topic Re: SDFCU APPROVAL in Credit Card Approvals

SDFCU APPROVAL

Anonymous — Mon, 28 Apr 2014 19:04:12 GMT

I left the garden for one last app on 04/26. I got the State Dept emv visa plat 6.99 int rate and only asked for $5000.00. I signed the edocs this morning. I needed a real chip and pin card for my travels to Canada. I hate using the chip and sig, it confuses the small biz owners. For anyone that has this card how do you like it? Back to the garden I go.

Re: SDFCU APPROVAL

Anonymous — Mon, 28 Apr 2014 19:18:35 GMT

Congrats! What was your fico? Are they conservative? That is one of the cards I'm looking to get in the future. My scores are in the high 600 but BK discharged 12 months ago.

Re: SDFCU APPROVAL

Anonymous — Mon, 28 Apr 2014 19:28:41 GMT

Score was 772 they pulled exp. They sent me the score in the edocs I signed. I don't know if, Sdfcu is conservative.

Re: SDFCU APPROVAL

Anonymous — Mon, 28 Apr 2014 19:40:22 GMT

Congrats!

Re: SDFCU APPROVAL

DaveSignal — Mon, 28 Apr 2014 19:43:32 GMT

@Anonymous wrote:
I left the garden for one last app on 04/26. I got the State Dept emv visa plat 6.99 int rate and only asked for $5000.00. I signed the edocs this morning. I needed a real chip and pin card for my travels to Canada. I hate using the chip and sig, it confuses the small biz owners. For anyone that has this card how do you like it? Back to the garden I go.

It defaults to chip + sig if the terminal supports it, so I don't think it will work the way you intend for your purpose. I have already discussed this issue with card services and they decided not to change the CVM order. Oh well. At least its a super low APR card and supports chip + PIN in the rare instance you come accross a terminal that will not accept signature transactions. It has kind of turned into my in-case-of-emergency card.

Re: SDFCU APPROVAL

BigBS — Mon, 28 Apr 2014 20:26:20 GMT

Congrats!

Re: SDFCU APPROVAL

Anonymous — Mon, 28 Apr 2014 20:29:29 GMT

@DaveSignal wrote:
@Anonymous wrote:
I left the garden for one last app on 04/26. I got the State Dept emv visa plat 6.99 int rate and only asked for $5000.00. I signed the edocs this morning. I needed a real chip and pin card for my travels to Canada. I hate using the chip and sig, it confuses the small biz owners. For anyone that has this card how do you like it? Back to the garden I go.

It defaults to chip + sig if the terminal supports it, so I don't think it will work the way you intend for your purpose. I have already discussed this issue with card services and they decided not to change the CVM order. Oh well. At least its a super low APR card and supports chip + PIN in the rare instance you come accross a terminal that will not accept signature transactions. It has kind of turned into my in-case-of-emergency card.

Did you get a pin number with the card? I guess it can be my emergency card the rate is good.

Re: SDFCU APPROVAL

Anonymous — Mon, 28 Apr 2014 20:30:39 GMT

@BigBS wrote:
Congrats!

Thank you.

Re: SDFCU APPROVAL

Anonymous — Mon, 28 Apr 2014 20:31:04 GMT

@Anonymous wrote:
Congrats!

Thank you.

Re: SDFCU APPROVAL

gdale6 — Mon, 28 Apr 2014 20:51:26 GMT

@Anonymous wrote:
I left the garden for one last app on 04/26. I got the State Dept emv visa plat 6.99 int rate and only asked for $5000.00. I signed the edocs this morning. I needed a real chip and pin card for my travels to Canada. I hate using the chip and sig, it confuses the small biz owners.

Grats on your new card

Re: SDFCU APPROVAL

DaveSignal — Mon, 28 Apr 2014 21:44:12 GMT

@Anonymous wrote:
@DaveSignal wrote:
@Anonymous wrote:
I left the garden for one last app on 04/26. I got the State Dept emv visa plat 6.99 int rate and only asked for $5000.00. I signed the edocs this morning. I needed a real chip and pin card for my travels to Canada. I hate using the chip and sig, it confuses the small biz owners. For anyone that has this card how do you like it? Back to the garden I go.

It defaults to chip + sig if the terminal supports it, so I don't think it will work the way you intend for your purpose. I have already discussed this issue with card services and they decided not to change the CVM order. Oh well. At least its a super low APR card and supports chip + PIN in the rare instance you come accross a terminal that will not accept signature transactions. It has kind of turned into my in-case-of-emergency card.
Did you get a pin number with the card? I guess it can be my emergency card the rate is good.

Yes, you get a pin. For sure this will be useful at a terminal that only supports pin, but I haven't come accross it in England. There might be many in Canada, though, that I do not know. It is certainly a unique card, considering that it has such a low APR and also offers rewards points on purchases. It was a tough card for me to get and required a fancy written recon letter. Your scores are great though so I am not surprised that you didn't have any trouble. Congrats!

Re: SDFCU APPROVAL

Anonymous — Mon, 28 Apr 2014 22:07:44 GMT

@DaveSignal wrote:
@Anonymous wrote:
@DaveSignal wrote:
@Anonymous wrote:
I left the garden for one last app on 04/26. I got the State Dept emv visa plat 6.99 int rate and only asked for $5000.00. I signed the edocs this morning. I needed a real chip and pin card for my travels to Canada. I hate using the chip and sig, it confuses the small biz owners. For anyone that has this card how do you like it? Back to the garden I go.

It defaults to chip + sig if the terminal supports it, so I don't think it will work the way you intend for your purpose. I have already discussed this issue with card services and they decided not to change the CVM order. Oh well. At least its a super low APR card and supports chip + PIN in the rare instance you come accross a terminal that will not accept signature transactions. It has kind of turned into my in-case-of-emergency card.
Did you get a pin number with the card? I guess it can be my emergency card the rate is good.
Yes, you get a pin. For sure this will be useful at a terminal that only supports pin, but I haven't come accross it in England. There might be many in Canada, though, that I do not know. It is certainly a unique card, considering that it has such a low APR and also offers rewards points on purchases. It was a tough card for me to get and required a fancy written recon letter. Your scores are great though so I am not surprised that you didn't have any trouble. Congrats!

Thank goodness for recon letters! I had to recon Penfed for a few inqs, that was the hard one for me. I will use it when I go shopping in Canada and let you know how it works. The APR, no af and points lol is awesome.

Re: SDFCU APPROVAL

alvon123 — Mon, 28 Apr 2014 22:19:34 GMT

congrats

Re: SDFCU APPROVAL

-Wade- — Tue, 29 Apr 2014 00:13:23 GMT

@Anonymous wrote:
I left the garden for one last app on 04/26. I got the State Dept emv visa plat 6.99 int rate and only asked for $5000.00. I signed the edocs this morning. I needed a real chip and pin card for my travels to Canada. I hate using the chip and sig, it confuses the small biz owners. For anyone that has this card how do you like it? Back to the garden I go.

Congrats on your approval

Re: SDFCU APPROVAL

Kenny — Tue, 29 Apr 2014 08:46:18 GMT

Congrats!