topic Re: Chase CLI approved! 🍜 in Credit Card Approvals

Chase CLI approved! 🍜

Yasselife — Tue, 14 Mar 2023 16:24:25 GMT

So about a week ago I requested a limit increase on my FF and got a 7-10 days review. I am 16/24 at the moment and I thought that was no soup for me. Today I received a letter saying that my TU report is locked. I called recon and restarted the process, I was asked a few basic questions and I tried to focus on the ones that benefit me the most like, purpose of the increase: I said I wanted to start using my Chase card as my main one card while staying under 10% utilization, that I also have opened one of the Chase loans in the past but payed it right away(2-3 months) because Uti% was too high, and to compare my limit with my other cards which are 10k on average... the question I was afraid of was my credit seeking behavior which has been super aggressive lol, he didn't mention anything and I was happy with that.
Approved for $5000 increase! Bringing it to a total of $10,000. 😄 so you can be over 5/24 and get an increase with a SP. again, they checked Transunion

Re: Chase CLI approved! 🍜

jibc1978 — Tue, 14 Mar 2023 16:31:49 GMT

Congrats on the CLI!

Re: Chase CLI approved! 🍜

Hut1 — Tue, 14 Mar 2023 16:32:44 GMT

Congrats!!!!

Re: Chase CLI approved! 🍜

JoeRockhead — Tue, 14 Mar 2023 16:37:19 GMT

That's good stuff right there, nicely done, congratulations on your Chase CLI!

Re: Chase CLI approved! 🍜

CreditMagic7 — Tue, 14 Mar 2023 16:40:46 GMT

Congratulations on the Chase CLI!

Re: Chase CLI approved! 🍜

CYBERSAM — Tue, 14 Mar 2023 17:48:56 GMT

Congrats on your Chase CLI 🤑👍👍

Re: Chase CLI approved! 🍜

PullingMeSoftly — Tue, 14 Mar 2023 18:34:07 GMT

Very nice 2x, thanks for your DP's (and in particular, the 5/24 info)

Re: Chase CLI approved! 🍜

sznthescore — Tue, 14 Mar 2023 18:35:23 GMT

We'll look who got a hefty bowl of soup! 😉 Congrats! SP too... Good deal! 👊🏽

Re: Chase CLI approved! 🍜

CreditAggie — Tue, 14 Mar 2023 18:48:53 GMT

Congratulations on your Chase CLI!

Re: Chase CLI approved! 🍜

cashorcharge — Tue, 14 Mar 2023 18:55:11 GMT

WooHoo!! Congratulations on your Chase Approval!!👏🏼🍾🥂

Re: Chase CLI approved! 🍜

Rdbeetle — Tue, 14 Mar 2023 18:58:30 GMT

Congrats on the $5k bump on your FF card!!!

Re: Chase CLI approved! 🍜

FireMedic1 — Tue, 14 Mar 2023 21:11:03 GMT

Sweet! Congrats @Yasselife

Re: Chase CLI approved! 🍜

Chazzay12 — Tue, 14 Mar 2023 21:57:00 GMT

Seems chase is really reconfiguring some things. Congrats on your increase!! Especially being so far over 5/24!

Re: Chase CLI approved! 🍜

NoMoreDebt — Tue, 14 Mar 2023 22:19:24 GMT

congrats on the cli

Re: Chase CLI approved! 🍜

Epiki71 — Tue, 14 Mar 2023 22:26:22 GMT

OP,

Congrats on your CLI.

Re: Chase CLI approved! 🍜

CreditMarathoner — Tue, 14 Mar 2023 22:33:09 GMT

Congrats on your X2 CLI!

Seems interesting they would want you to unlock TU. I got my CLI with all bureaus frozen, but mine didn't go to review/recon either. Maybe some of their systems are still using some code related to HPs for CLIs and the check for freeze is still there in some places.

The other possibility is they never SPed TU before you froze, so they weren't able to pull TU for the CLI. I know when I apply for new Chase cards they always pulled EX and EQ for me, but I don't know if they also soft pulled TU.

Re: Chase CLI approved! 🍜

Mones — Tue, 14 Mar 2023 22:59:59 GMT

Congrats on the 100% CLI!

Btw, just wondering, what was your age of account at the time?

Re: Chase CLI approved! 🍜

Zoostation1 — Tue, 14 Mar 2023 23:05:05 GMT

Congrats on the CLI!

Re: Chase CLI approved! 🍜

nytokyobred79 — Tue, 14 Mar 2023 23:56:36 GMT

@Yasselife wrote:
So about a week ago I requested a limit increase on my FF and got a 7-10 days review. I am 16/24 at the moment and I thought that was no soup for me. Today I received a letter saying that my TU report is locked. I called recon and restarted the process, I was asked a few basic questions and I tried to focus on the ones that benefit me the most like, purpose of the increase: I said I wanted to start using my Chase card as my main one card while staying under 10% utilization, that I also have opened one of the Chase loans in the past but payed it right away(2-3 months) because Uti% was too high, and to compare my limit with my other cards which are 10k on average... the question I was afraid of was my credit seeking behavior which has been super aggressive lol, he didn't mention anything and I was happy with that.
Approved for $5000 increase! Bringing it to a total of $10,000. 😄 so you can be over 5/24 and get an increase with a SP. again, they checked Transunion

Awesome. You did it and splendid work on the recon. I love how you articulated it and I think it helped you to successfully get this increase. Good stuff

Re: Chase CLI approved! 🍜

Traveler101 — Wed, 15 Mar 2023 00:31:57 GMT

Congratulations 🎊