topic Re: Chase Sapphire Reserve - In-branch Approval in Credit Card Approvals

Chase Sapphire Reserve - In-branch Approval

rsa85 — Thu, 23 Mar 2023 03:32:04 GMT

I was approved with a credit limit of $21.7...much to my surprise!

I went into the branch because my credit has a fraud alert from late last year and knew they would want verification. Also, they offered an in-branch SUB of 90,000 (60,000 online). I'm in Florida, only seen an inquiry on EX so far.

Posted a few days ago as I was trying to decide between UR or MR points strategy. After receiving some useful insight, I decided to dig a bit deeper and research some more. I decided to move forward with Chase. I already have a relationship with them, their rewards categories fit better with current spend/lifestyle, and I don’t want to end up on the wrong side of 5/24 by starting with Amex first.

I have had a business and personal checking with chase since 2018, and also an Ink Business Cash card ($15,900 cl). I have accumulated rewards on that card, but wanted a CSR to be able to transfer and redeem at a higher rate and I need to book travel for Apr (x2), Jul, Oct, Dec…so far. It will be great to travel with CSR perks. My offers on Chase only show me business pre-approvals.

My Current Stats:

Fico 8: EX 789 (today), EQ 719 (03/14), TR 752 (03/14)

Utilization: 6%

Hard Inquiries: EX 3, EQ 6, TU 6

AAoA: 5 yrs 9 mos

Cards:

Cap1 QS, $5k, 9 yrs

NFCU Cash Rewards, $22k, 7y3m

NFCU Go Rewards, $22k, 7y2m

Home Depot, $10k, 6y11m

Amazon Sync, $10k, 5y6m

BB Visa, $8k, 5y6m

USAA Rate Advantage, $5k, 3y9m

City Furniture Sync, $5.5k, 8m

Chase Ink Business Cash, $15.9k, 5y

Other:

NFCU CLOC, $15k, 7y2m

Mortgage 10m

Auto 4m

Re: Chase Sapphire Reserve - In-branch Approval

CreditMagic7 — Thu, 23 Mar 2023 03:35:09 GMT

Congratulations!

Re: Chase Sapphire Reserve - In-branch Approval

CYBERSAM — Thu, 23 Mar 2023 03:44:29 GMT

Congrats on your Chase Sapphire Reserve. Very nice SUB 🤑👍👍

Re: Chase Sapphire Reserve - In-branch Approval

JoeRockhead — Thu, 23 Mar 2023 08:07:31 GMT

Outstanding SL, congratulations on your approval!

Re: Chase Sapphire Reserve - In-branch Approval

nytokyobred79 — Thu, 23 Mar 2023 09:40:33 GMT

Congrats on your approval and great sl ‼️

Re: Chase Sapphire Reserve - In-branch Approval

NoMoreDebt — Thu, 23 Mar 2023 10:21:25 GMT

congrats on the approval

Re: Chase Sapphire Reserve - In-branch Approval

Priory_Man — Thu, 23 Mar 2023 13:31:02 GMT

Congratulations on landing a very nice card with a great SL.

Re: Chase Sapphire Reserve - In-branch Approval

M_Smart007 — Thu, 23 Mar 2023 15:42:23 GMT

Congrats on your CSR Approval! 🎉

Re: Chase Sapphire Reserve - In-branch Approval

Traveler101 — Thu, 23 Mar 2023 22:08:28 GMT

Congratulations on your in house approval. Enjoy it

Re: Chase Sapphire Reserve - In-branch Approval

jibc1978 — Thu, 23 Mar 2023 23:50:48 GMT

Congrats on the approval!

Re: Chase Sapphire Reserve - In-branch Approval

FireMedic1 — Fri, 24 Mar 2023 12:02:48 GMT

Congrats on your approval! 👍

Re: Chase Sapphire Reserve - In-branch Approval

CreditAggie — Sat, 25 Mar 2023 03:41:49 GMT

Congratulations on your CSR approval!

Re: Chase Sapphire Reserve - In-branch Approval

nuohlac — Sun, 26 Mar 2023 00:10:40 GMT

Congratulations on your approval!