topic Re: BoA Cash Rewards VS CLI in Credit Card Approvals

BoA Cash Rewards VS CLI

capnsloya — Tue, 21 Feb 2023 00:38:28 GMT

Got a cli on my BoA cash rewards card today

I've had this card for 2 and a half years and it's been sitting at an $1,800 limit ever since. Decided to try for an increase today and was approved for a new limit of $5,500. No hard pull on any bureau so looks to have been a soft pull. Hopefully that sticks!

Re: BoA Cash Rewards VS CLI

SweetCreditObsession — Tue, 21 Feb 2023 00:52:53 GMT

@capnsloya, congratulations!

The SP CLI and new CL will definitely stick. Set your alarm for 91 days from today and you can apply for another CLI. Rinse and repeat every 91 days after you get a CLI. Always ask for a lot, 99,000. They'll counter with how much they want to grant you.

Best wishes😀

Re: BoA Cash Rewards VS CLI

NoMoreDebt — Tue, 21 Feb 2023 01:05:06 GMT

congrats on the cli

Re: BoA Cash Rewards VS CLI

nytokyobred79 — Tue, 21 Feb 2023 01:11:19 GMT

Congrats on your cli. Here's to more cli's down the road 😊

Re: BoA Cash Rewards VS CLI

CCARD — Tue, 21 Feb 2023 01:57:41 GMT

Is there a ceiling? e.g. the annual income is 80K, will BoA grand you for 50K, 60K even more?

Thanks!

Re: BoA Cash Rewards VS CLI

JoeRockhead — Tue, 21 Feb 2023 01:59:53 GMT

That's a nice bump, congratulations!

Re: BoA Cash Rewards VS CLI

CreditMagic7 — Tue, 21 Feb 2023 02:28:02 GMT

Congratulations on your BofA Increase.

Re: BoA Cash Rewards VS CLI

CreditAggie — Tue, 21 Feb 2023 05:45:45 GMT

Congratulations on your BofA CLI!

Re: BoA Cash Rewards VS CLI

Yasselife — Tue, 21 Feb 2023 14:18:40 GMT

Congratulations on your approval,@capnsloya

Re: BoA Cash Rewards VS CLI

M_Smart007 — Tue, 21 Feb 2023 16:35:51 GMT

Congrats on your BoA CR CLI

Re: BoA Cash Rewards VS CLI

SweetCreditObsession — Wed, 22 Feb 2023 01:13:34 GMT

@CCARD - there are users of this site who report CLs greater than 100K.

I've personally read a number of posts where users have a 50 or 60K CL, so my guess is sky is the limit depending on what your credit profile and income look like.

Don't be afraid to ask for more. They'll either counter your offer with something less (which is fine) or they'll deny you outright. I guarantee that you'll survive both.

Best wishes!

Re: BoA Cash Rewards VS CLI

KingRue8500 — Fri, 24 Feb 2023 00:54:40 GMT

Congrats on your BOA Customized Cash Rewards CLI

Re: BoA Cash Rewards VS CLI

cashorcharge — Sun, 26 Feb 2023 21:27:37 GMT

That's great!! Congratulations on your BofA approval!!🎉🍾🥂