlocked or just EQ and TU (I'm not able to lock EX because I don't have a paid subscription). 2nd attempt all 3 reports unlocked, they did a HP on TU and I was approved for a $8000 SL with approval to spend up to $2000 through the app before I recieve the physical card. Unsure if they pulled Fico or Vantage and which module was used but will update info if I find out through any of the paperwork that comes with the card.
locks are paid, private functionality, freezes (practically identical to locks) are some thing by law?, which are free:

https://www.experian.com/freeze/center.html
@GZG
It's weird that when I try to use the EX app to freeze my report it prompts me to pay for a subscription but when go to the online site it allows me to do it free. Thanks for the info, very helpful

now that you have a freeze, you should be able to more easily see the option to manage the freeze from within the app more easily, but this might be only for people who are subscribed to the Experian monthly service

I use the free version and you can freeze/thaw from the app. Scroll down and its sitting there. Right below the lock "manage"which leads to EX CreditLock for 24.99 a month.

Re: PayPal World MC approval

JoeRockhead — Sun, 12 Feb 2023 11:09:16 GMT

Nice SL, congratulations on your approval!

Re: PayPal World MC approval

TSlop — Sun, 12 Feb 2023 12:42:07 GMT

Congrats on your approval!

Re: PayPal World MC approval

firefox100 — Sun, 12 Feb 2023 13:15:44 GMT

Congratulations on your PayPal world mc approval eenjoy it have fun. The paypal mastercard is great card and it grows fast good luck.