topic Re: Barclay"s Aviator Red Approved - $22K in Credit Card Approvals

Barclay"s Aviator Red Approved - $22K

Aim_High — Tue, 04 Jul 2023 16:55:28 GMT

Edit-to Add:

Successful Recon! CLI from $22K to $50K approved 07/03/23.

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I was approved last night for the Barclay's Aviator Red Mastercard with a Starting Limit of $22K. I wasn't notified of an APR yet but disclosures state the APR will be either 20.99%, 24.99%, or 29.99% currently. I believe this is my first-ever Barclays' Bank card.

Edit-to Add: Per the Barclay's Mobile App, my APR is the lowest in that range above, 20.99%.

Edit to Add: Incidentally, this approval puts me over the $750K TCL milestone!

American Airlines and Barclay's have mixed up the SUB on the Aviator Red Mastercard, sometimes increasing the 50K miles to 60K miles or even 70K. I had a 70K offer after a recent flight that was expiring last night so I decided to pull the trigger on it. There's also a 500 mile bonus for first-time applicants. The really nice thing about this SUB is the only spend requirement is to make a single purchase of any amount, along with paying the $99 AF, to get the 70,500 miles. The SUB should be worth more than $1200 according to my estimates. This will really bulk up my AA miles after getting an enhanced SUB on the CITI AAdvantage Executive WEMC last fall.

Barclays hard-pulled my TU report. At the time of the HP, I had (0/24) TU hard inquiries.

Not sure of which version they pulled but my TU - FICO Score 8 currently 847 (per my Discovercard dashboard.)

For new (personal) accounts, at time of application I was 2/6; 3/12; 4/24. This excludes (3) business card accounts I've opened in the past 12 months that do not report on my personal credit report. *My last three personal accounts: March 2023: AMEX Hilton Surpass; March 2023: Chase IHG Rewards Premier; Oct 2022: CITI AAdvantage Executive.

While the $22K is a healthy starting limit, I may call for reconsideration of a higher limit next week during business hours, just to test the waters.

Re: Barclay"s Aviator Red Approved - $22K

JoeRockhead — Sat, 01 Jul 2023 21:34:51 GMT

Very nice SL and approval, love all the info you provide as usual, congratulations on your Aviator Red!

Re: Barclay"s Aviator Red Approved - $22K

Jnbmom — Sat, 01 Jul 2023 21:38:40 GMT

@Aim_High

Congrats very nice SL.

I am on their permanent blacklist , been 18 years now 😂

Re: Barclay"s Aviator Red Approved - $22K

Rdbeetle — Sat, 01 Jul 2023 21:39:55 GMT

Congrats on your Barclay's $22k approval!!!

Re: Barclay"s Aviator Red Approved - $22K

alextercero — Sat, 01 Jul 2023 22:04:16 GMT

Congrats on the approval

Re: Barclay"s Aviator Red Approved - $22K

BigBS — Sat, 01 Jul 2023 23:14:34 GMT

Congrats! Have that card too, but it is my lowest limit at $2500 and haven't bothered with a CLI.

Re: Barclay"s Aviator Red Approved - $22K

CreditAggie — Sun, 02 Jul 2023 00:19:08 GMT

Congratulations on your Barclays Aviator Red approval!

Re: Barclay"s Aviator Red Approved - $22K

CreditCuriosity — Sun, 02 Jul 2023 02:55:35 GMT

Congrats same offer as I had and same SL as well.. Easy miles and also get alot of offer for 0% come 4-6 months into card to encourage spend along with x miles for x spend offers to come as well

Re: Barclay"s Aviator Red Approved - $22K

nytokyobred79 — Sun, 02 Jul 2023 08:36:59 GMT

Congrats on your Barclay's approval. Nice SL too

Re: Barclay"s Aviator Red Approved - $22K

FireMedic1 — Sun, 02 Jul 2023 10:29:20 GMT

Congrats @Aim_High on the nice SL and approval!

Re: Barclay"s Aviator Red Approved - $22K

Aim_High — Sun, 02 Jul 2023 19:46:42 GMT

@JoeRockhead wrote:
Very nice SL and approval, love all the info you provide as usual, congratulations on your Aviator Red!
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@Jnbmom wrote:
@Aim_High
Congrats very nice SL.
I am on their permanent blacklist , been 18 years now 😂
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@Rdbeetle wrote:
Congrats on your Barclay's $22k approval!!!
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@alextercero wrote:
Congrats on the approval

Thanks very much @JoeRockhead, @Jnbmom, @Rdbeetle, @alextercero!

Glad you enjoy the data points @JoeRockhead; I think they're an important part of the posting.

Oh no, @Jnbmom! Well, their loss, right?

Re: Barclay"s Aviator Red Approved - $22K

Aim_High — Sun, 02 Jul 2023 19:53:10 GMT

@BigBS wrote:
Congrats! Have that card too, but it is my lowest limit at $2500 and haven't bothered with a CLI.
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@CreditAggie wrote:
Congratulations on your Barclays Aviator Red approval!
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@CreditCuriosity wrote:
Congrats same offer as I had and same SL as well.. Easy miles and also get alot of offer for 0% come 4-6 months into card to encourage spend along with x miles for x spend offers to come as well

Thanks very much @BigBS, @CreditAggie, @CreditCuriosity!

Yes, I saw your $22K approval and that seems to be a moderately high approval, except for a few of our members like @Mahraja who recently got a $50K approval! It sounds like the card offers a lot of value in those special offers so looking forward to seeing those.

Re: Barclay"s Aviator Red Approved - $22K

Aim_High — Sun, 02 Jul 2023 19:55:43 GMT

@nytokyobred79 wrote:
Congrats on your Barclay's approval. Nice SL too
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@FireMedic1 wrote:
Congrats @Aim_High on the nice SL and approval!

Thanks very much @nytokyobred79 and @FireMedic1!

Re: Barclay"s Aviator Red Approved - $22K

Janneman — Mon, 03 Jul 2023 01:44:17 GMT

@Jnbmom wrote:
@Aim_High

Congrats very nice SL.

I am on their permanent blacklist , been 18 years now 😂

Even Amex and Chase are now forgiving most offenders....never heard of Barclays to be like this for so long....

Re: Barclay"s Aviator Red Approved - $22K

Janneman — Mon, 03 Jul 2023 01:50:13 GMT

@Aim_High wrote:
I was approved last night for the Barclay's Aviator Red Mastercard with a Starting Limit of $22K. I wasn't notified of an APR yet but disclosures state the APR will be either 20.99%, 24.99%, or 29.99% currently. I believe this is my first-ever Barclays' Bank card.

Edit to Add: Incidentally, this approval puts me over the $750K TCL milestone or 3/4 Million.

American Airlines and Barclay's have mixed up the SUB on the Aviator Red Mastercard, sometimes increasing the 50K miles to 60K miles or even 70K. I had a 70K offer after a recent flight that was expiring last night so I decided to pull the trigger on it. There's also a 500 mile bonus for first-time applicants. The really nice thing about this SUB is the only spend requirement is to make a single purchase of any amount, along with paying the $99 AF, to get the 70,500 miles. The SUB should be worth more than $1200 according to my estimates. This will really bulk up my AA miles after getting an enhanced SUB on the CITI AAdvantage Executive WEMC last fall.

Barclays hard-pulled my TU report.

Not sure of which version they pulled but my TU - FICO Score 8 currently 847 (per my Discovercard dashboard.)

While the $22K is a healthy starting limit, I may call for reconsideration of a higher limit next week during business hours, just to test the waters.

Very nice approval...Congrat....I also applied for the very same card on the last day of this same promotion which I guess ended Friday or Saturday, and my application went under review....However, I did not get any offer for this, instead I found about it from another site wherein an employee of American Airlines came up and provided link to this offer with some kinda personal code....almost everyone got approved therein from that link and offer code except one lady who were instantly denied for being over 7/24 which is Barclay's rule similar to Chase- 5/24. I think I will get denied too because I have 10/24...So, I am sure my application will be denied. Barclays is very strict on their this rule, which I know for sure. But I am glad you got this card and a beautiful promotion with a very nice SL...Very happy for you.

Re: Barclay"s Aviator Red Approved - $22K

Aim_High — Mon, 03 Jul 2023 02:15:59 GMT

@Janneman wrote:
Very nice approval...Congrat....I also applied for the very same card on the last day of this same promotion which I guess ended Friday or Saturday, and my application went under review....However, I did not get any offer for this, instead I found about it from another site wherein an employee of American Airlines came up and provided link to this offer with some kinda personal code....almost everyone got approved therein from that link and offer code except one lady who were instantly denied for being over 7/24 which is Barclay's rule similar to Chase- 5/24. I think I will get denied too because I have 10/24...So, I am sure my application will be denied. Barclays is very strict on their this rule, which I know for sure. But I am glad you got this card and a beautiful promotion with a very nice SL...Very happy for you.

Thanks very much @Janneman!

Honestly, I didn't even research Barclay's application rules but I wasn't even close. I updated my original posting since your mention made me realize I neglected to include my other HP data points and new accounts data points. Prior to application, I was 2/6; 3/12; 4/24 for new (personal) credit card accounts.

I did a little web search but the sites I found mentioned 6/24 as a possible cut-off, a little above Chase 5/24 but below the 7/24 you mentioned. Do you know if this is verified or changed to 7/24, just for community data points?

Yes, a very nice promotion and SL, so I'm pleased to add this one to the pack.

Re: Barclay"s Aviator Red Approved - $22K

Janneman — Mon, 03 Jul 2023 03:00:56 GMT

@Aim_High wrote:
@Janneman wrote:
Very nice approval...Congrat....I also applied for the very same card on the last day of this same promotion which I guess ended Friday or Saturday, and my application went under review....However, I did not get any offer for this, instead I found about it from another site wherein an employee of American Airlines came up and provided link to this offer with some kinda personal code....almost everyone got approved therein from that link and offer code except one lady who were instantly denied for being over 7/24 which is Barclay's rule similar to Chase- 5/24. I think I will get denied too because I have 10/24...So, I am sure my application will be denied. Barclays is very strict on their this rule, which I know for sure. But I am glad you got this card and a beautiful promotion with a very nice SL...Very happy for you.
Thanks very much @Janneman!

Honestly, I didn't even research Barclay's application rules but I wasn't even close. I updated my original posting since your mention made me realize I neglected to include my other HP data points and new accounts data points. Prior to application, I was 2/6; 3/12; 4/24 for new (personal) credit card accounts.

I did a little web search but the sites I found mentioned 6/24 as a possible cut-off, a little above Chase 5/24 but below the 7/24 you mentioned. Do you know if this is verified or changed to 7/24, just for community data points?

Yes, a very nice promotion and SL, so I'm pleased to add this one to the pack.

Thanks for your response and additional DP that you have provided. Very much appreciated. -

And you are absolutely right that its widely stated online about Barclay's rule of 6/24 than 7/24, but its also stated therein that Barclay's don't always follow this rule as hardfast. My above statement of Barclay's having 7/24 rule actually came from two personal incidents/interactions. I believe, two years ago I applied for the JetBlue card with the same SUB (70k miles) issued by Barclay's. I didnt receive any promo/offer for that card, rather it was a straight out cold app. It was denied which surprised me a lot because- Fico score across all CRs were in mid 800...owed only $50 as AZEO was following, didn't have any kinda loan like morgage, car loan, student loan, personal loan or any other type...and main importantly I have another Barclay's card for many years which I was using a lot. So I called their reconsideration line and the representative told me that everything seemed good except that I have more than 7/24 accounts which she said was the sole reason for them to deny me.

Second instance was just last last Friday (2 days ago) when very first time I heard and found about this promo that you just got approved for. I knew all along about Barclay's this rule of 6/24 or 7/24...and I still applied for this card despite of being as 10/24 because I noticed that everyone who applied from the link and offer code provided by an American Airlines representative in there got approved for this card..I knew it was a gamble but then said what's the hell...its just one more inquiry...but after an hour or two a lady reported in there by saying that her application was instantly denied because of 7/24...So, it gave me the assumption that Barclay's has 7/24 rule than 6/24 because I was told the same by the representative on reconsideration line two years ago....

Nevertheless, the difference between her application and mine is- her application got instantly denied for her being 7/24; while mine went under review for being 10/24. Actually, there is not much datapoint available about Barclay's such rule, so until more datapoint surfaces in this respect, we will have to work with whatever little info we have or perhaps our assumption on it or , I guess...-

Re: Barclay"s Aviator Red Approved - $22K

cashorcharge — Mon, 03 Jul 2023 15:54:08 GMT

NIcely done and Congratulations @Aim_High

I read about this on DoC though they didn't include the extra 500

Also agreed....$22K out of the gate with them is nice! I think our friend M with the $50K is an outlier...as usual!

Re: Barclay"s Aviator Red Approved - $22K

Aim_High — Tue, 04 Jul 2023 02:28:52 GMT

Thanks for the additonal details, @Janneman. Now, you have me wondering if Barclays might be like Bank of America, which has one set of rules for customers without an existing banking relationship and a slightly more relaxed set of rules for existing customers. Perhaps Barclays does the same thing, but maybe they include existing credit card customers? Just a thought. Your 7/24 might be 6/24 for a new client, for example. At any rate, good to know that Barclay's is sensitive to some degree to credit-seeking.

Re: Barclay"s Aviator Red Approved - $22K

Aim_High — Tue, 04 Jul 2023 02:33:03 GMT

@cashorcharge wrote:
NIcely done and Congratulations @Aim_High
I read about this on DoC though they didn't include the extra 500
Also agreed....$22K out of the gate with them is nice! I think our friend M with the $50K is an outlier...as usual!

Thanks very much, @cashorcharge and congrats on your $25K approval! I just posted on that thread also.

The 500 extra was for first-time applicants for the Aviator Red and may have only been available as part of the promotion code I received from the in-flight paper application.

I just posted an update, but I was successful with my recon CLI request today and was approved an increase from $22K to $50K!!! Woooo Hoooo !!!!