topic Re: U.S Bank Platinum Approved in Credit Card Approvals

U.S Bank Platinum Approved

Gmoney144 — Fri, 06 Oct 2023 17:14:30 GMT

So.... I've been debt free for a couple of years now. Needed solar for my home since aquiring an EV. A bank offered 8% on a 20k loan. Decided to get the U.S Bank Platinum that had 0% for 21 month promotion. I usually hate carrying credit card debt but it made more sense that paying interest on an installment loan and I'll have it paid off before the 21 months are up

Re: U.S Bank Platinum Approved

cashorcharge — Fri, 06 Oct 2023 17:26:33 GMT

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Re: U.S Bank Platinum Approved

JoeRockhead — Fri, 06 Oct 2023 17:33:19 GMT

As long as you're not maxing it out, it's a smart move. Congratulations on your approval!

Re: U.S Bank Platinum Approved

Creditwiser — Fri, 06 Oct 2023 17:37:13 GMT

Nice. Congrats on your approval !

Re: U.S Bank Platinum Approved

SouthJamaica — Fri, 06 Oct 2023 17:49:18 GMT

@Gmoney144 wrote:
So.... I've been debt free for a couple of years now. Needed solar for my home since aquiring an EV. A bank offered 8% on a 20k loan. Decided to get the U.S Bank Platinum that had 0% for 21 month promotion. I usually hate carrying credit card debt but it made more sense that paying interest on an installment loan and I'll have it paid off before the 21 months are up

Congratulations. Smart move.

Re: U.S Bank Platinum Approved

Jordan23ww — Fri, 06 Oct 2023 18:34:08 GMT

Congratulations on your approval! That's a great strategy you're using!

Re: U.S Bank Platinum Approved

CreditAggie — Sat, 07 Oct 2023 02:25:51 GMT

Congratulations on your US Bank Platinum approval!

Do you have any data points to share?

Re: U.S Bank Platinum Approved

Gmoney144 — Sat, 07 Oct 2023 10:31:22 GMT

Experian score is 780

@CreditAggie wrote:
Congratulations on your US Bank Platinum approval!

Do you have any data points to share?

Re: U.S Bank Platinum Approved

Invest4Rest — Sat, 07 Oct 2023 10:46:54 GMT

Congrats!! 🎉🎉🎉

Re: U.S Bank Platinum Approved

youngandcreditwrthy — Sat, 07 Oct 2023 16:36:17 GMT

@Gmoney144 wrote:
So.... I've been debt free for a couple of years now. Needed solar for my home since aquiring an EV. A bank offered 8% on a 20k loan. Decided to get the U.S Bank Platinum that had 0% for 21 month promotion. I usually hate carrying credit card debt but it made more sense that paying interest on an installment loan and I'll have it paid off before the 21 months are up

maybe i missed it but what are your data points?

score?

income?

SL?

this stuff helps esp with a stingy bank like them lol

Re: U.S Bank Platinum Approved

Gmoney144 — Sat, 07 Oct 2023 17:29:42 GMT

@youngandcreditwrthy wrote:
@Gmoney144 wrote:
So.... I've been debt free for a couple of years now. Needed solar for my home since aquiring an EV. A bank offered 8% on a 20k loan. Decided to get the U.S Bank Platinum that had 0% for 21 month promotion. I usually hate carrying credit card debt but it made more sense that paying interest on an installment loan and I'll have it paid off before the 21 months are up
maybe i missed it but what are your data points?
score?
income?
SL?

this stuff helps esp with a stingy bank like them lol

Score is 780

Income is 151k

SL is 15k

Re: U.S Bank Platinum Approved

KingRue8500 — Sat, 07 Oct 2023 19:03:17 GMT

Congrats on your U.S. Bank Platinum approval

Re: U.S Bank Platinum Approved

Snoutwater912 — Sat, 21 Oct 2023 17:54:02 GMT

🤠 Howdy, excellent decision my brother! 👍🏿. Basically 21 months of free money, no interest! Rock on! 🤙🏿