topic Re: Mini AMEX Spree Approval in Credit Card Approvals

Mini AMEX Spree Approval

precision — Tue, 16 May 2023 21:03:20 GMT

After a few years of "gardening" I decided to apply for a AMEX card to diversify my portfolio.

I haven't had a new card in 6 years. AMEX has always been on my list but I never pulled the trigger.

After browsing the forums for the weekend and looking at the prequal site I took a gamble.

AMEX Platinum - Approved, NPSL - HP yes
AMEX Blue Cash Everyday - Approved, 11.5k - HP yes

AMEX Everyday - Declined - HP no

DP's:

EX -727

EQ - 744

TU - 746

Income - 155k

14 Open Tradelines ranging from 750.00 to 24k.

1 Installment Loan

30% Utility

Sidenote:

I had my gf apply as well for the BCE. Approved, 31.5k starting limit. I hollered. lol.

DP's:

2 800+ scores and one just south of 800.

Between 14-16 tradelines

1 Installment loan

Income - 138k

Utility sub 10%

We both have AMEX corporate cards. I don't know if that means anything.

Re: Mini AMEX Spree Approval

NoMoreDebt — Mon, 15 May 2023 09:52:20 GMT

congrats on the AMEX approvals

Re: Mini AMEX Spree Approval

JoeRockhead — Mon, 15 May 2023 11:44:04 GMT

Very nice set of approvals, congratulations!

Re: Mini AMEX Spree Approval

MartyWrite75 — Mon, 15 May 2023 13:50:41 GMT

Congratulations on your approvals!

Re: Mini AMEX Spree Approval

slickwidit — Mon, 15 May 2023 14:26:00 GMT

Congratulations 🍾🎉🎊🎈.

Amex only allows 2 cards in 90 day period. You will probably get the denied card in 91 days from your spree 😉

Re: Mini AMEX Spree Approval

GZG — Mon, 15 May 2023 14:34:50 GMT

@slickwidit wrote:
Congratulations 🍾🎉🎊🎈.
Amex only allows 2 cards in 90 day period. You will probably get the denied card in 91 days from your spree 😉

i thought 2/90 was only for credit cards, so they wouldn't have been denied based on that alone

I wonder if OP calls them and is like "approve please it was me who applied", if they will approve them for their everyday card

they also could have been spooked by the utilization percentage if they're carrying balances

nevertheless, congrats on amazing amex approvals!!

Re: Mini AMEX Spree Approval

M_Smart007 — Mon, 15 May 2023 15:15:29 GMT

Congrats!!!

Re: Mini AMEX Spree Approval

coreyb80 — Mon, 15 May 2023 15:31:09 GMT

Congrats on the approvals!

Re: Mini AMEX Spree Approval

CreditMagic7 — Mon, 15 May 2023 16:16:07 GMT

Congratulations on the AmEx Card approvals

Re: Mini AMEX Spree Approval

slickwidit — Mon, 15 May 2023 16:35:46 GMT

@GZG wrote:
@slickwidit wrote:
Congratulations 🍾🎉🎊🎈.
Amex only allows 2 cards in 90 day period. You will probably get the denied card in 91 days from your spree 😉
i thought 2/90 was only for credit cards, so they wouldn't have been denied based on that alone

I wonder if OP calls them and is like "approve please it was me who applied", if they will approve them for their everyday card

they also could have been spooked by the utilization percentage if they're carrying balances

nevertheless, congrats on amazing amex approvals!!

It's two total in a 90 day period. You can do a charge card and a credit card on the same day but that falls in the 2/90 rule. OP scores are good for approval for all Amex.

Re: Mini AMEX Spree Approval

Blender — Mon, 15 May 2023 16:31:09 GMT

@precision wrote:
After a few years of "gardening" I decided to apply for a AMEX card to diversify my portfolio.
I haven't had a new card in 6 years. AMEX has always been on my list but I never pulled the trigger.
After browsing the forums for the weekend and looking at the prequal site I took a gamble.

AMEX Platinum - Approved, NPSL - HP yes
AMEX Blue Cash Everyday - Approved, 11.5k - HP yes
AMEX Everyday - Declined - HP no

DP's:
EX -727
EQ - 744
TU - 746
Income - 155k
14 Open Tradelines ranging from 750.00 to 24k.
1 Installment Loan
30% Utility

Sidenote:
I had my gf apply as well for the BCE. Approved, 31.5k starting limit. I hollared. lol.
DP's:
2 800+ scores and one just south of 800.
Between 14-16 tradelines
1 Installment loan
Income - 138k
Utility sub 10%

We both have AMEX corporate cards. I don't know if that means anything.

Lol same. 25k starting limit. The disrespect lol

Re: Mini AMEX Spree Approval

alextercero — Tue, 16 May 2023 03:37:46 GMT

Congrats on the Amex approvals

Re: Mini AMEX Spree Approval

Legally_Speaking2512 — Tue, 16 May 2023 17:20:22 GMT

That is awesome. Congrats to the both of you. Man, that 31K starting limit - I would have hollered too 🤣.

Re: Mini AMEX Spree Approval

CreditAggie — Tue, 16 May 2023 20:28:28 GMT

Congratulations on your Amex approvals!