topic Re: Chase Triple Play...3 CLI's, +$25.8K in Credit Card Approvals

Chase Triple Play...3 CLI's, +$25.8K

PullingMeSoftly — Mon, 10 Apr 2023 19:45:38 GMT

It's been quite a while since I last received any increases from Chase (Dec 2020). With all of the talk about SP's being done, I decided to be patient and do a bit more relationship building before trying my hand. Recently moved over some assets to JP Morgan and upgraded to Sapphire banking, not that I was expecting that to have a huge bearing on any potential increases, but thought it couldn't hurt to wait until after I fortified the relationship first.

So I called up and got a rep who was indicating HP's would be done. Promptly ended that conversation and HUCA'd. Next rep was much better and clearly indicated that Chase has done away with HP's and assured me that I could try for increases on all three of my cards and that they would be SP only. He also indicated that the process can be done every 6 months. So three wheel spins, and....

United Club: +$9000, from $15,000 --> $24,000

Sapphire Preferred: +$7800, from $21,900 --> $29,700

OG Freedom: +$9000, from $12,400 --> $21,400

Super stoked! But my OCD couldn't let those new limits be, so the rep then assisted with a couple reallocations:

Moved $1000 from the Freedom to the United Club

Moved $300 from the Freedom to the Sapphire Preferred

So now, new limits are:

United Club: $25,000

Sapphire Preferred: $30,000

Freedom Visa: $20,100

Total Chase exposure now $75,100...I'll take it, thanks!

Re: Chase Triple Play...3 CLI's, +$25.8K

firefox100 — Mon, 10 Apr 2023 19:54:47 GMT

Let me be first one give you Congratulations on a super triple play 75K is great limit to have with chase. enjoy it have fum.

Re: Chase Triple Play...3 CLI's, +$25.8K

Jordan23ww — Mon, 10 Apr 2023 20:51:47 GMT

Congratulations on your limit increases! Thank you for sharing your experience! Also I don't blame you on those reallocations! Now those limits look even better!

Re: Chase Triple Play...3 CLI's, +$25.8K

805orbust — Mon, 10 Apr 2023 21:14:03 GMT

WOW.... Unreal my friend!!! Congrats!!!!

Re: Chase Triple Play...3 CLI's, +$25.8K

CreditMagic7 — Mon, 10 Apr 2023 21:39:40 GMT

Congratulations on the Chase Triple Play!

Re: Chase Triple Play...3 CLI's, +$25.8K

CreditAggie — Mon, 10 Apr 2023 22:57:06 GMT

Congratulations on your Chase CLIs!

Re: Chase Triple Play...3 CLI's, +$25.8K

M_Smart007 — Mon, 10 Apr 2023 23:09:49 GMT

@PullingMeSoftly

Congrats!!!

Re: Chase Triple Play...3 CLI's, +$25.8K

Anonymous — Mon, 10 Apr 2023 23:16:03 GMT

Congratulations on your triple cli!

Re: Chase Triple Play...3 CLI's, +$25.8K

Lou-natic — Mon, 10 Apr 2023 23:27:37 GMT

Congrats on the triple play Grand slam!

Re: Chase Triple Play...3 CLI's, +$25.8K

Traveler101 — Mon, 10 Apr 2023 23:35:33 GMT

Home run there, congratulations 🎊

Re: Chase Triple Play...3 CLI's, +$25.8K

NoMoreDebt — Mon, 10 Apr 2023 23:43:41 GMT

congrats on the cli's

Re: Chase Triple Play...3 CLI's, +$25.8K

alextercero — Tue, 11 Apr 2023 00:34:36 GMT

Congratulations on your CLIs!

Re: Chase Triple Play...3 CLI's, +$25.8K

gingerflower — Tue, 11 Apr 2023 00:37:43 GMT

Congratulations!

Re: Chase Triple Play...3 CLI's, +$25.8K

GTS — Tue, 11 Apr 2023 00:47:57 GMT

Congratulations and thank you for the DP's . Well done!

Re: Chase Triple Play...3 CLI's, +$25.8K

Singledadof3 — Tue, 11 Apr 2023 01:09:23 GMT

Wow! Congrats on your CLIs!

Re: Chase Triple Play...3 CLI's, +$25.8K

JoeRockhead — Tue, 11 Apr 2023 01:12:49 GMT

Very nice all around, well done, congratulations!

Re: Chase Triple Play...3 CLI's, +$25.8K

MartyWrite75 — Tue, 11 Apr 2023 01:46:34 GMT

This is awesome! Congratulations on your CLIs!

Re: Chase Triple Play...3 CLI's, +$25.8K

MyFault — Tue, 11 Apr 2023 03:06:22 GMT

Congrats on your SP CLI's!

Re: Chase Triple Play...3 CLI's, +$25.8K

Janneman — Tue, 11 Apr 2023 06:11:53 GMT

@PullingMeSoftly

Wowww...Good job...Is it possible for you to share a bit in clear as to how you established more relationship with Chase before seeking CLI and for how long you did that? Thanks...I have a few credit cards..4 chase cards, discover, 2 of Cap1, 2 WF, 2 BOA, GM and Citi ...none of these cards are getting ANY CLI despite of being opened for 7-8 yrs...Scores are in mid 800s...utilization is less than 1%...very thick profile....I have no idea why I am not getting any increase, while people are getting left and right even many of them have their accounts just opened recently...Only US bank, FNBO and Amex have been generous to me so far....

Re: Chase Triple Play...3 CLI's, +$25.8K

PullingMeSoftly — Tue, 11 Apr 2023 19:30:20 GMT

@Janneman wrote:
@PullingMeSoftly

Wowww...Good job...Is it possible for you to share a bit in clear as to how you established more relationship with Chase before seeking CLI and for how long you did that? Thanks...I have a few credit cards..4 chase cards, discover, 2 of Cap1, 2 WF, 2 BOA, GM and Citi ...none of these cards are getting ANY CLI despite of being opened for 7-8 yrs...Scores are in mid 800s...utilization is less than 1%...very thick profile....I have no idea why I am not getting any increase, while people are getting left and right even many of them have their accounts just opened recently...Only US bank, FNBO and Amex have been generous to me so far....

Thanks @Janneman! While the benefit of a banking relationship with Chase and it's impact on favorable credit decisions is debatable, my case may have had something to do with their generosity. I started with their most basic account a few years ago, then upgraded to Premier Plus around the time I applied and was approved for a CSP back in June. Also around that time I started moving investments over to JP Morgan and upgraded to Sapphire Banking when I met the monthly fee waiver threshhold. It's possible that this had an impact on the recent cli approvals, but there's no way to confirm and there's lots of approval DP's of others who have been successful without a relationship. I've also kept my income updated, which affects total exposure with Chase, so that's something you may want to double check. Sometimes you just bump up against a lender's max exposure for your particular profile which may be a possibility in your case. Couldn't hurt to call in and request via SP for each of your cards, things may have changed for you. GL!

Also forgot to mention that these approved CLI's occurred while being 8/24.