topic Re: Discover chrome approval & BT cash to checking Acc in Credit Card Approvals

Discover chrome approval & BT cash to checking Acc

Duliochaudhry — Sun, 10 Sep 2023 06:34:12 GMT

Hello i have a discover miles card for four years now, intially the limit was $500 then after auto increases it has a 6k limit.

i applies for discover chrome & got a $2000 limit. I want to get the cash as it has 15 month BT offer.

Can anyone please help me how to do it like bt transfer check or how to get cash from the card into my checking account ?

kindest regards

Re: Discover chrome approval & BT cash to checking Acc

SUPERSQUID — Sun, 10 Sep 2023 07:40:53 GMT

@Duliochaudhry wrote:
Hello i have a discover miles card for four years now, intially the limit was $500 then after auto increases it has a 6k limit.
i applies for discover chrome & got a $2000 limit. I want to get the cash as it has 15 month BT offer.
Can anyone please help me how to do it like bt transfer check or how to get cash from the card into my checking account ?

kindest regards

Try calling them and requesting checks. From my experience they don't always send the checks with an offer. They are very friendly when you call them.

Re: Discover chrome approval & BT cash to checking Acc

NoMoreDebt — Sun, 10 Sep 2023 12:44:11 GMT

congrats on the approval

Re: Discover chrome approval & BT cash to checking Acc

NoMoreE46 — Sun, 10 Sep 2023 13:11:36 GMT

@Duliochaudhry wrote:
Hello i have a discover miles card for four years now, intially the limit was $500 then after auto increases it has a 6k limit.
i applies for discover chrome & got a $2000 limit. I want to get the cash as it has 15 month BT offer.
Can anyone please help me how to do it like bt transfer check or how to get cash from the card into my checking account ?

kindest regards

Congrats.

You may need to wait until you get the 2nd card in hand.
If not, then in the Discover app, select the Proper account.

Select the Transfer Balances button at the Home Screen.

Pick from any of the offers available.

Next page should give you the funding options.

Re: Discover chrome approval & BT cash to checking Acc

Duliochaudhry — Sun, 10 Sep 2023 18:08:21 GMT

Thank you so much for the detailed reply.

For the option to transfer money in checking account, do i have to a checking account in discover bank or chase , wells fargo would work too ?

Re: Discover chrome approval & BT cash to checking Acc

NoMoreE46 — Sun, 10 Sep 2023 19:47:36 GMT

@Duliochaudhry wrote:
Thank you so much for the detailed reply.
For the option to transfer money in checking account, do i have to a checking account in discover bank or chase , wells fargo would work too ?

Any checking account that exists in your account profile.

Re: Discover chrome approval & BT cash to checking Acc

KingRue8500 — Mon, 11 Sep 2023 03:00:41 GMT

Congrats on your Discover Chrome approval

Re: Discover chrome approval & BT cash to checking Acc

CreditAggie — Mon, 11 Sep 2023 17:57:13 GMT

Congratulations on your Discover approval!

Re: Discover chrome approval & BT cash to checking Acc

cashorcharge — Mon, 11 Sep 2023 22:08:53 GMT

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Re: Discover chrome approval & BT cash to checking Acc

Duliochaudhry — Thu, 14 Sep 2023 19:03:44 GMT

It doesnt give any checking accout option & says do no enter bank account information. Im trying to share screen shot here.

Re: Discover chrome approval & BT cash to checking Acc

Duliochaudhry — Thu, 14 Sep 2023 19:34:24 GMT

only gives option for credit card balances or auto loans

Re: Discover chrome approval & BT cash to checking Acc

NoMoreE46 — Thu, 14 Sep 2023 20:52:30 GMT

@Duliochaudhry wrote:
only gives option for credit card balances or auto loans

What bank does your payments come from to pay your Discover?

Re: Discover chrome approval & BT cash to checking Acc

Duliochaudhry — Thu, 14 Sep 2023 21:10:08 GMT

Chase & capital , i have those two accounts on discover app for three years now.

Re: Discover chrome approval & BT cash to checking Acc

NoMoreE46 — Thu, 14 Sep 2023 21:36:09 GMT

@Duliochaudhry wrote:
Chase & capital , i have those two accounts on discover app for three years now.

I would call into Discover to inquire. Sometimes the BT offers are limited to paying off debt and not as cash perse to a DDA.

Re: Discover chrome approval & BT cash to checking Acc

Duliochaudhry — Thu, 14 Sep 2023 21:56:53 GMT

What about balance transfer checks ?

Re: Discover chrome approval & BT cash to checking Acc

NoMoreE46 — Thu, 14 Sep 2023 23:10:24 GMT

@Duliochaudhry wrote:
What about balance transfer checks ?

You will need to read up on the conditions of those BT checks.

Similar checks may be for 12 months, 15 months with different rates and or to be used only to pay off debt. Some maybe used for any purpose including depositing to a personal bank account.

Re: Discover chrome approval & BT cash to checking Acc

Duliochaudhry — Fri, 15 Sep 2023 01:07:12 GMT

I talked to discover helpline, they say i can get bt check in my name after 15 days of account opening but not in checking directly.