topic Re: Cap 1 CLI_15K > 16.5K ( partially approved) in Credit Card Approvals

Cap 1 CLI_15K > 16.5K ( partially approved)

nytokyobred79 — Thu, 27 Apr 2023 10:06:33 GMT

Partially approved for a 1.5K increase on my Venture Rewards card bringing cl to 16.5K. I had requested an additional 5K but Cap 1 countered and I happily took the offer bc you never know with Cap 1. Got this card Aug 2022 and have managed to get 3 cli's via online sp request. 1K partially approved in Sept 22, 4K fully approved in Jan 23 and now 1.5K partially approval today. Have only put minimal spend on card since opening it( around 2.5K total). Currently have 8% UTI overall and balances of 11K & 3K respectively reporting on 2 cards( not Cap 1) while I utilize 0% APR offers. I assume they used EQ data bc that's my best bureau score. Always PIF for this card. Sig up to date below.

Re: Cap 1 CLI_15K > 16.5K ( partially approved)

CreditMagic7 — Wed, 26 Apr 2023 22:56:38 GMT

Congrats on the partial approved increase.

Re: Cap 1 CLI_15K > 16.5K ( partially approved)

M_Smart007 — Wed, 26 Apr 2023 23:30:29 GMT

Congrats on your Cap1 CLI

Re: Cap 1 CLI_15K > 16.5K ( partially approved)

JoeRockhead — Wed, 26 Apr 2023 23:52:52 GMT

Nice growth, well done, congratulations!

Re: Cap 1 CLI_15K > 16.5K ( partially approved)

nytokyobred79 — Thu, 27 Apr 2023 00:14:16 GMT

Thanks @CreditMagic7 @M_Smart007 @JoeRockhead

I think I'll continue my ritual of hitting the love button and see what pops up but I was surprised considering the balances on 2 of my cards but maybe their algorithm looks at overall UTI. But who's complaining 😅

Re: Cap 1 CLI_15K > 16.5K ( partially approved)

CreditAggie — Thu, 27 Apr 2023 00:29:59 GMT

Congratulations on your Cap 1 CLI! That $1.5K is 15 times better than the $100 they are notorious for!

Re: Cap 1 CLI_15K > 16.5K ( partially approved)

nytokyobred79 — Thu, 27 Apr 2023 00:34:07 GMT

@CreditAggie wrote:
Congratulations on your Cap 1 CLI! That $1.5K is 15 times better than the $100 they are notorious for!

@CreditAggie You're 100% right so when the option came to accept or decline, I just took it and ran.

Re: Cap 1 CLI_15K > 16.5K ( partially approved)

NoMoreDebt — Thu, 27 Apr 2023 00:51:10 GMT

congrats on the cli

Re: Cap 1 CLI_15K > 16.5K ( partially approved)

nytokyobred79 — Thu, 27 Apr 2023 01:52:57 GMT

@NoMoreDebt wrote:
congrats on the cli

Thanks @NoMoreDebt 😊

Re: Cap 1 CLI_15K > 16.5K ( partially approved)

alextercero — Thu, 27 Apr 2023 04:20:17 GMT

Congrats on the CLI!

Re: Cap 1 CLI_15K > 16.5K ( partially approved)

nytokyobred79 — Thu, 27 Apr 2023 04:24:52 GMT

@alextercero wrote:
Congrats on the CLI!

Thanks 😊

Re: Cap 1 CLI_15K > 16.5K ( partially approved)

cashorcharge — Thu, 27 Apr 2023 15:13:43 GMT

WooHoo!! Congratulations on your Cap1 Approval!!👏🏼🍾🥂

Re: Cap 1 CLI_15K > 16.5K ( partially approved)

nytokyobred79 — Thu, 27 Apr 2023 18:38:15 GMT

@cashorcharge wrote:
WooHoo!! Congratulations on your Cap1 Approval!!👏🏼🍾🥂

Thanks @cashorcharge 😊

Re: Cap 1 CLI_15K > 16.5K ( partially approved)

Traveler101 — Fri, 28 Apr 2023 01:35:25 GMT

Congratulations 🎊

Re: Cap 1 CLI_15K > 16.5K ( partially approved)

nytokyobred79 — Fri, 28 Apr 2023 02:55:19 GMT

@Traveler101 wrote:
Congratulations 🎊

Arigatou ( thank you in Japanese). Hehe

Re: Cap 1 CLI_15K > 16.5K ( partially approved)

wambeezy — Fri, 28 Apr 2023 03:19:11 GMT

Congrats on your CLI.

Re: Cap 1 CLI_15K > 16.5K ( partially approved)

nytokyobred79 — Fri, 28 Apr 2023 05:10:55 GMT

@wambeezy wrote:
Congrats on your CLI.

Thank you 😀