topic Re: Citi Thank You Preferred in Credit Card Approvals

Citi Thank You Preferred

Anonymous — Wed, 23 Apr 2014 15:39:03 GMT

I was just instantly approved for the TY Preferred card for $6000 --- how would I know if its a Signature card? Is it automatic? Also I noticed they pulled both EX and EQ -- is this normal?

Re: Citi Thank You Preferred

coldnmn — Wed, 23 Apr 2014 15:51:19 GMT

Congrats! Thanks for sharing.

Re: Citi Thank You Preferred

One7 — Wed, 23 Apr 2014 16:00:51 GMT

@Anonymous wrote:
I was just instantly approved for the TY Preferred card for $6000 --- how would I know if its a Signature card? Is it automatic? Also I noticed they pulled both EX and EQ -- is this normal?

Congratulations! I wasn't expecting mine to be the Signature version but I got my card fast (2 days later I believe) and to my surprise... a signature card. Good luck

Re: Citi Thank You Preferred

BigBS — Wed, 23 Apr 2014 16:06:12 GMT

Congrats!

Re: Citi Thank You Preferred

Anonymous — Wed, 23 Apr 2014 16:56:16 GMT

Congrats!

Re: Citi Thank You Preferred

gdale6 — Wed, 23 Apr 2014 18:08:29 GMT

@Anonymous wrote:
I was just instantly approved for the TY Preferred card for $6000 --- how would I know if its a Signature card? Is it automatic? Also I noticed they pulled both EX and EQ -- is this normal?

Grats

Re: Citi Thank You Preferred

Anonymous — Wed, 23 Apr 2014 18:22:38 GMT

Congrats! My husband just got a Citi card and they also pulled both EX and EQ. It seems to be pretty normal from what I've read on here.

Re: Citi Thank You Preferred

alvon123 — Wed, 23 Apr 2014 18:22:55 GMT

congrats

Re: Citi Thank You Preferred

yudeology101 — Wed, 23 Apr 2014 21:33:00 GMT

Congratulations on your approval!! I would give Citi a call and find out if it is a Visa Sig, I'm pretty sure it would be!

Re: Citi Thank You Preferred

-Wade- — Wed, 23 Apr 2014 22:04:52 GMT

@Anonymous wrote:
I was just instantly approved for the TY Preferred card for $6000 --- how would I know if its a Signature card? Is it automatic? Also I noticed they pulled both EX and EQ -- is this normal?

Congrats on your approval

Re: Citi Thank You Preferred

1_2 — Wed, 23 Apr 2014 22:12:14 GMT

I got my Citi TTP last October. They only pulled Transuion on me and its not a Visa Signature. This may sound like a dumb question, but what difference does it make if its a signature card? I honestly don't know.

Re: Citi Thank You Preferred

1_2 — Wed, 23 Apr 2014 22:13:41 GMT

Oh, Congrats on getting the card. Sorry I didn't say that on my previous post.

Re: Citi Thank You Preferred

yudeology101 — Wed, 23 Apr 2014 22:14:49 GMT

@1_2 wrote:
I got my Citi TTP last October. They only pulled Transuion on me and its not a Visa Signature. This may sound like a dumb question, but what difference does it make if its a signature card? I honestly don't know.

Visa Signature cards offers a number of perks such as travel protection, concierge services, entertainment/ luxury hotel & other stuff deals, etc. Also, Visa Signature reports as "flexible spending credit card" (other term given- NPSL) which means that you can go over your given limit w/o overlimit fees, as long as you pay the excess by the due date.

Re: Citi Thank You Preferred

changingmantra2 — Wed, 23 Apr 2014 22:54:03 GMT

Congratulations! I have this card with an initial limit of $5000. It reports as a NPSL - and has the Signature benefits - but it does not say Signature on the card nor is the TYP listed on the Visa Signature website, so have no idea if it is a Signature or not.

Re: Citi Thank You Preferred

Anonymous — Wed, 23 Apr 2014 22:59:47 GMT

Thanks everyone....I've come along way from my 500 limit cards
I do already have a signature visa with BofA, so I don't know if there's really a 'need' to have another one it just more of a status...lol
I did just get the Total rewards Visa and after hitting the Luv button 4 times (before getting the card) and I got it up from initial approval of 6000 to 9200, the card came and it's just a regular Visa --- so I guess it depends on the issuer.

Re: Citi Thank You Preferred

Anonymous — Wed, 23 Apr 2014 23:53:10 GMT

I went on the Visa Signature site and I don't think it has a full list of issuer's -- Bank of America is not listed and I have a Visa Signature with them (the Royal Caribbean card).

Re: Citi Thank You Preferred

changingmantra2 — Thu, 24 Apr 2014 02:13:09 GMT

@Anonymous wrote:
I went on the Visa Signature site and I don't think it has a full list of issuer's -- Bank of America is not listed and I have a Visa Signature with them (the Royal Caribbean card).

I just called Citi - and spoke to a really animated - but friendly guy - He said this is not a Signature Visa - but was very ready to upgrade it to one - then realized he could not do it until the introductory 0% APR period ends.

Out of the call - I got something extra that is a bit bitter sweet - that I will post elsewhere. At least now I know definitively that the TYP is not a Signature, which is fine.

Re: Citi Thank You Preferred

B335is — Thu, 24 Apr 2014 02:40:39 GMT

Congrats on the TYP. It should come as Visa Sig.

Re: Citi Thank You Preferred

Kenny — Thu, 24 Apr 2014 04:17:55 GMT

Congrats on your approval!

Re: Citi Thank You Preferred

Kenny — Thu, 24 Apr 2014 03:54:28 GMT

@changingmantra2 wrote:
@Anonymous wrote:
I went on the Visa Signature site and I don't think it has a full list of issuer's -- Bank of America is not listed and I have a Visa Signature with them (the Royal Caribbean card).
I just called Citi - and spoke to a really animated - but friendly guy - He said this is not a Signature Visa - but was very ready to upgrade it to one - then realized he could not do it until the introductory 0% APR period ends.

Out of the call - I got something extra that is a bit bitter sweet - that I will post elsewhere. At least now I know definitively that the TYP is not a Signature, which is fine.

Well sorry just read this. That's annoying that they can't do it until the 0% ends. Congrats anyways.. it'll just be a delayed congrats on the upgrade, too.