topic Re: Barclays Unexpected CLI: $3.6k in Credit Card Approvals

Barclays Unexpected CLI: $3.6k

OrangeRange — Wed, 20 Dec 2023 21:13:22 GMT

So I opened my email and was alerted that my Aviator Red card had its credit limit increased from $14,000 to $17,600. I opened it in early June this year.

I don't use the card and only got it to take advantage of the American airlines miles after 1 purchase + 0% BT until October '24. I moved $5K over to it from another card and have been paying it down, and I suppose that was enough activity to warrant a CLI.

Not complaining at all and it was a nice surprise. They've been throwing even more BT offers, reduced APR and extra bonus mile offers at me the past two months on this card. Perhaps I'll keep it open for another year after all.

Re: Barclays Unexpected CLI: $3.6k

JoeRockhead — Wed, 20 Dec 2023 21:19:07 GMT

No better surprise than an auto CLI, congratulations!

Re: Barclays Unexpected CLI: $3.6k

BigBS — Wed, 20 Dec 2023 21:22:32 GMT

Congrats on the CLI!

Re: Barclays Unexpected CLI: $3.6k

M_Smart007 — Wed, 20 Dec 2023 21:28:47 GMT

Congratulations on your auto CLI 🎉

Re: Barclays Unexpected CLI: $3.6k

gdale6 — Thu, 21 Dec 2023 15:52:19 GMT

Barclays can do things no one sees coming, grats on the move!

Re: Barclays Unexpected CLI: $3.6k

alextercero — Thu, 21 Dec 2023 15:58:09 GMT

Congrats on the CLI!

Re: Barclays Unexpected CLI: $3.6k

OrangeRange — Thu, 21 Dec 2023 18:28:44 GMT

@gdale6 wrote:
Barclays can do things no one sees coming, grats on the move!

I am just now starting to see that, haha. Let's see if I can get another auto CLI at my year mark next June.

Re: Barclays Unexpected CLI: $3.6k

youngandcreditwrthy — Fri, 22 Dec 2023 18:23:02 GMT

@OrangeRange curious because Barlcya's used to be known for AA on BT accounts that weren't being paid down well enough...

have you just been making minimums on the BT or like a certain percentage of the 5k BT?

I got the barclay world arrival card with a 20k limit and BT'ed about 7k, was paying little more than the minimum and they CLD me to I think it was 12,700... I called them and got them to reinstate the limit.. but just curious about your min pmt % vs the 5k BT balance.

that data would be helpful to those wanting to avoid AA with barclay's... they are a very finicky bank. .or at least used to be.

Re: Barclays Unexpected CLI: $3.6k

NoMoreDebt — Fri, 22 Dec 2023 20:00:39 GMT

Congrats on the cli

Re: Barclays Unexpected CLI: $3.6k

OrangeRange — Sat, 23 Dec 2023 02:48:28 GMT

@youngandcreditwrthy wrote:
@OrangeRange curious because Barlcya's used to be known for AA on BT accounts that weren't being paid down well enough...

have you just been making minimums on the BT or like a certain percentage of the 5k BT?

I got the barclay world arrival card with a 20k limit and BT'ed about 7k, was paying little more than the minimum and they CLD me to I think it was 12,700... I called them and got them to reinstate the limit.. but just curious about your min pmt % vs the 5k BT balance.

that data would be helpful to those wanting to avoid AA with barclay's... they are a very finicky bank. .or at least used to be.

No problem! I paid down $1,300 or 26% of the total amount of the BT from July to November. Though really most of that was paid in October and November. The first 3 monthly payments I was just paying a bit above minimums ($75). Haven't made my December payment yet as my statement just closed 4 days ago. My minimums have always been about $50.

So I suppose my CLI (25.75%) was equivalent percentage-wise to the amount of the BT I paid down.

Re: Barclays Unexpected CLI: $3.6k

SouthJamaica — Sat, 23 Dec 2023 17:13:10 GMT

@OrangeRange wrote:
So I opened my email and was alerted that my Aviator Red card had its credit limit increased from $14,000 to $17,600. I opened it in early June this year.

I don't use the card and only got it to take advantage of the American airlines miles after 1 purchase + 0% BT until October '24. I moved $5K over to it from another card and have been paying it down, and I suppose that was enough activity to warrant a CLI.

Not complaining at all and it was a nice surprise. They've been throwing even more BT offers, reduced APR and extra bonus mile offers at me the past two months on this card. Perhaps I'll keep it open for another year after all.

Congratulations on the automatic CLI.

A word of warning, though. I had 3 Barclays cards. I received various attractive balance transfer offers, and took advantage of them to a limited extent. One day they closed all 3 of my accounts, apparently because I had been using the balance transfer offers.

Re: Barclays Unexpected CLI: $3.6k

cashorcharge — Thu, 28 Dec 2023 18:47:25 GMT

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Re: Barclays Unexpected CLI: $3.6k

SPChaser — Thu, 28 Dec 2023 21:22:42 GMT

Know the feeling lol. Barclay is stingy as heck; terrible bank in my opinion. Congrats on cli!

Re: Barclays Unexpected CLI: $3.6k

CreditAggie — Fri, 29 Dec 2023 06:20:25 GMT

Congratulations on your Barclays CLI!