topic Re: Chase Freedom finally suckered me in. in Credit Card Approvals

Chase Freedom finally suckered me in.

dollar_bill — Mon, 28 Apr 2014 01:02:52 GMT

I bought a new home not too long ago (with a mortgage) , and while I have never really thought Chase was all that, I finally apped for the Freedom card because of the Lowes 5%. I need to get a lot of things done and the Lowes 5% will be easy to max out. I already get an extra 10% at Lowes so this bumps my next $1500 worth of purchases to 15%. Instant approval with a modest $9k limit.

They have been hammering me with mailers ever since I opted back in on the credit reports, my EX score is 740 so I knew i'd get approved although I did get approved with 5 inquries on record if that helps anyone. I will now finally kick Barclays to the curb, though I think I have an unique card from them because of how the account works. I originally got the Direct TV Visa, which allowed me to charge my way into a free Sunday Ticket, but the card was cancelled and now I have a Barclays Reward Visa, and it seems all these other cards are MC. Oh well. I've been closing a lot of accounts lately, I have too much credit for my needs as it is.

Apologize if this thread should of been posted in the other forum, but I had a few extra details I thought it might be related.

Re: Chase Freedom finally suckered me in.

grinlikechelsea — Mon, 28 Apr 2014 01:08:59 GMT

Congrats! The Freedom is a nice card.

Re: Chase Freedom finally suckered me in.

BigBS — Mon, 28 Apr 2014 01:19:30 GMT

Congrats on the approval!

Re: Chase Freedom finally suckered me in.

Uppingmyscore — Mon, 28 Apr 2014 01:22:02 GMT

Nice starting limit....Congrats!!!

Re: Chase Freedom finally suckered me in.

gdale6 — Mon, 28 Apr 2014 01:31:08 GMT

@dollar_bill wrote:
I bought a new home not too long ago (with a mortgage) , and while I have never really thought Chase was all that, I finally apped for the Freedom card because of the Lowes 5%. I need to get a lot of things done and the Lowes 5% will be easy to max out. I already get an extra 10% at Lowes so this bumps my next $1500 worth of purchases to 15%. Instant approval with a modest $9k limit.

Grats on your new chase card

Re: Chase Freedom finally suckered me in.

-Wade- — Mon, 28 Apr 2014 01:31:59 GMT

@dollar_bill wrote:
I bought a new home not too long ago (with a mortgage) , and while I have never really thought Chase was all that, I finally apped for the Freedom card because of the Lowes 5%. I need to get a lot of things done and the Lowes 5% will be easy to max out. I already get an extra 10% at Lowes so this bumps my next $1500 worth of purchases to 15%. Instant approval with a modest $9k limit.

They have been hammering me with mailers ever since I opted back in on the credit reports, my EX score is 740 so I knew i'd get approved although I did get approved with 5 inquries on record if that helps anyone. I will now finally kick Barclays to the curb, though I think I have an unique card from them because of how the account works. I originally got the Direct TV Visa, which allowed me to charge my way into a free Sunday Ticket, but the card was cancelled and now I have a Barclays Reward Visa, and it seems all these other cards are MC. Oh well. I've been closing a lot of accounts lately, I have too much credit for my needs as it is.

Apologize if this thread should of been posted in the other forum, but I had a few extra details I thought it might be related.

Congrats on your approval

Re: Chase Freedom finally suckered me in.

eddie84 — Mon, 28 Apr 2014 01:38:00 GMT

Congrats! Also if you're gonna max out on Freedom 5% CB then might wanna app for Discover it since they have 5% CB for home improvement this quarter also.

Re: Chase Freedom finally suckered me in.

Kenny — Mon, 28 Apr 2014 02:20:01 GMT

Congrats! Good CL as well!

Re: Chase Freedom finally suckered me in.

dollar_bill — Mon, 28 Apr 2014 03:01:17 GMT

Thank you guys (and gals )

I'm not a big fan of gadget percentage groups like this, but with the $100 and the $25 dollar AU bonus, it's an easy $200 score for $1500 worth of charges I would of made anyway. $200 on $1500 is over 13% CB and hard to resist. I can always cancel the card after the bonus period or let it sit until something else comes up.

Didn't know about the Discover card CB, not sure I want to go down that road but 5% is a nice bonus when you are looking at spending money and getting something back at the same time it's a win.

Re: Chase Freedom finally suckered me in.

Anonymous — Mon, 28 Apr 2014 09:20:25 GMT

Congrats!

Re: Chase Freedom finally suckered me in.

alvon123 — Mon, 28 Apr 2014 10:32:00 GMT

congrats