topic Re: Fidelity Rewards Visa Signature in Credit Card Approvals

Fidelity Rewards Visa Signature

RaidOps26 — Tue, 28 Nov 2023 15:01:02 GMT

Good morning, all. These are the stats from my recent application. I applied and got instant approval for $25,000 starting CL. At the time of application:

160K income
Elan did a hard pull of Equifax (Texas resident).
EQ stats were 0/6, 1/12, 1/24 for new accounts. Inquiries were 0/6, 1/12, 3/24.
EQ score of 801
4% credit card utilization rate

Some potential contributing factors:

My only history with US Bank is a personal loan that is approximately four years of age.
I have a cash management, investment account, and traditional IRA with Fidelity.

Hopefully, this information is useful to some. I see a good amount of members on here getting stuck with a $500 starting CL with this card.

Re: Fidelity Rewards Visa Signature

JoeRockhead — Tue, 28 Nov 2023 15:07:29 GMT

Welcome to the forum. Very nice SL, congratulations on your approval!

Re: Fidelity Rewards Visa Signature

gdale6 — Tue, 28 Nov 2023 15:21:20 GMT

What a fantastic SL for you, huge grats to ya!

Re: Fidelity Rewards Visa Signature

M_Smart007 — Tue, 28 Nov 2023 15:38:30 GMT

Congratulations on your Approval 🎉

Re: Fidelity Rewards Visa Signature

BigBS — Tue, 28 Nov 2023 15:41:59 GMT

Congrats on the approval!

Re: Fidelity Rewards Visa Signature

Blender — Tue, 28 Nov 2023 16:45:09 GMT

Congrats on your Fidelity Rewards Visa Signature approval and health SL!

Re: Fidelity Rewards Visa Signature

NoMoreDebt — Tue, 28 Nov 2023 17:18:08 GMT

congrats on the approval

Re: Fidelity Rewards Visa Signature

SouthJamaica — Tue, 28 Nov 2023 17:56:15 GMT

Welcome to the forum.

Congratulations on a very nice approval.

Re: Fidelity Rewards Visa Signature

Legally_Speaking2512 — Tue, 28 Nov 2023 18:56:03 GMT

That's phenomenal - congrats. Thank you for the data points and great looking credit file as well.

Re: Fidelity Rewards Visa Signature

coreyb80 — Tue, 28 Nov 2023 21:06:32 GMT

Congrats on the strong approval!

Re: Fidelity Rewards Visa Signature

CreditAggie — Wed, 29 Nov 2023 01:28:03 GMT

Congratulations on your Fidelity Rewards approval!

Re: Fidelity Rewards Visa Signature

Anonymous — Wed, 29 Nov 2023 03:18:42 GMT

Congrats on the approval!