topic Re: TARGET MC APPROVAL $8,000 SL in Credit Card Approvals

TARGET MC APPROVAL $8,000 SL

credit_endurance — Sat, 30 Sep 2023 02:22:20 GMT

Was looking over some older threads involving Target MC approvals and how they where finally opening up the vaults wih several in the $2k-8k range. I myself got the store card addition during my credit building stages. Started off with a $300 limit that grew to a whopping $500 limit. This was a time when target was starting to offer mastercard versions to random clients with no rhime nor reason. Being impatient with them I axed them from my collection back in 2017. Decided today to give them a revisit and pulled the trigger. Instant approval with a $300 temp limit. Thinking to myself here we go again with this low limit purgatory but, decided to call in to customer service and get the real facts on my approval. Rep said that was the temp limit and my actual limit was $8,000. I was really pleased to hear that my temp limit which was my store card starting limit wasn't a bad sign after all. Thanks for looking. Any questions please ask away.

SL $8,000

EQ HP 822

0/6 0/12 accounts

Was at the tail end of a spree with 7-8 inquiries in as many days so scores took a ding but they didn't seem to care.

Target Approval!

Re: TARGET MC APPROVAL $8,000 SL

NoMoreE46 — Sat, 30 Sep 2023 02:23:37 GMT

It sucks that you were held back a few years ago.
Very nice bounce back with the $8000!

@credit_endurance wrote:
Was looking over some older threads involving Target MC approvals and how they where finally opening up the vaults wih several in the $2k-8k range. I myself got the store card addition during my credit building stages. Started off with a $300 limit that grew to a whopping $500 limit. This was a time when target was starting to offer mastercard versions to random clients with no rhime nor reason. Being impatient with them I axed them from my collection back in 2017. Decided today to give them a revisit and pulled the trigger. Instant approval with a $300 temp limit. Thinking to myself here we go again with this low limit purgatory but, decided to call in to customer service amd the real facts on my approval. Rep said that was the temp limit and my actual limit was $8,000. I was really pleased to hear that my temp limit which was my store card starting limit wasn't a bad sign after all.

DP
SL $8,000
EQ HP 822
0/6 0/12 accounts
Was at the tail end of a spree with 7-8 inquiries in as many days so scores took a ding but they didn't seem to care.

Target Approval!

Re: TARGET MC APPROVAL $8,000 SL

Jeffster1 — Sat, 30 Sep 2023 03:24:24 GMT

If only Target would make it possible to apply directly only for the MC, they'd get apps from a few of us that don't want a store card.

Congrats on the great approval!

Re: TARGET MC APPROVAL $8,000 SL

credit_endurance — Sat, 30 Sep 2023 03:32:25 GMT

@NoMoreE46 wrote:
It sucks that you were held back a few years ago.
Very nice bounce back with the $8000!

Thanks @NoMoreE46! Yes very rewarding to comeback strong.

@credit_endurance wrote:
Was looking over some older threads involving Target MC approvals and how they where finally opening up the vaults wih several in the $2k-8k range. I myself got the store card addition during my credit building stages. Started off with a $300 limit that grew to a whopping $500 limit. This was a time when target was starting to offer mastercard versions to random clients with no rhime nor reason. Being impatient with them I axed them from my collection back in 2017. Decided today to give them a revisit and pulled the trigger. Instant approval with a $300 temp limit. Thinking to myself here we go again with this low limit purgatory but, decided to call in to customer service amd the real facts on my approval. Rep said that was the temp limit and my actual limit was $8,000. I was really pleased to hear that my temp limit which was my store card starting limit wasn't a bad sign after all.

DP
SL $8,000
EQ HP 822
0/6 0/12 accounts
Was at the tail end of a spree with 7-8 inquiries in as many days so scores took a ding but they didn't seem to care.

Target Approval!

Re: TARGET MC APPROVAL $8,000 SL

credit_endurance — Sat, 30 Sep 2023 03:35:32 GMT

@Jeffster1 wrote:
If only Target would make it possible to apply directly only for the MC, they'd get apps from a few of us that don't want a store card.

Congrats on the great approval!

Thanks @Jeffster1! I agree they should make the app process more straight forward. Case in point I went to Nordstroms and applied for the Visa version to upgrade from the store card. And wouldn't you know they re approved me for the store card again! And get this $300 toy limit which was lower than my first approval with them for $1,000 SL. Nothng ceases to amaze anymore in the credit game.

Re: TARGET MC APPROVAL $8,000 SL

Jeffster1 — Sat, 30 Sep 2023 04:26:15 GMT

@credit_endurance wrote:
@Jeffster1 wrote:
If only Target would make it possible to apply directly only for the MC, they'd get apps from a few of us that don't want a store card.

Congrats on the great approval!

Thanks @Jeffster1! I agree they should make the app process more straight forward. Case in point I went to Nordstroms and applied for the Visa version to upgrade from the store card. And wouldn't you know they re approved me for the store card again! And get this $300 toy limit which was lower than my first approval with them for $1,000 SL. Nothng ceases to amaze anymore in the credit game.

@credit_endurance That is so frustrating to hear about Nordstrom. Back in my previous life (before my 13 in 2017), I had a Nordstrom Visa which I held since 2004. Nordstrom had its own bank and you could apply for the Visa directly. They offered personalized service and were very generous with CLs. The card was a beautiful sleek sparkling silver.

And what do they expect you to buy at Nordstrom with a CL of $300? They're insane,

Huge congrata again!

Re: TARGET MC APPROVAL $8,000 SL

SUPERSQUID — Sat, 30 Sep 2023 07:00:53 GMT

CONGRATS!!!!!

Its one of my favorite cc's, I use it a lot.

If you order something online over 35 bucks shipping is free, and they ship fairly fast, ymmv.

If you are a veteran or active military Target offers an additional 10 pct off on top of the 5 pct for the Red Card for one week around 4th of july and one week around veterans day. You are allowed 2 discount shopping trips during each period. They used to just accept a VIC as proof of service but they told me people abused it so now you have to register with Target circle and enter your phone number at the checlout.

Re: TARGET MC APPROVAL $8,000 SL

NoMoreDebt — Sat, 30 Sep 2023 12:59:30 GMT

Congrats on the approval

Re: TARGET MC APPROVAL $8,000 SL

Linnaea — Sat, 30 Sep 2023 17:20:16 GMT

@credit_endurance wrote:
Was looking over some older threads involving Target MC approvals and how they where finally opening up the vaults wih several in the $2k-8k range. I myself got the store card addition during my credit building stages. Started off with a $300 limit that grew to a whopping $500 limit. This was a time when target was starting to offer mastercard versions to random clients with no rhime nor reason. Being impatient with them I axed them from my collection back in 2017. Decided today to give them a revisit and pulled the trigger. Instant approval with a $300 temp limit. Thinking to myself here we go again with this low limit purgatory but, decided to call in to customer service and get the real facts on my approval. Rep said that was the temp limit and my actual limit was $8,000. I was really pleased to hear that my temp limit which was my store card starting limit wasn't a bad sign after all. Thanks for looking. Any questions please ask away.

DP
SL $8,000
EQ HP 822
0/6 0/12 accounts
Was at the tail end of a spree with 7-8 inquiries in as many days so scores took a ding but they didn't seem to care.

Target Approval!

So exciting ... Congratulations ! Fun Card!

Re: TARGET MC APPROVAL $8,000 SL

credit_endurance — Sat, 30 Sep 2023 17:47:10 GMT

@SUPERSQUID wrote:
CONGRATS!!!!!
Its one of my favorite cc's, I use it a lot.
If you order something online over 35 bucks shipping is free, and they ship fairly fast, ymmv.
If you are a veteran or active military Target offers an additional 10 pct off on top of the 5 pct for the Red Card for one week around 4th of july and one week around veterans day. You are allowed 2 discount shopping trips during each period. They used to just accept a VIC as proof of service but they told me people abused it so now you have to register with Target circle and enter your phone number at the checlout.

@SUPERSQUID thanks so much! It's a gem in the retail space. Certainly makes up for my Nordstroms experience which is also through TD bank. Go figure 🙄

Re: TARGET MC APPROVAL $8,000 SL

credit_endurance — Sat, 30 Sep 2023 17:47:36 GMT

Thanks again @NoMoreDebt!

Re: TARGET MC APPROVAL $8,000 SL

credit_endurance — Sat, 30 Sep 2023 17:48:08 GMT

@Linnaea wrote:
@credit_endurance wrote:
Was looking over some older threads involving Target MC approvals and how they where finally opening up the vaults wih several in the $2k-8k range. I myself got the store card addition during my credit building stages. Started off with a $300 limit that grew to a whopping $500 limit. This was a time when target was starting to offer mastercard versions to random clients with no rhime nor reason. Being impatient with them I axed them from my collection back in 2017. Decided today to give them a revisit and pulled the trigger. Instant approval with a $300 temp limit. Thinking to myself here we go again with this low limit purgatory but, decided to call in to customer service and get the real facts on my approval. Rep said that was the temp limit and my actual limit was $8,000. I was really pleased to hear that my temp limit which was my store card starting limit wasn't a bad sign after all. Thanks for looking. Any questions please ask away.

DP
SL $8,000
EQ HP 822
0/6 0/12 accounts
Was at the tail end of a spree with 7-8 inquiries in as many days so scores took a ding but they didn't seem to care.

Target Approval!

So exciting ... Congratulations ! Fun Card!

Thanks @Linnaea! Much appreciated!

Re: TARGET MC APPROVAL $8,000 SL

firefox100 — Sat, 30 Sep 2023 23:15:48 GMT

Congratulations on your approval of the target credit card enjoy it have fun.

Re: TARGET MC APPROVAL $8,000 SL

Jeffster1 — Sun, 01 Oct 2023 16:08:16 GMT

Give me a trip to Target any day over a descent into Dante's Ninth Circle of H*** at Walmart.

Re: TARGET MC APPROVAL $8,000 SL

Eric958 — Sun, 01 Oct 2023 01:34:00 GMT

Congrats... Nice approval. E!

Re: TARGET MC APPROVAL $8,000 SL

coreyb80 — Sun, 01 Oct 2023 13:44:41 GMT

Congrats on the nice approval!

Re: TARGET MC APPROVAL $8,000 SL

BioRadar — Sun, 01 Oct 2023 13:58:03 GMT

@credit_endurance wrote:
Was looking over some older threads involving Target MC approvals and how they where finally opening up the vaults wih several in the $2k-8k range. I myself got the store card addition during my credit building stages. Started off with a $300 limit that grew to a whopping $500 limit. This was a time when target was starting to offer mastercard versions to random clients with no rhime nor reason. Being impatient with them I axed them from my collection back in 2017. Decided today to give them a revisit and pulled the trigger. Instant approval with a $300 temp limit. Thinking to myself here we go again with this low limit purgatory but, decided to call in to customer service and get the real facts on my approval. Rep said that was the temp limit and my actual limit was $8,000. I was really pleased to hear that my temp limit which was my store card starting limit wasn't a bad sign after all. Thanks for looking. Any questions please ask away.

DP
SL $8,000
EQ HP 822
0/6 0/12 accounts
Was at the tail end of a spree with 7-8 inquiries in as many days so scores took a ding but they didn't seem to care.

Target Approval!

Congrats on the approval and the SL!🎉

Re: TARGET MC APPROVAL $8,000 SL

youngandcreditwrthy — Sun, 01 Oct 2023 19:59:43 GMT

interesting.. similar thing just happened to me... I closed that first $300 CL card back in 2014 I think.

Couple days go I applied with a frozen CR. They called me, verified my ID and said I was approved for 300 with way different credit now... almost 10 years aaoa with bigger limits and low util.

What number did you call to verify your limit?

CONGRATS!!! I had that card almost five years the first time with 300 CL lol when my avg CL was almost 20K across 20 diff cards.

Re: TARGET MC APPROVAL $8,000 SL

credit_endurance — Mon, 02 Oct 2023 00:35:33 GMT

@firefox100 wrote:
Congratulations on your approval of the target credit card enjoy it have fun.

Thanks so much @firefox100! It's definitely going to be an enjoyable holiday shopping season. 😉

Re: TARGET MC APPROVAL $8,000 SL

credit_endurance — Mon, 02 Oct 2023 00:36:15 GMT

@Jeffster1 wrote:
Give me a trip to Target any day over a descent into Dante's Ninth Circle of H*** at Walmart.

Absolutely @Anonymous! Totally agree lol