topic Re: Best Buy approval in Credit Card Approvals

Best Buy approval

TRC_WA — Mon, 03 Apr 2023 20:48:23 GMT

The store card... not the Visa. Not really a fan of store cards but making an exception in this case because I'm a tech geek.

I wanted to upgrade the PC I built 2 years ago with the latest and greatest graphics card ($1600) so I decided to apply at Best Buy since they had it in stock...

Approved... $2k limit which I know will grow over time and it will definitely get usage. They pulled EQ.

Made the purchase 12 months 0%. I'll get roughly half of the cost back when I sell my old graphics card.

Re: Best Buy approval

M_Smart007 — Sat, 01 Apr 2023 16:20:09 GMT

Congratulations on your Best Buy Approval

Re: Best Buy approval

GZG — Sat, 01 Apr 2023 16:24:34 GMT

It's been a rough year or two for PC hardware with all of the shortages and scalping, seeing a 4080 in stock right now without that cursed "click to wait" anti-scalper implementation on Best Buy is a nice comfort

congrats on the approval!

... now only if a 4080 wasn't $1200

Re: Best Buy approval

TRC_WA — Sat, 01 Apr 2023 16:28:56 GMT

@GZG

You're right about that. My current build (11900k, 64GB DDR4 4000, 3090, 3x 970 Evo Plus 2TB SSDs, 12TB 7200rpm HDD, EVGA 1000W PSU) is rock solid... and the only realistic upgrade I can make without building an entire new system is the GPU... so I snagged a Gigabyte 4090 and will sell the old one to recoup some of the cost. I'm super glad I built with a 1000W PSU because that's what's recommended for the 4090 with the added power draw.

My PC will be set for another 3-4 years. It's fine now... but the 4090 will definitely help with gaming, MS Flight Simulator... and the 4K/6K video editing I do of my drone footage.

All around solid upgrade... and all I'm gonna do to this machine. Everything else is fine... the SSDs are still blazing fast.

Re: Best Buy approval

NoMoreDebt — Sat, 01 Apr 2023 17:44:48 GMT

congrats on the approval

Re: Best Buy approval

gingerflower — Sat, 01 Apr 2023 18:34:25 GMT

Congratulations on your Citi best buy Cc!

Re: Best Buy approval

Traveler101 — Sat, 01 Apr 2023 19:32:21 GMT

Congratulations 🎊

Re: Best Buy approval

M_Smart007 — Sat, 01 Apr 2023 19:44:53 GMT

@TRC_WA wrote:
"The store card... not the Visa. Not really a fan of store cards"

@TRC_WA,

Keep in mind, it is possible for Citi to Auto upgrade your "Store" card to a "Visa" down the road.

I have read a few instances of that over the years on the forum.

Also it is NOT something that you can request.

It is purely system determination, just like with Citi backed Macy's & Bloomingdale's cards.

Re: Best Buy approval

TRC_WA — Sat, 01 Apr 2023 19:53:41 GMT

@M_Smart007

Thanks for the tip! Did not know this! None of the major lenders other than Cap One were included in my BK 13 so maybe I'll have some luck down the road with Citi... (and Chase, BoA, etc)... all my baddies are falling off in the coming months and I should see a nice score increase from the 670's I'm at now.

If not, it's no big deal. I pretty much buy all my tech gadgets from BB... and my home theater media as well so as said, I made a store card exception in this case.

Re: Best Buy approval

JoeRockhead — Sat, 01 Apr 2023 20:14:17 GMT

Nice, congratulations on you Best Buy approval!

Re: Best Buy approval

BreakingOldHabits1 — Sat, 01 Apr 2023 20:37:11 GMT

Congrats!

Re: Best Buy approval

CreditAggie — Sat, 01 Apr 2023 20:55:16 GMT

Congratulations on your Best Buy approval!

Re: Best Buy approval

jibc1978 — Sat, 01 Apr 2023 23:25:05 GMT

Congrats on the approval!

Re: Best Buy approval

Blender — Sun, 02 Apr 2023 01:08:25 GMT

Congrats!

Mine started at 2k and after 2 years... its still 2k. Requested CLI are HP

Re: Best Buy approval

CreditMagic7 — Sun, 02 Apr 2023 02:31:52 GMT

Congratulations on the Best Buy Card approval!

Re: Best Buy approval

TRC_WA — Sun, 02 Apr 2023 03:53:16 GMT

@Blender wrote:
Congrats!

Mine started at 2k and after 2 years... its still 2k. Requested CLI are HP

@Blender

Thanks for the tip. I wasn't aware that CLI requests are a HP... but I have seen the card grow with my own eyes. I was an AU on my old girlfriend's card for probably 7-8 years (while I was in my Ch 13 too) and I ran so much money through that card that her $1500 card was $7500 after a few years.

Re: Best Buy approval

Zoostation1 — Sun, 02 Apr 2023 05:54:30 GMT

@TRC_WA wrote:
@GZG

You're right about that. My current build (11900k, 64GB DDR4 4000, 3090, 3x 970 Evo Plus 2TB SSDs, 12TB 7200rpm HDD, EVGA 1000W PSU) is rock solid... and the only realistic upgrade I can make without building an entire new system is the GPU... so I snagged a Gigabyte 4090 and will sell the old one to recoup some of the cost. I'm super glad I built with a 1000W PSU because that's what's recommended for the 4090 with the added power draw.

My PC will be set for another 3-4 years. It's fine now... but the 4090 will definitely help with gaming, MS Flight Simulator... and the 4K/6K video editing I do of my drone footage.

All around solid upgrade... and all I'm gonna do to this machine. Everything else is fine... the SSDs are still blazing fast.

I'm jealous of that 4090! I'm running a 5900X/3090 Strix/32GB DDR4 3600 Gskill/1TB Samsung 980 Pro/1TB WD SN850/2TB Samsung 870 EVO/EVGA P2 1000 set up currently. I kind of regret buying two 1TB M.2 SSDs instead of a single 2TB because I only have 2 M.2 slots (X570 Dark Hero). I wanted no chipset fan, and thought I was going to do some CPU overclocking (what was I thinking ) but a 3rd M.2 slot would have made things a lot easier! I also built at a terrible time in spring of '21. I think I'm going to hold out till 50 series before upgrading my GPU and/or doing a new build. We'll see what the $$ situation is then. Nonetheless congrats on the approval! I had a BB store card once upon a time that started off with HSBC before it ended up with Citi. I was in good standing with no balance when closed by Citi but burned citi pretty bad on core cards in my BK7 so I'm leery of ever trying to get back in with them. Did you apply for the store card or apply for the Visa but were offered the store card?

Re: Best Buy approval

nytokyobred79 — Sun, 02 Apr 2023 14:08:55 GMT

Congrats on your Best Buy approval. And have fun with your graphics card upgrade.

Re: Best Buy approval

Meanmchine — Mon, 03 Apr 2023 12:19:50 GMT

Congrats on your new BB card

Re: Best Buy approval

1GaDawg85 — Mon, 03 Apr 2023 14:38:19 GMT

solid approval there! It will grow with a HP but you can ask for a lot with that single pull. Don't be shy!