topic Re: Bilt WEMC, Affinity FCU Cash Rewards, First Tech Choice Rewards CLI in Credit Card Approvals

Bilt WEMC, Affinity FCU Cash Rewards, First Tech Choice Rewards CLI

Hungry4DataPoints — Thu, 20 Jul 2023 19:53:23 GMT

As of these applications I was 15/24, 6/12, and 4/6 for new accounts. 24 inq on EX, which was what all three of these pulled - FICO 8 is 719. AAoA 3y 8m, AoOA 23y 4m.

Affinity FCU Cash Rewards - $5k SL. Got this for the Amazon 5% cash back. I've read a lot about this FI being sensitive to credit seeking, however I didn't have an issue despite my new account and inq stats. Super friendly and helpful customer service reps here also!

Bilt World Elite MasterCard - $16k SL. They asked me to fax my last two years of tax returns and a completed 4506C. They approved me less than 12 hours after I sent the fax, so I doubt they actually pulled my IRS transcripts. The frustrating thing about this approval is that my Wells Fargo Active Cash card (same bank) has a measly $1500 SL which I've tried to CLI twice now without success.

FTFCU Choice Rewards MC - CLI from $10k to $35k. Account was open for 141 days when I requested this CLI. Since I was approved for this card last March I have moved all of my banking over to FTFCU to get the Dividend Rewards package - might have helped me get this higher limit. Unfortunately it was a hard pull, but well worth it in my opinion especially since this approval puts my TCL at $100k.

Re: Bilt WEMC, Affinity FCU Cash Rewards, First Tech Choice Rewards CLI

Rdbeetle — Thu, 20 Jul 2023 20:39:03 GMT

Congrats on your two approvals & CLI!!!

Re: Bilt WEMC, Affinity FCU Cash Rewards, First Tech Choice Rewards CLI

BigBS — Thu, 20 Jul 2023 21:39:05 GMT

Congrats!

Re: Bilt WEMC, Affinity FCU Cash Rewards, First Tech Choice Rewards CLI

gingerflower — Thu, 20 Jul 2023 23:48:43 GMT

Congratulation on the approvals!

Re: Bilt WEMC, Affinity FCU Cash Rewards, First Tech Choice Rewards CLI

KingRue8500 — Fri, 21 Jul 2023 00:06:57 GMT

Congrats on your approvals & CLI

Re: Bilt WEMC, Affinity FCU Cash Rewards, First Tech Choice Rewards CLI

CreditMagic7 — Fri, 21 Jul 2023 00:50:51 GMT

Congratulations!

Re: Bilt WEMC, Affinity FCU Cash Rewards, First Tech Choice Rewards CLI

Traveler101 — Fri, 21 Jul 2023 01:00:13 GMT

@Hungry4DataPoints wrote:
As of these applications I was 15/24, 6/12, and 4/6 for new accounts. 24 inq on EX, which was what all three of these pulled - FICO 8 is 719. AAoA 3y 8m, AoOA 23y 4m.

Affinity FCU Cash Rewards - $5k SL. Got this for the Amazon 5% cash back. I've read a lot about this FI being sensitive to credit seeking, however I didn't have an issue despite my new account and inq stats. Super friendly and helpful customer service reps here also!

Bilt World Elite MasterCard - $16k SL. They asked me to fax my last two years of tax returns and a completed 4506C. They approved me less than 12 hours after I sent the fax, so I doubt they actually pulled my IRS transcripts. The frustrating thing about this approval is that my Wells Fargo Active Cash card (same bank) has a measly $1500 SL which I've tried to CLI twice now without success.

FTFCU Choice Rewards MC - CLI from $10k to $35k. Account was open for 141 days when I requested this CLI. Since I was approved for this card last March I have moved all of my banking over to FTFCU to get the Dividend Rewards package - might have helped me get this higher limit. Unfortunately it was a hard pull, but well worth it in my opinion especially since this approval puts my TCL at $100k.

Congratulations on your approvals. Just some insight in case you did not know. First Tech allows you to product change with ease. I had considered the card you carry. I really wanted the odyssey. They told me easy to change the account and upgrade later. Ultimately I applied for the odyssey and was approved. Not sure if that may interest you, but the odyssey caps out at 100k, for future cli's provided your profile supports it. Enjoy your new limits.

Re: Bilt WEMC, Affinity FCU Cash Rewards, First Tech Choice Rewards CLI

JoeRockhead — Sat, 22 Jul 2023 11:53:42 GMT

Very nice all around, congratulations!

Re: Bilt WEMC, Affinity FCU Cash Rewards, First Tech Choice Rewards CLI

NoMoreDebt — Sat, 22 Jul 2023 11:54:16 GMT

Congrats on the approvals

Re: Bilt WEMC, Affinity FCU Cash Rewards, First Tech Choice Rewards CLI

Hungry4DataPoints — Sat, 22 Jul 2023 15:58:31 GMT

@Traveler101 wrote:
@Hungry4DataPoints wrote:
As of these applications I was 15/24, 6/12, and 4/6 for new accounts. 24 inq on EX, which was what all three of these pulled - FICO 8 is 719. AAoA 3y 8m, AoOA 23y 4m.

Affinity FCU Cash Rewards - $5k SL. Got this for the Amazon 5% cash back. I've read a lot about this FI being sensitive to credit seeking, however I didn't have an issue despite my new account and inq stats. Super friendly and helpful customer service reps here also!

Bilt World Elite MasterCard - $16k SL. They asked me to fax my last two years of tax returns and a completed 4506C. They approved me less than 12 hours after I sent the fax, so I doubt they actually pulled my IRS transcripts. The frustrating thing about this approval is that my Wells Fargo Active Cash card (same bank) has a measly $1500 SL which I've tried to CLI twice now without success.

FTFCU Choice Rewards MC - CLI from $10k to $35k. Account was open for 141 days when I requested this CLI. Since I was approved for this card last March I have moved all of my banking over to FTFCU to get the Dividend Rewards package - might have helped me get this higher limit. Unfortunately it was a hard pull, but well worth it in my opinion especially since this approval puts my TCL at $100k.
Congratulations on your approvals. Just some insight in case you did not know. First Tech allows you to product change with ease. I had considered the card you carry. I really wanted the odyssey. They told me easy to change the account and upgrade later. Ultimately I applied for the odyssey and was approved. Not sure if that may interest you, but the odyssey caps out at 100k, for future cli's provided your profile supports it. Enjoy your new limits.

I didn't know that but that’s really helpful - might consider doing that because I had my eye on the Odyssey as well. Thanks!

Re: Bilt WEMC, Affinity FCU Cash Rewards, First Tech Choice Rewards CLI

cashorcharge — Mon, 24 Jul 2023 15:52:08 GMT

WooHoo!! Congratulations on your Approvals!!👏🏼🍾🥂

Re: Bilt WEMC, Affinity FCU Cash Rewards, First Tech Choice Rewards CLI

alextercero — Mon, 24 Jul 2023 16:14:49 GMT

Congrats on the approvals and CLI

Re: Bilt WEMC, Affinity FCU Cash Rewards, First Tech Choice Rewards CLI

CreditAggie — Mon, 24 Jul 2023 23:23:31 GMT

Congratulations on your approvals and CLI!