topic Re: Citi Premier® Credit Card Instant Approval in Credit Card Approvals

Citi Premier® Credit Card Instant Approval

jberry — Sun, 05 Nov 2023 02:15:18 GMT

Hello All!! Its been awhile, I even got approved for cards in the past but never posted it here, but thought I post this approval for those that need some DP in late 2023. I got approved for the Citi Premier Credit card, SL is $7,000 which I think is pretty good for Citi.

This is credit card #31, I do carry a balance with some of my cards, overall utilization is little under 30%, my highest CL is Chase Sapphire Reserve at $27,100 , I do have 2 other Citi cards Double Cash and Rewards+, had them for almost 3 years. I was kinda mad at Citi because out of the blue they dropped my CL on both my cards! to like $300 (DC) and $500 (Rewards+)!! After putting some spend on them for one statement, I did a CLI and they both doubled to $600 and $1,000 and thought I try for a 3rd Citi card and got approved!

My transunion score according to experian is 733, but on Citi's website it is 722, they pulled Transunion, no inquieries the past 6 months, I had at least 1 inquiry the past year. About 7 the past 2 years. Income is $130,000 (combined income wife and I), overall utilization is little under 30%, Total Credit Line is like $220,000. Oldest credit card account is 16+ years, AAoA 5+ years. New accounts maybe 1 in the last year and that was a personal loan.

I still kinda prefer chase, but thought I try the citi thank you points, since this card is like a 'work horse' 3x gas, super market, restaurants, hotels, etc.. I wanted the Citi Prestige, my brother has that card, but for the lounge access and travel insurance etc, I have the Sapphire Reserve for that.

Re: Citi Premier® Credit Card Instant Approval

Rebuild2019 — Sun, 05 Nov 2023 04:03:59 GMT

Congrats on your approval and SL 🎉🎉

Re: Citi Premier® Credit Card Instant Approval

JoeRockhead — Sun, 05 Nov 2023 08:53:45 GMT

Nice SL, congratulations on your approval!

Re: Citi Premier® Credit Card Instant Approval

PNWRambler — Sun, 05 Nov 2023 13:02:08 GMT

Congrats on the approval! That is a decent SL

Re: Citi Premier® Credit Card Instant Approval

NoMoreDebt — Sun, 05 Nov 2023 13:37:38 GMT

Congrats on the approval

Re: Citi Premier® Credit Card Instant Approval

firefox100 — Sun, 05 Nov 2023 19:04:17 GMT

Congratulations on your citi card approval along with nice starting cl with citibank, enjoy it have fun.

Re: Citi Premier® Credit Card Instant Approval

M_Smart007 — Sun, 05 Nov 2023 21:12:15 GMT

Congratulations on your Approval 🎉

Re: Citi Premier® Credit Card Instant Approval

coreyb80 — Sun, 05 Nov 2023 22:27:32 GMT

Congrats on the approval!

Re: Citi Premier® Credit Card Instant Approval

jberry — Sun, 05 Nov 2023 22:45:18 GMT

@Rebuild2019 wrote:
Congrats on your approval and SL 🎉🎉

Thank you so much!!

@JoeRockhead wrote:
Nice SL, congratulations on your approval!

Thanks!

@PNWRambler wrote:
Congrats on the approval! That is a decent SL

Yes I do think so!!

@NoMoreDebt wrote:
Congrats on the approval

Thanks!!

@firefox100 wrote:
Congratulations on your citi card approval along with nice starting cl with citibank, enjoy it have fun.

Yes I will, hope to get the SUB in about 2 months!

@M_Smart007 wrote:
Congratulations on your Approval 🎉

Thank you sir!

@coreyb80 wrote:
Congrats on the approval!

Thank you!!!

Re: Citi Premier® Credit Card Instant Approval

Jordan23ww — Sun, 05 Nov 2023 23:09:29 GMT

Congratulations on your approval and nice starting limit! Thank you for sharing all those data points!

Re: Citi Premier® Credit Card Instant Approval

jberry — Mon, 06 Nov 2023 00:03:44 GMT

@Jordan23ww wrote:
Congratulations on your approval and nice starting limit! Thank you for sharing all those data points!

You are very welcome!!! I did a search and did not see much on the Citi Premier for this year, so thought ill post it.

Re: Citi Premier® Credit Card Instant Approval

BigBS — Mon, 06 Nov 2023 00:27:15 GMT

Congrats on the approval!

Re: Citi Premier® Credit Card Instant Approval

CreditAggie — Tue, 07 Nov 2023 05:10:37 GMT

Congratulations on your Citi Premier approval!

Re: Citi Premier® Credit Card Instant Approval

youngandcreditwrthy — Tue, 07 Nov 2023 17:08:19 GMT

congrats!!!

Dang, these interest rate are crazy right now! would never wanna pay 29.24% on 7000 debt!

Hope you aren't paying in too much interest overall! :-) Good luck!

Re: Citi Premier® Credit Card Instant Approval

Noneed2nv — Wed, 08 Nov 2023 04:59:08 GMT

Congratulations on the approval and card #31

Re: Citi Premier® Credit Card Instant Approval

Priory_Man — Wed, 08 Nov 2023 15:26:43 GMT

Congrats on your approval

Re: Citi Premier® Credit Card Instant Approval

cashorcharge — Wed, 08 Nov 2023 21:52:21 GMT

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Re: Citi Premier® Credit Card Instant Approval

FrankenBeans — Thu, 16 Nov 2023 03:10:27 GMT

Congratulations!

I've had this card for almost a year, and I'm surprised by how much I love this card. It racks up points quickly, because of all of the categories, and the 10x on hotels and car rental is a nice perk. I'm an Amex loyalist, but Citi has been taking some (a lot of) money from Amex.