topic Re: Commerce Bank - AOPA Approved in Credit Card Approvals

Commerce Bank - AOPA Approved

gdale6 — Sat, 28 Oct 2023 15:26:20 GMT

Hi all,

Apped for this card a few weeks ago, the app crashed thought it was dead. Inquiry was pulled a few hours later, card showed up 2 weeks after that. $12k SL, lowest APR 15.49%.

TU was pulled, FICO 8 at time was 807, FICO 9 Bankcard 841, 1% overall util on 2 of 20 cards and a new PL also showing. 4 inqs in 2 yrs, 1 in 1 yr.

Am going to be taking a look at my individual cards interest rates over the next few months too see what should be cancelled if lower rates cannot be obtained. I still look at rates as one never knows when balances may need to increase ad prior planning can make a big difference. Have a great day!!!!

Re: Commerce Bank - AOPA Approved

M_Smart007 — Sat, 28 Oct 2023 15:35:54 GMT

Congratulations on your Approval 🥳🥳🥳

Re: Commerce Bank - AOPA Approved

Rebuild2019 — Sat, 28 Oct 2023 16:33:31 GMT

Congratulations @gdale6 🎉🎉🎉.

Re: Commerce Bank - AOPA Approved

NoMoreDebt — Sat, 28 Oct 2023 18:16:20 GMT

Congratulations on your Approval

Re: Commerce Bank - AOPA Approved

JoeRockhead — Sat, 28 Oct 2023 19:12:38 GMT

Nice SL and approval, congratulations!

Re: Commerce Bank - AOPA Approved

firefox100 — Sun, 29 Oct 2023 01:24:01 GMT

Congratulations very nice cl and great rate to go along with it, enjoy it have fun.

Re: Commerce Bank - AOPA Approved

CreditAggie — Sun, 29 Oct 2023 05:05:54 GMT

Congratulations on your Commerce Bank approval!

Re: Commerce Bank - AOPA Approved

user979797 — Sun, 29 Oct 2023 13:20:39 GMT

Congrats to you on your Commerce Bank approval

Re: Commerce Bank - AOPA Approved

SouthJamaica — Sun, 29 Oct 2023 13:23:12 GMT

@gdale6 wrote:
Hi all,

Apped for this card a few weeks ago, the app crashed thought it was dead. Inquiry was pulled a few hours later, card showed up 2 weeks after that. $12k SL, lowest APR 15.49%.

TU was pulled, FICO 8 at time was 807, FICO 9 Bankcard 841, 1% overall util on 2 of 20 cards and a new PL also showing. 4 inqs in 2 yrs, 1 in 1 yr.

Am going to be taking a look at my individual cards interest rates over the next few months too see what should be cancelled if lower rates cannot be obtained. I still look at rates as one never knows when balances may need to increase ad prior planning can make a big difference. Have a great day!!!!

Congratulations on the approval.

And I agree with your approach to interest rates.

Re: Commerce Bank - AOPA Approved

cashorcharge — Sun, 29 Oct 2023 19:49:05 GMT

WooHoo!! Congratulations @gdale6 on your Approval!!👏🏼🍾🥂

Re: Commerce Bank - AOPA Approved

Globetrotter — Sun, 29 Oct 2023 21:02:42 GMT

Congratulations on your new AAOP card approval. Not familiar with Commerce Bank but assume there are a regional bank. Thanks for sharing.

Re: Commerce Bank - AOPA Approved

BigBS — Mon, 30 Oct 2023 13:40:35 GMT

Congrats on the approval!

Re: Commerce Bank - AOPA Approved

gdale6 — Mon, 30 Oct 2023 13:58:05 GMT

@Globetrotter wrote:
Congratulations on your new AAOP card approval. Not familiar with Commerce Bank but assume there are a regional bank. Thanks for sharing.

Yes its a regional, Commerce Bk of Kansas City. Most of their cards are geofenced, this card is a way into the bank as its open to anyone member of AOPA or not.

Re: Commerce Bank - AOPA Approved

Aim_High — Mon, 30 Oct 2023 19:41:54 GMT

Congratulations on your Commerce Bank/AOPA card approval, @gdale6!

Re: Commerce Bank - AOPA Approved

CreditCuriosity — Mon, 30 Oct 2023 20:20:45 GMT

Congrats @gdale6 you have a pilots licence by chance? Had to look up that card

Re: Commerce Bank - AOPA Approved

gdale6 — Mon, 30 Oct 2023 20:28:51 GMT

@CreditCuriosity wrote:
Congrats @gdale6 you have a pilots licence by chance? Had to look up that card

Yes, I hold a private certficate though I have not flown in years now, the costs started going out of control about 2 decades ago and have not let up. A totally different world up there, I miss it.

Re: Commerce Bank - AOPA Approved

pizza1 — Tue, 31 Oct 2023 02:21:24 GMT

@gdale6, that's awesome SL for them! They tend to be a little conservative! Ive had the same $2K CL for a few years now. But then again, my BK was still showing too. Congrats to you on the approval!

Re: Commerce Bank - AOPA Approved

FireMedic1 — Tue, 31 Oct 2023 10:48:37 GMT

Congrats @gdale6 . Nice SL. Too bad its so expensive. Aerial pics would be great!!!!!!!!!!

Re: Commerce Bank - AOPA Approved

Meanmchine — Tue, 31 Oct 2023 19:40:45 GMT

Congrats on your new card !