topic Re: Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase) in Credit Card Approvals

Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

Kayo — Fri, 09 Jun 2023 16:20:04 GMT

Hi Forums,

I tried the pre-approval link a few times last year and it always said something to the effect of "unable to confirm".

I didn't have any of my reports blocked, so I assume it was Chase having me on their blacklist as I burned them on two cards for $11,000 over 8+ years ago. The cards were still showing in my Chase account until about a year ago. (Yes I still bank with Chase even though I owe them money. Don't judge me ).

Hit the pre-approval about a month ago and it said approved, but I didn't pull the trigger as I was looking to get back in the door with Amex and didn't want anything jeopardizing that. Finally got around to applying and was instantly approved for $26,000.

I am definitely over the 5/24 rule by 3 cards.

Data Points:
Pulled EX @ 770 & Possibly EQ @ 798
6 Inquires On EX / 0 On EQ
Income: $255k
No Baddies

8 New Accounts In The Previous 24 Months
Util At 8% on $105k of total credit.

The CL is in line with my other top cards and I'm pretty sure Chase's internal algorithm can easily verify that I have the income as I bank with them, but the fact I was approved is definitely proof that you can be WELL over 5/24 AND have had a C/O with Chase and get approved for at least the Amazon Card.

Re: Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

GZG — Fri, 09 Jun 2023 16:49:48 GMT

very nice approval!!

Congratulations!

Re: Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

CreditMagic7 — Fri, 09 Jun 2023 17:02:00 GMT

Congratulations on your Chase Amazon Visa approval!

Re: Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

PullingMeSoftly — Fri, 09 Jun 2023 17:54:27 GMT

Nicely done over-5/24 approval, congrats! Solid SL

Re: Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

cashorcharge — Fri, 09 Jun 2023 22:11:45 GMT

Nicely done!!! WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Re: Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

M_Smart007 — Fri, 09 Jun 2023 22:35:14 GMT

Congratulations on your Approval 🥳

Re: Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

alextercero — Sat, 10 Jun 2023 05:21:27 GMT

Congrats on the approval

Re: Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

NoMoreDebt — Sat, 10 Jun 2023 11:56:43 GMT

Congrats on the approval

Re: Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

JoeRockhead — Sat, 10 Jun 2023 11:58:30 GMT

Very nice SL and approval, congratulations!

Re: Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

SouthJamaica — Sat, 10 Jun 2023 12:04:21 GMT

@Kayo wrote:
Hi Forums,

I tried the pre-approval link a few times last year and it always said something to the effect of "unable to confirm".

I didn't have any of my reports blocked, so I assume it was Chase having me on their blacklist as I burned them on two cards for $11,000 over 8+ years ago. The cards were still showing in my Chase account until about a year ago. (Yes I still bank with Chase even though I owe them money. Don't judge me ).

Hit the pre-approval about a month ago and it said approved, but I didn't pull the trigger as I was looking to get back in the door with Amex and didn't want anything jeopardizing that. Finally got around to applying and was instantly approved for $26,000.

I am definitely over the 5/24 rule by 3 cards.

Data Points:
Pulled EX @ 770 & Possibly EQ @ 798
6 Inquires On EX / 0 On EQ
Income: $255k
No Baddies
8 New Accounts In The Previous 24 Months
Util At 8% on $105k of total credit.

The CL is in line with my other top cards and I'm pretty sure Chase's internal algorithm can easily verify that I have the income as I bank with them, but the fact I was approved is definitely proof that you can be WELL over 5/24 AND have had a C/O with Chase and get approved for at least the Amazon Card.

Congratulations on the approval, and thanks for all the helpful information.

Re: Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

firefox100 — Sat, 10 Jun 2023 13:20:06 GMT

Congratulations on very nice chase amazon approval, lookslike chase is changing ther ways good thing.

Re: Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

citymunky — Sat, 10 Jun 2023 16:48:02 GMT

Congratulations on been approved especially over 5/24. (Also I still bank with Navy Fed even though I burned them during a BK, the only difference is Navy Fed never forgets).

Re: Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

CreditAggie — Sun, 11 Jun 2023 01:01:54 GMT

Congratulations on your Chase Amazon approval!

Re: Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

Janneman — Mon, 12 Jun 2023 00:08:27 GMT

@Kayo wrote:
Hi Forums,

I tried the pre-approval link a few times last year and it always said something to the effect of "unable to confirm".

I didn't have any of my reports blocked, so I assume it was Chase having me on their blacklist as I burned them on two cards for $11,000 over 8+ years ago. The cards were still showing in my Chase account until about a year ago. (Yes I still bank with Chase even though I owe them money. Don't judge me ).

Hit the pre-approval about a month ago and it said approved, but I didn't pull the trigger as I was looking to get back in the door with Amex and didn't want anything jeopardizing that. Finally got around to applying and was instantly approved for $26,000.

I am definitely over the 5/24 rule by 3 cards.

Data Points:
Pulled EX @ 770 & Possibly EQ @ 798
6 Inquires On EX / 0 On EQ
Income: $255k
No Baddies
8 New Accounts In The Previous 24 Months
Util At 8% on $105k of total credit.

The CL is in line with my other top cards and I'm pretty sure Chase's internal algorithm can easily verify that I have the income as I bank with them, but the fact I was approved is definitely proof that you can be WELL over 5/24 AND have had a C/O with Chase and get approved for at least the Amazon Card.

Wowwww...congratulation.....By the way, do you know exactly how many accounts you are over to 5/24 unless you are sure that it were 3 accounts only? Also, did you ever include in BK the amount you burned, or was that amount got charged off?? Its very unusual though because if you ever burn them then application gets denied and then applicant needs to call for reconsideration to explain...Not always but most of the time. Can you post the link to their pre-approval link, please? Tnx

Re: Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

fullacrobat5 — Sun, 11 Jun 2023 22:04:03 GMT

Congratulations on your chase amazon visa approval !!

Re: Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

TheRedHat — Mon, 12 Jun 2023 09:19:35 GMT

Congrats on your approval!

Re: Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

Kayo — Wed, 11 Oct 2023 23:54:19 GMT

I'm over by 3 cards. I've had 8 new cards opened in the past 2 years.

No BK, just a charge-off that was never paid but it'c not on my report as it's over 9 years old at this point. I've previously been denied for Chase card applications (within the past few years) but when I applied for the Amazon card it was instantly approved. I don't have the link. You'd have to find it through your Amazon prime account.

Re: Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

youngandcreditwrthy — Thu, 12 Oct 2023 15:19:34 GMT

congrats! that's a decent rate too in today's high interest environment.