topic Re: DCU Platinum Approval in Credit Card Approvals

DCU Platinum Approval

Creditjourney784 — Thu, 27 Jul 2023 19:08:44 GMT

So excited I was approved for the DCU Visa Platinum $10k SL with a 682 EQ 5 score. This is my highest SL, my second highest is NFCU with $7.1k. I was also approved for a 5k personal loan but holding out for more when my score increases. Fingers crossed.
Can any current DCU cardholders tell me when DCU first started reporting your account? Do they report at month end or will they wait until I make my first payment?

Re: DCU Platinum Approval

CreditMagic7 — Thu, 27 Jul 2023 19:10:26 GMT

Congratulations on your new DCU Card Approval!

Re: DCU Platinum Approval

CYBERSAM — Thu, 27 Jul 2023 20:36:50 GMT

Congrats on your DCU Platinum Approval 🥂👍

They report at the end of the month.

Re: DCU Platinum Approval

KingRue8500 — Fri, 28 Jul 2023 00:54:27 GMT

Congrats on your DCU Platinum approval

Re: DCU Platinum Approval

JoeRockhead — Fri, 28 Jul 2023 10:15:18 GMT

Nice SL, congratulations on your approval!

Re: DCU Platinum Approval

nytokyobred79 — Fri, 28 Jul 2023 14:38:49 GMT

Congratulations on your approval. And also, getting your highest SL as well.

Re: DCU Platinum Approval

FireMedic1 — Fri, 28 Jul 2023 14:58:10 GMT

Congrats! Nice Sl!

Re: DCU Platinum Approval

Marmot — Fri, 28 Jul 2023 15:51:43 GMT

Congratulations!!!

Re: DCU Platinum Approval

CreditAggie — Fri, 28 Jul 2023 15:57:24 GMT

Congratulations on your DCU Platinum approval!

Re: DCU Platinum Approval

coreyb80 — Fri, 28 Jul 2023 16:17:25 GMT

Congrats on the approval!

Re: DCU Platinum Approval

Creditjourney784 — Fri, 28 Jul 2023 16:49:13 GMT

Thanks everyone for the support! It means a lot. I have not had many approvals outside of the predatory lenders while rebuilding and I finally can feel the progress. Working on 700s!

Re: DCU Platinum Approval

Rogue46 — Fri, 28 Jul 2023 18:25:42 GMT

DCU is a good CU to get in with congratulations to you!

Re: DCU Platinum Approval

SouthJamaica — Fri, 28 Jul 2023 20:21:40 GMT

@Creditjourney784 wrote:
So excited I was approved for the DCU Visa Platinum $10k SL with a 682 EQ 5 score. This is my highest SL, my second highest is NFCU with $7.1k. I was also approved for a 5k personal loan but holding out for more when my score increases. Fingers crossed.
Can any current DCU cardholders tell me when DCU first started reporting your account? Do they report at month end or will they wait until I make my first payment?

Congratulations. IMHO the DCU Platinum Visa is a very useful card. I like the fact that there is no cash advance fee or balance transfer fee, the relatively reasonable interest rate, the ability to do cash advances online directly into your checking account, and the fact that you can link up your card to the checking account to use it as an overdraft line of credit.

Re: DCU Platinum Approval

Rogue46 — Fri, 28 Jul 2023 20:28:13 GMT

@SouthJamaica wrote:
@Creditjourney784 wrote:
So excited I was approved for the DCU Visa Platinum $10k SL with a 682 EQ 5 score. This is my highest SL, my second highest is NFCU with $7.1k. I was also approved for a 5k personal loan but holding out for more when my score increases. Fingers crossed.
Can any current DCU cardholders tell me when DCU first started reporting your account? Do they report at month end or will they wait until I make my first payment?
Congratulations. IMHO the DCU Platinum Visa is a very useful card. I like the fact that there is no cash advance fee or balance transfer fee, the relatively reasonable interest rate, the ability to do cash advances online directly into your checking account, and the fact that you can link up your card to the checking account to use it as an overdraft line of credit.

I didn't know it had those features.. It sounds like a very useful card to have. So much for gardening thanks @SouthJamaica !! (Sarcasm)

Re: DCU Platinum Approval

SouthJamaica — Fri, 28 Jul 2023 20:41:41 GMT

@Rogue46 wrote:
@SouthJamaica wrote:
@Creditjourney784 wrote:
So excited I was approved for the DCU Visa Platinum $10k SL with a 682 EQ 5 score. This is my highest SL, my second highest is NFCU with $7.1k. I was also approved for a 5k personal loan but holding out for more when my score increases. Fingers crossed.
Can any current DCU cardholders tell me when DCU first started reporting your account? Do they report at month end or will they wait until I make my first payment?
Congratulations. IMHO the DCU Platinum Visa is a very useful card. I like the fact that there is no cash advance fee or balance transfer fee, the relatively reasonable interest rate, the ability to do cash advances online directly into your checking account, and the fact that you can link up your card to the checking account to use it as an overdraft line of credit.
I didn't know it had those features.. It sounds like a very useful card to have. So much for gardening thanks @SouthJamaica !! (Sarcasm)

It's the only card I know of that allows you to link your credit card to the checking account as an overdraft line of credit.

The other features I mentioned are also available with Unify FCU Platinum and NFCU Platinum, and with Vantage West FCU Connect (now geo-fenced regrettably). BECU also has fee-free online cash advances, but the interest rate is getting up there.

Re: DCU Platinum Approval

BigBS — Sat, 29 Jul 2023 00:10:35 GMT

@SouthJamaica wrote:
@Rogue46 wrote:
@SouthJamaica wrote:
@Creditjourney784 wrote:
So excited I was approved for the DCU Visa Platinum $10k SL with a 682 EQ 5 score. This is my highest SL, my second highest is NFCU with $7.1k. I was also approved for a 5k personal loan but holding out for more when my score increases. Fingers crossed.
Can any current DCU cardholders tell me when DCU first started reporting your account? Do they report at month end or will they wait until I make my first payment?
Congratulations. IMHO the DCU Platinum Visa is a very useful card. I like the fact that there is no cash advance fee or balance transfer fee, the relatively reasonable interest rate, the ability to do cash advances online directly into your checking account, and the fact that you can link up your card to the checking account to use it as an overdraft line of credit.
I didn't know it had those features.. It sounds like a very useful card to have. So much for gardening thanks @SouthJamaica !! (Sarcasm)
It's the only card I know of that allows you to link your credit card to the checking account as an overdraft line of credit.

The other features I mentioned are also available with Unify FCU Platinum and NFCU Platinum, and with Vantage West FCU Connect (now geo-fenced regrettably). BECU also has fee-free online cash advances, but the interest rate is getting up there.

USAA allows you to link their credit cards to a checking account.

Re: DCU Platinum Approval

alextercero — Sat, 29 Jul 2023 03:11:10 GMT

Congrats on the approval

Re: DCU Platinum Approval

Guyatthebeach — Sat, 29 Jul 2023 04:57:28 GMT

@Creditjourney784 ,

Congratulations on your DCU approval!

Guyatthebeach

Re: DCU Platinum Approval

NoMoreDebt — Sat, 29 Jul 2023 19:30:42 GMT

Congrats on the approval

Re: DCU Platinum Approval

cashorcharge — Tue, 01 Aug 2023 19:51:22 GMT

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂