topic Re: Happy Thanksgiving – Fortera CU approval $9500! in Credit Card Approvals

Happy Thanksgiving – Fortera CU approval $9500!

crrredit — Thu, 23 Nov 2023 17:41:50 GMT

Let's hear it for local credit unions! Just joined and apped for a credit card and personal loan. I was preapproved for both. I was only looking for a $2K loan to cover some auto repair costs and add an active installment loan to my mix. Thought I'd get that but got denied. Instead I got the credit card with a SL of $9500. That's $6K more than my next highest card, Discover at $3500.

It's a 1% cash back card, but a big step up limit-wise. No soul-less computer experience here. Traded messages, multiple phone conversations to discuss my reasons for adding this card and the limit I was looking for. Talked to reps, underwriters and loan processors. It all happened in a few hours on my day off yesterday. Had to sign paperwork and had the choice of signing electronically or swinging by and doing it in person. Got to love it. I loved it enough to open a free checking account, a member savings account, a "changeup" account that collects roundup amounts from when I use the debit card, a credit card and a small credit-builder loan.

Happy Thanksgiving, everyone!

(only bad thing is I can't find a decent image of their credit card to add to my siggy below. Had to use a generic Mastercard.)

Re: Happy Thanksgiving – Fortera CU approval $9500!

JoeRockhead — Thu, 23 Nov 2023 18:03:36 GMT

Very nice SL, congratulations on your approval!

Re: Happy Thanksgiving – Fortera CU approval $9500!

M_Smart007 — Thu, 23 Nov 2023 18:54:32 GMT

Congratulations on your Approval 🎉

Re: Happy Thanksgiving – Fortera CU approval $9500!

BigBS — Thu, 23 Nov 2023 23:31:45 GMT

Congrats on the approval!

Re: Happy Thanksgiving – Fortera CU approval $9500!

andylamb — Fri, 24 Nov 2023 04:00:51 GMT

Congrats on the approval!

Re: Happy Thanksgiving – Fortera CU approval $9500!

Zoostation1 — Fri, 24 Nov 2023 07:30:28 GMT

Congrats on the approval!

Re: Happy Thanksgiving – Fortera CU approval $9500!

firefox100 — Fri, 24 Nov 2023 09:19:54 GMT

Congratulations on very nice starting cl happy holidays enjoy your new card.

Re: Happy Thanksgiving – Fortera CU approval $9500!

crrredit — Fri, 24 Nov 2023 12:59:41 GMT

Thanks everyone!

Re: Happy Thanksgiving – Fortera CU approval $9500!

youngandcreditwrthy — Fri, 24 Nov 2023 16:00:03 GMT

congrats! @crrredit

Do you happen to know scores at time, who they pulled, utilization etc?

really helpful for others to know if considering the card.

Re: Happy Thanksgiving – Fortera CU approval $9500!

NoMoreDebt — Sun, 26 Nov 2023 00:55:26 GMT

Congrats on the approval

Re: Happy Thanksgiving – Fortera CU approval $9500!

CreditMagic7 — Sun, 26 Nov 2023 04:27:02 GMT

Congratulations on your Approval

Re: Happy Thanksgiving – Fortera CU approval $9500!

SouthJamaica — Sun, 26 Nov 2023 05:29:35 GMT

@crrredit wrote:
Let's hear it for local credit unions! Just joined and apped for a credit card and personal loan. I was preapproved for both. I was only looking for a $2K loan to cover some auto repair costs and add an active installment loan to my mix. Thought I'd get that but got denied. Instead I got the credit card with a SL of $9500. That's $6K more than my next highest card, Discover at $3500.

It's a 1% cash back card, but a big step up limit-wise. No soul-less computer experience here. Traded messages, multiple phone conversations to discuss my reasons for adding this card and the limit I was looking for. Talked to reps, underwriters and loan processors. It all happened in a few hours on my day off yesterday. Had to sign paperwork and had the choice of signing electronically or swinging by and doing it in person. Got to love it. I loved it enough to open a free checking account, a member savings account, a "changeup" account that collects roundup amounts from when I use the debit card, a credit card and a small credit-builder loan.

Happy Thanksgiving, everyone!

(only bad thing is I can't find a decent image of their credit card to add to my siggy below. Had to use a generic Mastercard.)

Congratulations on that nice approval.

Re: Happy Thanksgiving – Fortera CU approval $9500!

gdale6 — Sun, 26 Nov 2023 12:56:52 GMT

A sweet approval for you!

Re: Happy Thanksgiving – Fortera CU approval $9500!

Anonymous — Sun, 26 Nov 2023 23:16:11 GMT

Congrats on the approval!

Re: Happy Thanksgiving – Fortera CU approval $9500!

cashorcharge — Mon, 27 Nov 2023 22:31:02 GMT

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Re: Happy Thanksgiving – Fortera CU approval $9500!

CreditAggie — Wed, 29 Nov 2023 00:45:48 GMT

Congratulations on your Fortera CU approval!

Re: Happy Thanksgiving – Fortera CU approval $9500!

simicalif — Mon, 25 Aug 2025 07:13:06 GMT

Hey how has Fortera been? Just got recommended to them for a credit card for my rebuild and no one else besides you on here seems to have experience with them lol