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    <title>topic Re: Apple Card $3k in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6723252#M873213</link>
    <description>&lt;P&gt;Congrats on the Apple card approval!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Tue, 28 Nov 2023 01:22:20 GMT</pubDate>
    <dc:creator>andylamb</dc:creator>
    <dc:date>2023-11-28T01:22:20Z</dc:date>
    <item>
      <title>Apple Card $3k</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6721906#M872721</link>
      <description>&lt;P&gt;Tbh I shouldnt have applied(trying to cut down on my number of cards) but meh, Ill use it for all my apple pay usage. Right now mainly grocery store/dining and will move to just all non dining apple pay once I PC to the United Club next year.&amp;nbsp; Since the Club doesnt have grocery as a category.&lt;/P&gt;</description>
      <pubDate>Sun, 19 Nov 2023 19:02:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6721906#M872721</guid>
      <dc:creator>swankytiger</dc:creator>
      <dc:date>2023-11-19T19:02:08Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Card $3k</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6721907#M872722</link>
      <description>&lt;P&gt;Nice, congratulations on your approval!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 19 Nov 2023 19:05:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6721907#M872722</guid>
      <dc:creator>JoeRockhead</dc:creator>
      <dc:date>2023-11-19T19:05:37Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Card $3k</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6721911#M872723</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1170489"&gt;@swankytiger&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Tbh I shouldnt have applied(trying to cut down on my number of cards) but meh, Ill use it for all my apple pay usage. Right now mainly grocery store/dining and will move to just all non dining apple pay once I PC to the United Club next year.&amp;nbsp; Since the Club doesnt have grocery as a category.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Some people hate on it but honestly it's a good thing to have in your back pocket for 2% wallet, 3% certain retailers, CL padding, and offers if you're lucky. It remains more useful than some others I've acquired for SUBs.&lt;/P&gt;</description>
      <pubDate>Sun, 19 Nov 2023 20:06:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6721911#M872723</guid>
      <dc:creator>reluctantgarden</dc:creator>
      <dc:date>2023-11-19T20:06:40Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Card $3k</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6721916#M872730</link>
      <description>&lt;P&gt;Congratulations on your Approval 🎉&lt;/P&gt;</description>
      <pubDate>Sun, 19 Nov 2023 21:32:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6721916#M872730</guid>
      <dc:creator>M_Smart007</dc:creator>
      <dc:date>2023-11-19T21:32:59Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Card $3k</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6721932#M872733</link>
      <description>&lt;P&gt;&lt;SPAN&gt;Congrats on the approval&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 20 Nov 2023 02:01:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6721932#M872733</guid>
      <dc:creator>NoMoreDebt</dc:creator>
      <dc:date>2023-11-20T02:01:05Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Card $3k</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6721974#M872752</link>
      <description>&lt;P&gt;Congrats on the approval!&lt;/P&gt;</description>
      <pubDate>Mon, 20 Nov 2023 13:59:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6721974#M872752</guid>
      <dc:creator>BigBS</dc:creator>
      <dc:date>2023-11-20T13:59:46Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Card $3k</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6721976#M872754</link>
      <description>&lt;P&gt;Nice! Congratulations on your approval!&lt;/P&gt;</description>
      <pubDate>Mon, 20 Nov 2023 14:15:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6721976#M872754</guid>
      <dc:creator>MartyWrite75</dc:creator>
      <dc:date>2023-11-20T14:15:32Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Card $3k</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6722457#M872891</link>
      <description>&lt;P&gt;Congratulations on your Apple Card approval!&lt;/P&gt;</description>
      <pubDate>Thu, 23 Nov 2023 02:45:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6722457#M872891</guid>
      <dc:creator>CreditAggie</dc:creator>
      <dc:date>2023-11-23T02:45:38Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Card $3k</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6723240#M873212</link>
      <description>&lt;P&gt;WooHoo!! Congratulations on your Approval!!&lt;SPAN&gt;👏🏼🍾🥂&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 27 Nov 2023 22:34:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6723240#M873212</guid>
      <dc:creator>cashorcharge</dc:creator>
      <dc:date>2023-11-27T22:34:44Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Card $3k</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6723252#M873213</link>
      <description>&lt;P&gt;Congrats on the Apple card approval!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 28 Nov 2023 01:22:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6723252#M873213</guid>
      <dc:creator>andylamb</dc:creator>
      <dc:date>2023-11-28T01:22:20Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Card $3k</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6723334#M873250</link>
      <description>&lt;P&gt;Congrats on the Apple Card approval. I am curious if the Charles Schwab AMEX Platinum card in your signature is really on the chopping block for cancellation. If so please briefly share your thoughts on the card. Thanks.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 28 Nov 2023 13:21:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6723334#M873250</guid>
      <dc:creator>Noneed2nv</dc:creator>
      <dc:date>2023-11-28T13:21:12Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Card $3k</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6723335#M873251</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1047561"&gt;@Noneed2nv&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Congrats on the Apple Card approval. I am curious if the Charles Schaub AMEX card in your signature is really on the chopping block for cancellation. If so please briefly share your thoughts on the card. Thanks.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I only use the Airline credits,&amp;nbsp; Uber doesnt exist in my rural area, I have TSA pre/GE so I dont need clear(local airports dont even have clear anyway), I dont use any service on the digital entertainment credit, Eqinox doesnt exist, walmart + i dont use.&amp;nbsp; So that makes the AF $495, I dont fly enough currently to make it work, I also dont have enough yearly spend to make the Gold + Plat combo work.&amp;nbsp; I also dont like the direction Amex is going on their other high end cards.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The apple card is my current apple pay/grocery card and the cfu is now my dining card/catchall card as I am going to PC it to the CSR as a general travel card works better than just an airline card.&amp;nbsp; If amex had something other than flights as a multiplier(not counting portal stuff) then i would still consider it, but i cant make that AF work vs the CSR's $250 effective.&amp;nbsp; So i would be dropping down to $550(250 effective) from $945(745 effective).&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Now if i flew enough to make the Platinum work, I would only have the CS Plat for the 1.1cpp cash redemption.&lt;/P&gt;</description>
      <pubDate>Tue, 28 Nov 2023 13:33:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6723335#M873251</guid>
      <dc:creator>swankytiger</dc:creator>
      <dc:date>2023-11-28T13:33:38Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Card $3k</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6723546#M873351</link>
      <description>&lt;P&gt;Congrats on the approval!&lt;/P&gt;</description>
      <pubDate>Wed, 29 Nov 2023 03:30:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6723546#M873351</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2023-11-29T03:30:35Z</dc:date>
    </item>
    <item>
      <title>Re: Apple Card $3k</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6723577#M873371</link>
      <description>&lt;P&gt;Congratulations on the 🍎 Card approval!&lt;/P&gt;</description>
      <pubDate>Wed, 29 Nov 2023 06:22:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-3k/m-p/6723577#M873371</guid>
      <dc:creator>LADave</dc:creator>
      <dc:date>2023-11-29T06:22:30Z</dc:date>
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