topic Re: M&T Bank CLI in Credit Card Approvals

M&T Bank CLI

bthebuilder — Sun, 16 Apr 2023 13:03:44 GMT

Yesterday my 6th statement was posted. Logged in to check my balance and my savings to see I had a $1500 CLI. Started at $4100 now at $5600.

I barely spend $200 monthly on this card. Only when I need a visa card for Costco or Overseas transactions that don't take Amex or have a poor Mastercard exchange rate. I do however pay all my cards from my M&T checking. I withdraw cash at my CU and deposit biweekly plus whatever my family gives me to support my grandparents. Some months I can put 15k to 20k through M&T for my grandparents so I get the feeling they think I have a MUCH higher income.

Just a note. The website is really bad. I mean it works but it is so old. Asking for a CLI is like submitting a trouble ticket on a mid 2000s fourm. I was preapproved for all 3 cards and somehow I accidently applied for the non rewards card when I wanted/selected the vIsa Signiture card. Checking/Savings is good but anything else feels like its been transported from 2004 on Windows XP.

Re: M&T Bank CLI

JoeRockhead — Sun, 16 Apr 2023 12:02:39 GMT

No better surprise than auto CLIs, congratulations!

Re: M&T Bank CLI

NoMoreDebt — Sun, 16 Apr 2023 12:16:35 GMT

congrats on the cli

Re: M&T Bank CLI

fury1995 — Sun, 16 Apr 2023 12:53:12 GMT

@bthebuilder wrote:
Yesterday my 6th statement was posted. Logged in to check my balance and my savings to see I had a $1600 CLI. Started at $4100 now at $5600.

I barely spend $200 monthly on this card. Only when I need a visa card for Costco or Overseas transactions that don't take Amex or have a poor Mastercard exchange rate. I do however pay all my cards from my M&T checking. I withdraw cash at my CU and deposit biweekly plus whatever my family gives me to support my grandparents. Some months I can put 15k to 20k through M&T for my grandparents so I get the feeling they think I have a MUCH higher income.

Just a note. The website is really bad. I mean it works but it is so old. Asking for a CLI is like submitting a trouble ticket on a mid 2000s fourm. I was preapproved for all 3 cards and somehow I accidently applied for the non rewards card when I wanted/selected the vIsa Signiture card. Checking/Savings is good but anything else feels like its been transported from 2004 on Windows XP.

Congrats on your CLI!

M&T is saying "we got you" the same way you got your grandparents.

Your auto CLI is credit karma >> the real kind.

Re: M&T Bank CLI

CreditMagic7 — Sun, 16 Apr 2023 14:43:34 GMT

Congratulations on the M&T Bank CLI!

Re: M&T Bank CLI

alextercero — Sun, 16 Apr 2023 16:21:41 GMT

Congrats on the CLI!

Re: M&T Bank CLI

PNWRambler — Sun, 16 Apr 2023 17:56:41 GMT

Congrats on the CLI! Always a nice surprise.

Re: M&T Bank CLI

cashorcharge — Sun, 16 Apr 2023 21:53:41 GMT

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Re: M&T Bank CLI

CreditAggie — Wed, 19 Apr 2023 06:18:56 GMT

Congratulations on your M&T Bank CLI!

Re: M&T Bank CLI

M_Smart007 — Thu, 20 Apr 2023 03:55:53 GMT

Congrats on your M&T CLI 🎉

Re: M&T Bank CLI

Rdbeetle — Thu, 20 Apr 2023 05:47:29 GMT

Congrats on your auto CLI!!!