topic Re: Fidelity Bank Visa Platinum Approval in Credit Card Approvals

Fidelity Bank Visa Platinum Approval

Thatgenesgirl — Mon, 24 Jul 2023 19:27:44 GMT

Soooo I got a bit miffed after AmEx denied me a CLI after 6 years, decent spend, 0$ balance. Stuck at my 4K starting limit. Hmmpph.

Got a mailer for the Fidelity Visa Platinum over the weekend. Was just irritated enough to apply. I'll show them! Auto approved with a $9,500 starting limit. Not some of those great 25K starting limits I've seen, but not nothing either. They asked me on the app if I'd be interested in a balance transfer (0% for 18 months, Balance transfer fee 3%) I indicated "Why yes please, that would be lovely" to the tune of 8K, which I suspect influenced the starting limit. 10 year checking, savings, business checking, business card, and auto loan history with them. Self employed, which most lenders don't love. Have a bit of credit card debt due to some life things, which I've been paying down consistently. They pulled TU, but I'm not sure which flavor. Other datapoints:

TU 8 score: 737

Inquiries: 0 (until today)

Income: 92K

Length of Credit (with TU specifically) 17 years

Re: Fidelity Bank Visa Platinum Approval

CreditMagic7 — Mon, 24 Jul 2023 20:36:04 GMT

Congratulations on your Fidelity Plat Visa Approval!

Re: Fidelity Bank Visa Platinum Approval

BigBS — Mon, 24 Jul 2023 21:18:58 GMT

Congrats on that approval! It's a nice 2% card that should grow nicely.

Re: Fidelity Bank Visa Platinum Approval

Creditwiser — Mon, 24 Jul 2023 23:04:00 GMT

Congrats on your Fidelity approval !

Re: Fidelity Bank Visa Platinum Approval

KingRue8500 — Tue, 25 Jul 2023 00:20:53 GMT

Congrats on your Fidelity Bank Visa Platinum approval

Re: Fidelity Bank Visa Platinum Approval

Gunnerboy — Tue, 25 Jul 2023 00:27:39 GMT

Congrats! At first, I thought this was about the Fidelity (Investments) Rewards Visa...

Re: Fidelity Bank Visa Platinum Approval

Marmot — Tue, 25 Jul 2023 01:03:25 GMT

Congratulations and thanks for the DPs!!!

Re: Fidelity Bank Visa Platinum Approval

CreditAggie — Tue, 25 Jul 2023 04:55:52 GMT

Congratulations on your Fidelity Bank Visa Platinum approval!

Re: Fidelity Bank Visa Platinum Approval

JoeRockhead — Tue, 25 Jul 2023 10:43:30 GMT

Nice SL and approval, congratulations!

Re: Fidelity Bank Visa Platinum Approval

Thatgenesgirl — Tue, 25 Jul 2023 17:38:54 GMT

Thank you, and that is the plan! This one and NFCU will become my daily drivers. They reward loyalty and good behavior. To the sock drawer with AmEx.

Re: Fidelity Bank Visa Platinum Approval

Rdbeetle — Wed, 26 Jul 2023 00:49:56 GMT

Congrats on your Fidelity $9.5k approval!

Re: Fidelity Bank Visa Platinum Approval

firefox100 — Wed, 26 Jul 2023 01:05:00 GMT

Congratulations on your fidelity 9.5K approval and showing Amex wher it is at.

Re: Fidelity Bank Visa Platinum Approval

alextercero — Thu, 27 Jul 2023 16:21:40 GMT

Congrats on the approval

Re: Fidelity Bank Visa Platinum Approval

NoMoreDebt — Sat, 29 Jul 2023 19:39:07 GMT

Congrats on the approval

Re: Fidelity Bank Visa Platinum Approval

cashorcharge — Tue, 01 Aug 2023 19:55:02 GMT

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂