topic Re: Chase Sapphire Reserve Approval in Credit Card Approvals

Chase Sapphire Reserve Approval

capnsloya — Wed, 19 Apr 2023 14:35:19 GMT

I had applied over the weekend and didn't receive an instant approval. I called the application status line and got the 2 week message.

I called customer service on Monday to see if they needed anything on my end regarding verification. To my surprise, they said no and that they'd call me if anything was required.

Well I logged into my Chase account and noticed the sapphire reserve had been added to my credit cards! No approval email or anything of the sort yet.

From my account, I can see the following:

$18,600 starting limit (my biggest limit yet)

28.74 APR (ouch)

Thankfully, I don't carry balances!

They only pulled Experian, 806 FICO Score 8 at time of approval

Re: Chase Sapphire Reserve Approval

GZG — Wed, 19 Apr 2023 14:38:23 GMT

amazing Chase approval, congrats!!

Re: Chase Sapphire Reserve Approval

CreditMagic7 — Wed, 19 Apr 2023 14:56:18 GMT

Congratulations on your CSR Approval!

Re: Chase Sapphire Reserve Approval

C6 — Wed, 19 Apr 2023 15:05:41 GMT

I know most will say to pay in full the card balance but I wondered how, with a 800+ FICO score, they justify a near 30% interest rate. Am I the only one that thinks this is insane?

Re: Chase Sapphire Reserve Approval

capnsloya — Wed, 19 Apr 2023 15:26:48 GMT

@C6 wrote:
I know most will say to pay in full the card balance but I wondered how, with a 800+ FICO score, they justify a near 30% interest rate. Am I the only one that thinks this is insane?

I thought the same thing when I saw my crazy high APR. It's higher than any of my other cards as a matter of fact.

I wonder if it's due to the CSR being my third card with Chase. I don't know man, crazy stuff

Re: Chase Sapphire Reserve Approval

firefox100 — Wed, 19 Apr 2023 15:29:39 GMT

Congratulations on your chase approval enjoy it have fun. I also agree that instreat rate is nuts would never pay intrest to any bank.

Re: Chase Sapphire Reserve Approval

Blender — Wed, 19 Apr 2023 16:06:49 GMT

congrats!

I hope to get the CSR or CSP over the summer.

Re: Chase Sapphire Reserve Approval

JoeRockhead — Wed, 19 Apr 2023 16:51:35 GMT

Very nice SL and approval, congratulations!

Re: Chase Sapphire Reserve Approval

gingerflower — Wed, 19 Apr 2023 16:52:00 GMT

Congratulations!

Re: Chase Sapphire Reserve Approval

M_Smart007 — Wed, 19 Apr 2023 17:04:21 GMT

Congrats on your CSR Approval 🎉🎉🎉

Re: Chase Sapphire Reserve Approval

Rdbeetle — Wed, 19 Apr 2023 17:36:24 GMT

Congrats on your Chase approval!!!

Re: Chase Sapphire Reserve Approval

fury1995 — Wed, 19 Apr 2023 22:03:02 GMT

Congrats!

(again?, I think I'm having Deja vu)

Re: Chase Sapphire Reserve Approval

NoMoreDebt — Thu, 20 Apr 2023 00:25:00 GMT

congrats on the approval

Re: Chase Sapphire Reserve Approval

nuohlac — Thu, 20 Apr 2023 00:28:20 GMT

Congratulations on your approval!!!

Re: Chase Sapphire Reserve Approval

nytokyobred79 — Thu, 20 Apr 2023 01:00:44 GMT

Congrats on your CSR approval.

Re: Chase Sapphire Reserve Approval

coreyb80 — Thu, 20 Apr 2023 02:02:05 GMT

Congrats on the strong approval!

Re: Chase Sapphire Reserve Approval

alextercero — Thu, 20 Apr 2023 03:22:47 GMT

Congrats on your Approval!

Re: Chase Sapphire Reserve Approval

Mones — Fri, 21 Apr 2023 16:52:31 GMT

Congrats on the CSR approval and that massive starting limit!

Re: Chase Sapphire Reserve Approval

jibc1978 — Sat, 22 Apr 2023 12:59:47 GMT

congrats on the approval and outstanding SL!