topic Re: Merrill+ App Status Pending in Credit Card Approvals

Merrill+ App Status Pending

B335is — Tue, 15 Apr 2014 01:23:14 GMT

I've been bad....applied for Merrill+ over the phone and got 30 day response

25,000 bonus points for $2500 spend is a nice offer though and I like the awards benefits. This may be a nice replacement card for my airline specific cards.

Re: Merrill+ App Status Pending

grinlikechelsea — Tue, 15 Apr 2014 01:50:24 GMT

Have you called to recon yet? I got the 30 day message when I applied, and after a very pleasant conversation with an analyst, I was approved.

Good luck!

Re: Merrill+ App Status Pending

-Wade- — Tue, 15 Apr 2014 01:52:06 GMT

@B335is wrote:
I've been bad....applied for Merrill+ over the phone and got 30 day response

25,000 bonus points for $2500 spend is a nice offer though and I like the awards benefits. This may be a nice replacement card for my airline specific cards.

Good luck on a approval,

Re: Merrill+ App Status Pending

B335is — Tue, 15 Apr 2014 02:19:46 GMT

@grinlikechelsea wrote:
Have you called to recon yet? I got the 30 day message when I applied, and after a very pleasant conversation with an analyst, I was approved.

Good luck!

Most of the numbers in the sticky don't work anymore. Which number did you call?

Re: Merrill+ App Status Pending

Creditaddict — Tue, 15 Apr 2014 03:02:25 GMT

@B335is wrote:
@grinlikechelsea wrote:
Have you called to recon yet? I got the 30 day message when I applied, and after a very pleasant conversation with an analyst, I was approved.

Good luck!
Most of the numbers in the sticky don't work anymore. Which number did you call?

call the Fidelity Amex/ FIA one.

Re: Merrill+ App Status Pending

dodgerslv — Tue, 15 Apr 2014 03:08:24 GMT

@B335is wrote:
I've been bad....applied for Merrill+ over the phone and got 30 day response

25,000 bonus points for $2500 spend is a nice offer though and I like the awards benefits. This may be a nice replacement card for my airline specific cards.

Dont blame you B335! I almost applied for that one a few days ago but already got a HP for the US Bank Flex on EX. Wanted one HP this month so it was between Merrill and US Bank. I think alot of people have gotten the 30 day message for the Merrill card. Call them tomorrow. So do the number for existing cardholders doesnt work anymore for BofA?

Re: Merrill+ App Status Pending

B335is — Tue, 15 Apr 2014 03:18:37 GMT

@dodgerslv wrote:
@B335is wrote:
I've been bad....applied for Merrill+ over the phone and got 30 day response

25,000 bonus points for $2500 spend is a nice offer though and I like the awards benefits. This may be a nice replacement card for my airline specific cards.
Dont blame you B335! I almost applied for that one a few days ago but already got a HP for the US Bank Flex on EX. Wanted one HP this month so it was between Merrill and US Bank. I think alot of people have gotten the 30 day message for the Merrill card. Call them tomorrow. So do the number for existing cardholders doesnt work anymore for BofA?

He said he only looks at existing cards. Stupid me I should have asked about APR reduction and sp CLI while I had him on the line

I really hate talking on the phone lol.

Re: Merrill+ App Status Pending

B335is — Tue, 15 Apr 2014 03:22:13 GMT

@Creditaddict wrote:
@B335is wrote:
@grinlikechelsea wrote:
Have you called to recon yet? I got the 30 day message when I applied, and after a very pleasant conversation with an analyst, I was approved.

Good luck!
Most of the numbers in the sticky don't work anymore. Which number did you call?
call the Fidelity Amex/ FIA one.

866-421-8153 says not working.

I think 866-811-4108 is the number I need?

Re: Merrill+ App Status Pending

yudeology101 — Tue, 15 Apr 2014 04:29:42 GMT

OMG don't get me started w/ this card...I've been eyeing on this card like there's no tomorrow.....that is one good looking card! However, i didn't find the 25k offer after $2.5k spend on the website..

Re: Merrill+ App Status Pending

B335is — Tue, 15 Apr 2014 04:57:41 GMT

@yudeology101 wrote:
OMG don't get me started w/ this card...I've been eyeing on this card like there's no tomorrow.....that is one good looking card! However, i didn't find the 25k offer after $2.5k spend on the website..

I had no idea about it either! I saw the $75 Fidelity Amex offer but 25,000 points makes me want the Merrill+ more now. She said they no longer offer the Total Merrill card to new applicants.

Re: Merrill+ App Status Pending

yudeology101 — Tue, 15 Apr 2014 04:56:41 GMT

@B335is wrote:
@yudeology101 wrote:
OMG don't get me started w/ this card...I've been eyeing on this card like there's no tomorrow.....that is one good looking card! However, i didn't find the 25k offer after $2.5k spend on the website..
I had no idea about it either! I saw the $75 Fidelity Amex offer but 25,000 points makes me want it more now. She said they no longer offer the Total Merrill card to new applicants.

Awwww bummer.

Re: Merrill+ App Status Pending

dodgerslv — Tue, 15 Apr 2014 05:10:29 GMT

hey B335, so when you apply over the phone, the CSR cannot transfer you to an analyst? or is it an automated phone application? Maybe tomorrw some of our current Merrill cardholders can give you a number you can call expedite the decision.

Re: Merrill+ App Status Pending

dodgerslv — Tue, 15 Apr 2014 05:12:15 GMT

@yudeology101 wrote:
OMG don't get me started w/ this card...I've been eyeing on this card like there's no tomorrow.....that is one good looking card! However, i didn't find the 25k offer after $2.5k spend on the website..

i know yude! i almost apped for this card also but told myself can only afford one HP on EX and the only reason i chose the US Airways is for the signup bonus that will go well when i tranfer them to my AA account balance. will have over 125k miles earned.

Re: Merrill+ App Status Pending

yudeology101 — Tue, 15 Apr 2014 05:16:06 GMT

@dodgerslv wrote:
@yudeology101 wrote:
OMG don't get me started w/ this card...I've been eyeing on this card like there's no tomorrow.....that is one good looking card! However, i didn't find the 25k offer after $2.5k spend on the website..
i know yude! i almost apped for this card also but told myself can only afford one HP on EX and the only reason i chose the US Airways is for the signup bonus that will go well when i tranfer them to my AA account balance. will have over 125k miles earned.

You did the smart thing by getting that USAir card, can't give up on that awesome signup bonus! I'm sooo tempted to give Merrill a call tomorrow and see if the signup bonus offer still exists.

Re: Merrill+ App Status Pending

B335is — Tue, 15 Apr 2014 05:21:48 GMT

@dodgerslv wrote:
hey B335, so when you apply over the phone, the CSR cannot transfer you to an analyst? or is it an automated phone application? Maybe tomorrw some of our current Merrill cardholders can give you a number you can call expedite the decision.

I dialed 855-285-5110 and advised I wanted to apply. It was live rep, very friendly. Went over the points, how the points can be used (you can transfer to airlines like American, Delta, United, etc...), no FTF, no AF and then said if I spend $2500 in first 90 days I am rewarded with 25,000 points.

After authorizing the application she said they will mail a letter in 30 days. I asked if that's normal and she said well it isn't denied like it has been with others lol. I checked app status and it still says pending. I'll call tomorrow afternoon

Re: Merrill+ App Status Pending

dodgerslv — Tue, 15 Apr 2014 05:23:41 GMT

@yudeology101 wrote:
@dodgerslv wrote:
@yudeology101 wrote:
OMG don't get me started w/ this card...I've been eyeing on this card like there's no tomorrow.....that is one good looking card! However, i didn't find the 25k offer after $2.5k spend on the website..
i know yude! i almost apped for this card also but told myself can only afford one HP on EX and the only reason i chose the US Airways is for the signup bonus that will go well when i tranfer them to my AA account balance. will have over 125k miles earned.
You did the smart thing by getting that USAir card, can't give up on that awesome signup bonus! I'm sooo tempted to give Merrill a call tomorrow and see if the signup bonus offer still exists.

well i know if they told me its still on i would probably just give in and take a shot at the card. I already have 45K of credit with Bofa so will wait a little longer when it will not bother me to move credit from my bofa accounts to the new Merrill if it came down to that.

Re: Merrill+ App Status Pending

yudeology101 — Tue, 15 Apr 2014 05:25:25 GMT

@B335is wrote:
@dodgerslv wrote:
hey B335, so when you apply over the phone, the CSR cannot transfer you to an analyst? or is it an automated phone application? Maybe tomorrw some of our current Merrill cardholders can give you a number you can call expedite the decision.
I dialed 855-285-5110 and advised I wanted to apply. It was live rep, very friendly. Went over the points, how the points can be used (you can transfer to airlines like American, Delta, United, etc...), no FTF, no AF and then said if I spend $2500 in first 90 days I am rewarded with 25,000 points.

After authorizing the application she said they will mail a letter in 30 days. I asked if that's normal and she said well it isn't denied like it has been with others lol. I checked app status and it still says pending. I'll call tomorrow afternoon

Best of luck 335, keep us updated! I sooo want to call them tomorrow, but my newly opened 2 Barclay cards are holding me back for some reason.....need to think about this in my sleep tonight. ...EX pull right?

::edited for typo::

Re: Merrill+ App Status Pending

dodgerslv — Tue, 15 Apr 2014 05:24:46 GMT

@B335is wrote:
@dodgerslv wrote:
hey B335, so when you apply over the phone, the CSR cannot transfer you to an analyst? or is it an automated phone application? Maybe tomorrw some of our current Merrill cardholders can give you a number you can call expedite the decision.
I dialed 855-285-5110 and advised I wanted to apply. It was live rep, very friendly. Went over the points, how the points can be used (you can transfer to airlines like American, Delta, United, etc...), no FTF, no AF and then said if I spend $2500 in first 90 days I am rewarded with 25,000 points.

After authorizing the application she said they will mail a letter in 30 days. I asked if that's normal and she said well it isn't denied like it has been with others lol. I checked app status and it still says pending. I'll call tomorrow afternoon

how many cards do you have with Bofa already and how much credit with them?

Re: Merrill+ App Status Pending

B335is — Tue, 15 Apr 2014 07:21:19 GMT

@yudeology101 wrote:
@B335is wrote:
@dodgerslv wrote:
hey B335, so when you apply over the phone, the CSR cannot transfer you to an analyst? or is it an automated phone application? Maybe tomorrw some of our current Merrill cardholders can give you a number you can call expedite the decision.
I dialed 855-285-5110 and advised I wanted to apply. It was live rep, very friendly. Went over the points, how the points can be used (you can transfer to airlines like American, Delta, United, etc...), no FTF, no AF and then said if I spend $2500 in first 90 days I am rewarded with 25,000 points.

After authorizing the application she said they will mail a letter in 30 days. I asked if that's normal and she said well it isn't denied like it has been with others lol. I checked app status and it still says pending. I'll call tomorrow afternoon
Best of luck 335, keep us updated! I sooo want to call them tomorrow, but my newly opened 2 Barclay cards are holding me back for some reason.....need to think about this in my sleep tonight. ...EX pull right?

::edited for typo::

I'm almost at 6 months with Barclay Arrival and have been thinking about either Sallie Mae or US Airways because I need more AAdvantage miles before they nerf Oneworld partner tickets! I'm not sure who they pulled yet but they usually like my EX (along with everyone else).

Re: Merrill+ App Status Pending

B335is — Tue, 15 Apr 2014 07:24:58 GMT

@dodgerslv wrote:
@B335is wrote:
@dodgerslv wrote:
hey B335, so when you apply over the phone, the CSR cannot transfer you to an analyst? or is it an automated phone application? Maybe tomorrw some of our current Merrill cardholders can give you a number you can call expedite the decision.
I dialed 855-285-5110 and advised I wanted to apply. It was live rep, very friendly. Went over the points, how the points can be used (you can transfer to airlines like American, Delta, United, etc...), no FTF, no AF and then said if I spend $2500 in first 90 days I am rewarded with 25,000 points.

After authorizing the application she said they will mail a letter in 30 days. I asked if that's normal and she said well it isn't denied like it has been with others lol. I checked app status and it still says pending. I'll call tomorrow afternoon
how many cards do you have with Bofa already and how much credit with them?

I have 2 cards and $15k total BoA exposure:

1) Cashrewards opened 1/2013 ($10k limit / $3.2k balance)

2) Alaska Airlines opened 10/2013 ($5k limit / $0 balance)

I'm taking advantage of a 0% offer on the Cashrewards which may be a concern. I also have Amex Surpass with a posted balance of $1.3k on $2k limit - the payment didn't post in time My total util is 4%