topic Re: Approved - FNBO Amex in Credit Card Approvals

Approved - FNBO Amex

Involver — Fri, 25 Apr 2014 18:36:31 GMT

Was wanting to app them for the free EX08 BC Enhanced, got a pre-approved mailer for the NPSL Amex. I was worried about their INQ sensitivity through ARS but heard that the pre-approval was pretty legitimate so I bit the bullet and took the EX HP. Called to verify identity the next day and approved with a starting CL of 5,100. I know I've said it before but now I literally have every card and financial product that I've wanted to pick up this year so I'm placing all 3 on ice and riding off into the garden sunset.

Re: Approved - FNBO Amex

hot4u — Fri, 25 Apr 2014 18:44:19 GMT

Congrats

Re: Approved - FNBO Amex

MsLadyRover — Fri, 25 Apr 2014 18:46:18 GMT

Congrats!

Re: Approved - FNBO Amex

alvon123 — Fri, 25 Apr 2014 18:47:26 GMT

congrats

Re: Approved - FNBO Amex

gdale6 — Fri, 25 Apr 2014 19:44:36 GMT

@Involver wrote:
Was wanting to app them for the free EX08 BC Enhanced, got a pre-approved mailer for the NPSL Amex. I was worried about their INQ sensitivity through ARS but heard that the pre-approval was pretty legitimate so I bit the bullet and took the EX HP. Called to verify identity the next day and approved with a starting CL of 5,100. I know I've said it before but now I literally have every card and financial product that I've wanted to pick up this year so I'm placing all 3 on ice and riding off into the garden sunset.

Nice, congrats

This card can grow its limit very quickly, you can call every 3-4 months and see if there is a SP CLI request waiting for you.

Re: Approved - FNBO Amex

coldnmn — Fri, 25 Apr 2014 21:22:35 GMT

Congrats! Thanks for sharing.

Re: Approved - FNBO Amex

BigBS — Fri, 25 Apr 2014 21:29:17 GMT

Congrats!

Re: Approved - FNBO Amex

Shogun — Fri, 25 Apr 2014 21:30:14 GMT

I actually like my FNBO Amex... I use it for quick spot purchases, and pay it off.

Re: Approved - FNBO Amex

Kenny — Fri, 25 Apr 2014 22:13:45 GMT

@gdale6 wrote:
@Involver wrote:
Was wanting to app them for the free EX08 BC Enhanced, got a pre-approved mailer for the NPSL Amex. I was worried about their INQ sensitivity through ARS but heard that the pre-approval was pretty legitimate so I bit the bullet and took the EX HP. Called to verify identity the next day and approved with a starting CL of 5,100. I know I've said it before but now I literally have every card and financial product that I've wanted to pick up this year so I'm placing all 3 on ice and riding off into the garden sunset.
Nice, congrats

This card can grow its limit very quickly, you can call every 3-4 months and see if there is a SP CLI request waiting for you.

Every time I call they tell me they don't have one! And my scores have done nothing but raise. lol Oh well, I think it's because I don't show them much of any love.

Congrats OP On your APPROVAL!

Re: Approved - FNBO Amex

Anonymous — Fri, 25 Apr 2014 23:14:54 GMT

Congrats! Great card collection.

Re: Approved - FNBO Amex

CreditUnionFan — Sat, 26 Apr 2014 00:00:46 GMT

@Involver wrote:
Was wanting to app them for the free EX08 BC Enhanced, got a pre-approved mailer for the NPSL Amex. I was worried about their INQ sensitivity through ARS but heard that the pre-approval was pretty legitimate so I bit the bullet and took the EX HP. Called to verify identity the next day and approved with a starting CL of 5,100. I know I've said it before but now I literally have every card and financial product that I've wanted to pick up this year so I'm placing all 3 on ice and riding off into the garden sunset.

Congrats on the FNBO card! I've seen the rumor about ARS, but was solicited repeatedly, so I bit the bullet after being solicited several times. Yep, got the card.

Re: Approved - FNBO Amex

creditFiend — Sat, 26 Apr 2014 00:43:24 GMT

@Involver wrote:
Was wanting to app them for the free EX08 BC Enhanced, got a pre-approved mailer for the NPSL Amex. I was worried about their INQ sensitivity through ARS but heard that the pre-approval was pretty legitimate so I bit the bullet and took the EX HP. Called to verify identity the next day and approved with a starting CL of 5,100. I know I've said it before but now I literally have every card and financial product that I've wanted to pick up this year so I'm placing all 3 on ice and riding off into the garden sunset.

Congrats!!

Re: Approved - FNBO Amex

-Wade- — Sun, 27 Apr 2014 04:29:30 GMT

@Involver wrote:
Was wanting to app them for the free EX08 BC Enhanced, got a pre-approved mailer for the NPSL Amex. I was worried about their INQ sensitivity through ARS but heard that the pre-approval was pretty legitimate so I bit the bullet and took the EX HP. Called to verify identity the next day and approved with a starting CL of 5,100. I know I've said it before but now I literally have every card and financial product that I've wanted to pick up this year so I'm placing all 3 on ice and riding off into the garden sunset.

Congrats on your CLI

Re: Approved - FNBO Amex

gurusexy — Sun, 27 Apr 2014 11:22:29 GMT

Its been a week and my application is still pending. Those FNBO underwriters are hard core! Called them and they said to wait for response in mail or they will call me!!! Lol

Re: Approved - FNBO Amex

gurusexy — Mon, 28 Apr 2014 13:21:54 GMT

Finally got approved after a week. No other information though, so i just sit tight and wait. In any case I only applied to have access to my FICO® 8 Bankcard Score from experian. Already have TU Score from Discover IT and EQ score from DCU. Add that to my quarterly myFICO TU 4.99 subscription, i am all good... off to the garden....

Re: Approved - FNBO Amex

rg23 — Tue, 29 Apr 2014 02:19:53 GMT

Congrats

What was the lead time to receive your card? I was approved after being denied.

Approved last tuesday, applied mostly for the Fico and Costco shopping.

Re: Approved - FNBO Amex

Anonymous — Tue, 29 Apr 2014 08:05:03 GMT

Congrats!

Re: Approved - FNBO Amex

gurusexy — Tue, 29 Apr 2014 11:53:22 GMT

I applied on the 16th of April, got approval on the 28th of april with 5900 CL and was told to expect my card in 7-10 biz days... Had a ton of inquiries from my spree though..but my until % was about 7% and score was 696

Re: Approved - FNBO Amex

Involver — Tue, 29 Apr 2014 15:32:45 GMT

@rg23 wrote:
Congrats

OP
What was the lead time to receive your card? I was approved after being denied.
Approved last tuesday, applied mostly for the Fico and Costco shopping.

I apped late on the 23rd, CSR called me on the 24th to verify identity, approved on the morning of the 25th. It was a pre-approval and not a cold app so that might've made a difference in the turnaround time. Approval on website said card would arrive in 7-10 BD.

Re: Approved - FNBO Amex

Involver — Tue, 29 Apr 2014 15:34:25 GMT

@gurusexy wrote:
I applied on the 16th of April, got approval on the 28th of april with 5900 CL and was told to expect my card in 7-10 biz days... Had a ton of inquiries from my spree though..but my until % was about 7% and score was 696

Congrats!