topic Re: Capital One VentureX Approval, 20M Student, 8th New Card in last 6 months, Experian Frozen in Credit Card Approvals

Capital One VentureX Approval, 20M Student, 8th New Card in last 6 months

chadmaximus — Thu, 15 Jun 2023 23:07:52 GMT

Hi, Just a DP.

A couple days before I applied on 6/1, I saw the Savorone for Good credit (No SUB) being in my pre approval, I froze my experian which had 5 inquiries, and my credit score also went up 10-15 points after I zeroed out a card. I then saw all C1 cards avaliable for pre approval & for excellent credit. Decided to apply June 1, was not instantly approved had to send documents over, next morning I got a notification from Experian saying they viewed my credit report - soft inquiry, so I forgot about it. Sent in the documents the other night, got an approval letter next morning. Below is my credit history.

Discover Chrome - 6/20/21 - $3800

Chase Freedom - 11/10/22 - $2000

BILT - 11/21/22 - $2000

Citi Custom Cash - 11/23/22 - $3300 (45% utilization at time of application)

Amex Biz Prime - 12/5/22 - $1500

Amex BBP - 12/22/22 - $3500

Chase Ink Unlimited - 12/27/22 - $3000

Chase Ink Cash - 3/13/23 - $3000

Experian - 5 inquiries Transunion - 0 Equifax - 2

Re: Capital One VentureX Approval, 20M Student, 8th New Card in last 6 months, Experian Frozen

CreditMagic7 — Thu, 15 Jun 2023 22:08:07 GMT

@chadmaximus wrote:
Hi, Just a DP.

A couple days before I applied on 6/1, I saw the Savorone for Good credit (No SUB) being in my pre approval, I froze my experian which had 5 inquiries, and my credit score also went up 10-15 points after I zeroed out a card. I then saw all C1 cards avaliable for pre approval & for excellent credit. Decided to apply June 1, was not instantly approved had to send documents over, next morning I got a notification from Experian saying they viewed my credit report - soft inquiry, so I forgot about it. Sent in the documents the other night, got an approval letter next morning. Below is my credit history.

Discover Chrome - 6/20/21 - $3800

Chase Freedom - 11/10/22 - $2000

BILT - 11/21/22 - $2000

Citi Custom Cash - 11/23/22 - $3300 (45% utilization at time of application)

Amex Biz Prime - 12/5/22 - $1500

Amex BBP - 12/22/22 - $3500

Chase Ink Unlimited - 12/27/22 - $3000

Chase Ink Cash - 3/13/23 - $3000

Experian - 5 inquiries Transunion - 0 Equifax - 2

Congratulations!

Re: Capital One VentureX Approval, 20M Student, 8th New Card in last 6 months, Experian Frozen

BigBS — Thu, 15 Jun 2023 22:16:30 GMT

Congrats and without a triple pull!

Re: Capital One VentureX Approval, 20M Student, 8th New Card in last 6 months, Experian Frozen

Creditwiser — Fri, 16 Jun 2023 00:34:31 GMT

Good work ! Congrats !

Re: Capital One VentureX Approval, 20M Student, 8th New Card in last 6 months

gingerflower — Fri, 16 Jun 2023 02:51:04 GMT

Congratulations!

Re: Capital One VentureX Approval, 20M Student, 8th New Card in last 6 months

M_Smart007 — Fri, 16 Jun 2023 03:19:18 GMT

Congratulations 🎉

Re: Capital One VentureX Approval, 20M Student, 8th New Card in last 6 months

CreditAggie — Fri, 16 Jun 2023 03:56:46 GMT

Congratulations on your Capital One approval!

Re: Capital One VentureX Approval, 20M Student, 8th New Card in last 6 months

alextercero — Fri, 16 Jun 2023 04:12:40 GMT

Congrats on the approval

Re: Capital One VentureX Approval, 20M Student, 8th New Card in last 6 months

nytokyobred79 — Fri, 16 Jun 2023 05:50:53 GMT

Congrats on your Venture X approval. Good work.

Re: Capital One VentureX Approval, 20M Student, 8th New Card in last 6 months

NoMoreDebt — Fri, 16 Jun 2023 10:07:11 GMT

Congrats on your approval

Re: Capital One VentureX Approval, 20M Student, 8th New Card in last 6 months

JoeRockhead — Fri, 16 Jun 2023 12:44:44 GMT

Nice, congratulations!

Re: Capital One VentureX Approval, 20M Student, 8th New Card in last 6 months

user979797 — Fri, 16 Jun 2023 13:46:53 GMT

Wow Congrats on your approval success and for the Capital One X seal of approval Hope it's a great card for you!

Re: Capital One VentureX Approval, 20M Student, 8th New Card in last 6 months

LADave — Fri, 16 Jun 2023 15:41:50 GMT

Who else read "20M" as something like $20m in credit lines?

Congratulations @chadmaximus on your Venture X approval!

Re: Capital One VentureX Approval, 20M Student, 8th New Card in last 6 months

laurenjessica — Sat, 17 Jun 2023 00:13:35 GMT

@chadmaximus wrote:
Hi, Just a DP.

A couple days before I applied on 6/1, I saw the Savorone for Good credit (No SUB) being in my pre approval, I froze my experian which had 5 inquiries, and my credit score also went up 10-15 points after I zeroed out a card. I then saw all C1 cards avaliable for pre approval & for excellent credit. Decided to apply June 1, was not instantly approved had to send documents over, next morning I got a notification from Experian saying they viewed my credit report - soft inquiry, so I forgot about it. Sent in the documents the other night, got an approval letter next morning. Below is my credit history.

Discover Chrome - 6/20/21 - $3800

Chase Freedom - 11/10/22 - $2000

BILT - 11/21/22 - $2000

Citi Custom Cash - 11/23/22 - $3300 (45% utilization at time of application)

Amex Biz Prime - 12/5/22 - $1500

Amex BBP - 12/22/22 - $3500

Chase Ink Unlimited - 12/27/22 - $3000

Chase Ink Cash - 3/13/23 - $3000

Experian - 5 inquiries Transunion - 0 Equifax - 2

Congrats on your Venture X approval! What's your SL?

Re: Capital One VentureX Approval, 20M Student, 8th New Card in last 6 months

chadmaximus — Sat, 17 Jun 2023 19:10:23 GMT

10k basically the minumum, got the highest APR too but doesnt really matter

Re: Capital One VentureX Approval, 20M Student, 8th New Card in last 6 months

laurenjessica — Sun, 18 Jun 2023 03:54:09 GMT

@chadmaximus wrote:
10k basically the minumum, got the highest APR too but doesnt really matter

Still a great limit! Congrats!