topic Re: Finally In with Chase! Amazon Visa Signature Approval in Credit Card Approvals

Finally In with Chase! Amazon Visa Signature Approval

Duke84 — Thu, 20 Apr 2023 15:14:15 GMT

It's been a very long time since I've posted to these forums, but I've always stayed in the loop with what the community was going through.

Since my bankruptcy was filed in April 2014, my credit journey has been all over the place. Had sub-prime cards, store cards, and barely any growth or opportunities to get major cards until I got serious about wanting a better credit profile. Better cards starting coming, higher limits and CLIs being given. Utilizing a personal loan from USAA to wipe out debt helped elevate my scores from the mid-600s to the 700s.

After looking at DPs last night that showed two community members getting the Amazon Visa Signature beyond 5/24 (I was 6/24), I said why not? Apple had just given me a $2K increase last night. So, I didn't get the pre-qualification, but applied anyway.

Got the 30 day message. Scoured the Internet and Reddit for what to do next. Found the status line, called, got a 2-week message. Read that this likely means the card is approved. I waited for the email notification, didn't receive anything. This morning, around 9AM, got a call from the Chase Fraud Department and after one simple question ("Did you apply for this?"), the helpful fraud analyst processed the application.

Approved for $7,000!

DPs:
Hard Pulls on Experian and Transunion (live in MD)

Current F8s: EQ: 733; TU: 734; EX: 709

BK7 still showing up on EQ and EX (TU early excluded back in Sept 2022)

Util: ~5-9% depending on timing of reports

Salary: $116K

5/24 Status: 6/24

Now that I'm in with Chase, with a card I know I will benefit from as Amazon stays delivering packages to my home because of the wife, I anxiously await my card and begin a great relationship with them. I couldn't have done any of this growth without this wonderful community!

Re: Finally In with Chase! Amazon Visa Signature Approval

Creditwiser — Thu, 20 Apr 2023 15:16:51 GMT

Congrats on getting in with Chase ! Keep doing what you're doing

Re: Finally In with Chase! Amazon Visa Signature Approval

CreditAggie — Thu, 20 Apr 2023 16:26:04 GMT

Congratulations on your Chase Amazon approval!

Re: Finally In with Chase! Amazon Visa Signature Approval

MartyWrite75 — Thu, 20 Apr 2023 16:36:51 GMT

Congratulations on your approval!

Re: Finally In with Chase! Amazon Visa Signature Approval

M_Smart007 — Thu, 20 Apr 2023 17:00:04 GMT

Congratulations on your Approval 🎉

Re: Finally In with Chase! Amazon Visa Signature Approval

JoeRockhead — Thu, 20 Apr 2023 19:01:00 GMT

Congratulations on your Chase approval!

Re: Finally In with Chase! Amazon Visa Signature Approval

Rdbeetle — Thu, 20 Apr 2023 19:03:44 GMT

Congrats on your Chase Amazon approval!!!

Re: Finally In with Chase! Amazon Visa Signature Approval

CreditMagic7 — Thu, 20 Apr 2023 20:28:49 GMT

Congratulations on the Chase Amazon Visa Card approval!

Re: Finally In with Chase! Amazon Visa Signature Approval

SouthJamaica — Thu, 20 Apr 2023 20:30:05 GMT

@Duke84 wrote:
It's been a very long time since I've posted to these forums, but I've always stayed in the loop with what the community was going through.

Since my bankruptcy was filed in April 2014, my credit journey has been all over the place. Had sub-prime cards, store cards, and barely any growth or opportunities to get major cards until I got serious about wanting a better credit profile. Better cards starting coming, higher limits and CLIs being given. Utilizing a personal loan from USAA to wipe out debt helped elevate my scores from the mid-600s to the 700s.

After looking at DPs last night that showed two community members getting the Amazon Visa Signature beyond 5/24 (I was 6/24), I said why not? Apple had just given me a $2K increase last night. So, I didn't get the pre-qualification, but applied anyway.

Got the 30 day message. Scoured the Internet and Reddit for what to do next. Found the status line, called, got a 2-week message. Read that this likely means the card is approved. I waited for the email notification, didn't receive anything. This morning, around 9AM, got a call from the Chase Fraud Department and after one simple question ("Did you apply for this?"), the helpful fraud analyst processed the application.

Approved for $7,000!

DPs:
Hard Pulls on Experian and Transunion (live in MD)
Current F8s: EQ: 733; TU: 734; EX: 709
BK7 still showing up on EQ and EX (TU early excluded back in Sept 2022)
Util: ~5-9% depending on timing of reports
Salary: $116K
5/24 Status: 6/24

Now that I'm in with Chase, with a card I know I will benefit from as Amazon stays delivering packages to my home because of the wife, I anxiously await my card and begin a great relationship with them. I couldn't have done any of this growth without this wonderful community!

Congratulations. It's a good card

Re: Finally In with Chase! Amazon Visa Signature Approval

cashorcharge — Thu, 20 Apr 2023 20:32:44 GMT

WooHoo!! Congratulations on your Chase Approval!!👏🏼🍾🥂

Re: Finally In with Chase! Amazon Visa Signature Approval

NoMoreDebt — Fri, 21 Apr 2023 00:30:57 GMT

congrats on the approval

Re: Finally In with Chase! Amazon Visa Signature Approval

jibc1978 — Fri, 21 Apr 2023 01:48:41 GMT

congrats on the approval!

Re: Finally In with Chase! Amazon Visa Signature Approval

nytokyobred79 — Fri, 21 Apr 2023 01:57:06 GMT

Congratulations on getting in with Chase and getting your credit rebuild in order. Awesome.

Re: Finally In with Chase! Amazon Visa Signature Approval

fury1995 — Fri, 21 Apr 2023 02:06:00 GMT

That's an awesome comback! Congrats on the new Chase Amazon Visa!

Re: Finally In with Chase! Amazon Visa Signature Approval

alextercero — Fri, 21 Apr 2023 13:22:20 GMT

Congrats on your Approval!