topic Re: Chase Amazon Prime CLI in Credit Card Approvals

Chase Amazon Prime CLI

keekers — Mon, 24 Apr 2023 17:39:56 GMT

I've checked periodically for CLI eligibility since I opened the card but the Chase app has always said "no offers available at this time". Last week when I logged in I was finally able to request a CLI (card opened 7/22) so I pulled the trigger. I received a notice of a 7-10 day review and the following day they sent me an electronic letter that they couldn't access my TU report. I unfroze it and called the number they listed...after a soft pull and a conversation asking for more details around items on my report (including asking why I opened new accounts last year ) they said they would notify me of the decision. They also asked me how much I was looking for and I didn't have a good answer so I told them double my existing limit ($3K). I haven't received a notification but when I logged in today I noticed my CL has increased by $1K to $4K total. Something is better than nothing; just $1K away from the $100K club.

As a sidenote, I knew my reports were frozen at the time I requested the CLI but I was under the assumption they could still pull it for a SP since I already had the card and I see soft pulls all the time from other institutions. Learning point for me.

Re: Chase Amazon Prime CLI

M_Smart007 — Mon, 24 Apr 2023 17:36:09 GMT

Congrats on your Chase CLI

Re: Chase Amazon Prime CLI

MartyWrite75 — Mon, 24 Apr 2023 17:45:30 GMT

Congratulations on you CLI!

Re: Chase Amazon Prime CLI

CreditMagic7 — Mon, 24 Apr 2023 18:28:34 GMT

@keekers wrote:
I've checked periodically for CLI eligibility since I opened the card but the Chase app has always said "no offers available at this time". Last week when I logged in I was finally able to request a CLI (card opened 7/22) so I pulled the trigger. I received a notice of a 7-10 day review and the following day they sent me an electronic letter that they couldn't access my TU report. I unfroze it and called the number they listed...after a soft pull and a conversation asking for more details around items on my report (including asking why I opened new accounts last year ) they said they would notify me of the decision. They also asked me how much I was looking for and I didn't have a good answer so I told them double my existing limit ($3K). I haven't received a notification but when I logged in today I noticed my CL has increased by $1K to $4K total. Something is better than nothing; just $1K away from the $100K club.

As a sidenote, I knew my reports were frozen at the time I requested the CLI but I was under the assumption they could still pull it for a SP since I already had the card and I see soft pulls all the time from other institutions. Learning point for me.

Congratulations on your Amazon CLI!

Re: Chase Amazon Prime CLI

Jordan23ww — Mon, 24 Apr 2023 18:38:17 GMT

Congratulations on your limit increase! I just recently learned too that Chase needs our credit to be unfrozen for their soft pull approvals!

Re: Chase Amazon Prime CLI

CreditAggie — Mon, 24 Apr 2023 18:46:49 GMT

Congratulations on your Chase Amazon CLI!

Re: Chase Amazon Prime CLI

fury1995 — Mon, 24 Apr 2023 20:14:18 GMT

Congrats on the Chase limit increase!

Thanks for the reminder on the soft pull/frozen report data point. We should keep spreading that around as much as possible to save people some time!

Re: Chase Amazon Prime CLI

Beefy1212 — Mon, 24 Apr 2023 22:27:50 GMT

@keekers wrote:
I've checked periodically for CLI eligibility since I opened the card but the Chase app has always said "no offers available at this time". Last week when I logged in I was finally able to request a CLI (card opened 7/22) so I pulled the trigger. I received a notice of a 7-10 day review and the following day they sent me an electronic letter that they couldn't access my TU report. I unfroze it and called the number they listed...after a soft pull and a conversation asking for more details around items on my report (including asking why I opened new accounts last year ) they said they would notify me of the decision. They also asked me how much I was looking for and I didn't have a good answer so I told them double my existing limit ($3K). I haven't received a notification but when I logged in today I noticed my CL has increased by $1K to $4K total. Something is better than nothing; just $1K away from the $100K club.

As a sidenote, I knew my reports were frozen at the time I requested the CLI but I was under the assumption they could still pull it for a SP since I already had the card and I see soft pulls all the time from other institutions. Learning point for me.

Congrats on the CLI, next time shoot for the moon if you want 3k ask for 9k they just going to give you less if it is too much. No harm in being bold about it.

Now you just need to call navy fed, and see if you can find 1k more!

Re: Chase Amazon Prime CLI

FireMedic1 — Mon, 24 Apr 2023 22:39:22 GMT

Congrats on your CLI!

Re: Chase Amazon Prime CLI

NoMoreDebt — Mon, 24 Apr 2023 23:33:15 GMT

congrats on the cli

Re: Chase Amazon Prime CLI

Artemis092 — Tue, 25 Apr 2023 00:09:09 GMT

Congrats on the CLI!

Re: Chase Amazon Prime CLI

FalconSteve — Tue, 25 Apr 2023 02:18:56 GMT

Congratulations!

Also, you're absolutely correct, a financial institution with a pre-existing relationship can access your report despite a freeze. Many (such as Discover, AmEx, or Citi- I'm sure others) just use the report that they auto-pull every month.

EDIT: Emphasis on CAN access, they will, of course, do what they please.

Re: Chase Amazon Prime CLI

jibc1978 — Tue, 25 Apr 2023 03:48:06 GMT

congrats on the CLI!

Re: Chase Amazon Prime CLI

alextercero — Wed, 26 Apr 2023 04:47:14 GMT

Congrats on your CLI!

Re: Chase Amazon Prime CLI

cashorcharge — Thu, 27 Apr 2023 15:18:07 GMT

WooHoo!! Congratulations on your Chase Approval!!👏🏼🍾🥂