topic Re: WF Bilt Approved $4500 in Credit Card Approvals

WF Bilt Approved $4500

FireMedic1 — Fri, 16 Jun 2023 10:06:47 GMT

Got approved this morning with a $4500 SL. I'll use it to pay my HOA fees. Beats the CC fees I'll no longer have to pay. Good week. $5000 CLI with AMEX and now a new card. Scores below. Pulled EQ. If its FICO 9. 788. 6 months between apps when I joined for Early PayDay and got the Active Cash when I signed up with checking/savings.

Re: WF Bilt Approved $4500

NoMoreDebt — Fri, 16 Jun 2023 10:07:59 GMT

Congrats on your approval

Re: WF Bilt Approved $4500

Jnbmom — Fri, 16 Jun 2023 11:13:42 GMT

@FireMedic1

Congrats buddy 😊

Re: WF Bilt Approved $4500

LakeLife — Fri, 16 Jun 2023 11:39:39 GMT

Congrats! I'd never heard of this before. For renters, this card seems like a no brainer. I have to pay two HOA fees each year on two properties, and I'm thinking about getting the card just for the "no transaction fees" feature.

Re: WF Bilt Approved $4500

CardHunter — Fri, 16 Jun 2023 11:41:41 GMT

Very nice and congrats! The Active Cash card is on my radar for my next card. Congrats again on your Wells Fargo approval!

Re: WF Bilt Approved $4500

DEITY_of_Credit — Thu, 20 Jul 2023 06:41:01 GMT

Re: WF Bilt Approved $4500

FireMedic1 — Fri, 16 Jun 2023 12:14:04 GMT

@LakeLife wrote:
Congrats! I'd never heard of this before. For renters, this card seems like a no brainer. I have to pay two HOA fees each year on two properties, and I'm thinking about getting the card just for the "no transaction fees" feature.

My HOA isn't one of the properties in their system. But they will send a check and charge the card. I'll take 1% over the fees for using a CC.

Re: WF Bilt Approved $4500

FireMedic1 — Fri, 16 Jun 2023 12:15:01 GMT

@CardHunter wrote:
Very nice and congrats! The Active Cash card is on my radar for my next card. Congrats again on your Wells Fargo approval!

Active cash is a good card. Still prefer my PP MC. But it's cool.

Re: WF Bilt Approved $4500

JoeRockhead — Fri, 16 Jun 2023 12:37:22 GMT

Nice SL and approval, congratulations!

Re: WF Bilt Approved $4500

user979797 — Fri, 16 Jun 2023 13:48:43 GMT

Great week for you there and Congrats on your Bilt approval with Wells Fargo

Re: WF Bilt Approved $4500

Mones — Fri, 16 Jun 2023 14:27:15 GMT

Congrats on the approval and Amex CLI! It's smart to use it to avoid CC fees for HOA.

Re: WF Bilt Approved $4500

CreditMagic7 — Fri, 16 Jun 2023 15:19:48 GMT

Congrats on the WF Bilt approval

Re: WF Bilt Approved $4500

NoMoreE46 — Fri, 16 Jun 2023 17:26:55 GMT

@FireMedic1 wrote:
@LakeLife wrote:
Congrats! I'd never heard of this before. For renters, this card seems like a no brainer. I have to pay two HOA fees each year on two properties, and I'm thinking about getting the card just for the "no transaction fees" feature.
My HOA isn't one of the properties in their system. But they will send a check and charge the card. I'll take 1% over the fees for using a CC.

Cool

Was confused for a second as to why you got this Card as you own your home....

Re: WF Bilt Approved $4500

coreyb80 — Fri, 16 Jun 2023 17:32:52 GMT

Congrats on the approval!

Re: WF Bilt Approved $4500

laurenjessica — Fri, 16 Jun 2023 17:45:35 GMT

@FireMedic1 wrote:
Got approved this morning with a $4500 SL. I'll use it to pay my HOA fees. Beats the CC fees I'll no longer have to pay. Good week. $5000 CLI with AMEX and now a new card. Scores below. Pulled EQ. If its FICO 9. 788. 6 months between apps when I joined for Early PayDay and got the Active Cash when I signed up with checking/savings.

Congrats on your approval! Curious to know if they pulled your FICO 8 or FICO 9. My EQ FICO 9 is about 40 points higher than the FICO 8 score, and this card is definitely on my radar at some point in the future.

Re: WF Bilt Approved $4500

FireMedic1 — Fri, 16 Jun 2023 19:26:12 GMT

@laurenjessica wrote:
@FireMedic1 wrote:
Got approved this morning with a $4500 SL. I'll use it to pay my HOA fees. Beats the CC fees I'll no longer have to pay. Good week. $5000 CLI with AMEX and now a new card. Scores below. Pulled EQ. If its FICO 9. 788. 6 months between apps when I joined for Early PayDay and got the Active Cash when I signed up with checking/savings.
Congrats on your approval! Curious to know if they pulled your FICO 8 or FICO 9. My EQ FICO 9 is about 40 points higher than the FICO 8 score, and this card is definitely on my radar at some point in the future.

@laurenjessicaSame here. I'll let ya know when the card comes.

Re: WF Bilt Approved $4500

911gt34life — Fri, 16 Jun 2023 20:30:48 GMT

Congrats Nice Card..

end of year hope could get it....

Re: WF Bilt Approved $4500

DEITY_of_Credit — Thu, 20 Jul 2023 06:40:31 GMT

Re: WF Bilt Approved $4500

laurenjessica — Fri, 16 Jun 2023 23:47:23 GMT

@DEITY_of_Credit wrote:
Hi @laurenjessica ,

Wells Fargo uses Equifax FICO 9.

Tried it for science. Turns out they pull EX where I am. I'll try again later this year when my EX scores are hopefully higher

Congrats again to OP on the great approval!

Re: WF Bilt Approved $4500

CreditAggie — Sat, 17 Jun 2023 01:05:56 GMT

Congratulations on your Bilt approval!