topic Re: BankAmericard App in Review, then Approval 5K SL in Credit Card Approvals

BankAmericard App in Review, then Approval 5K SL

nytokyobred79 — Wed, 03 Jan 2024 02:56:37 GMT

Was looking for a BT card and decided to pull the trigger for BOA's BankAmericard. App'd on Dec 31st and it immediately went to review. BOA's fraud Dept called on Jan 2nd to confirm it was me that actually applied. After a few questions, was immediately approved for 5K for 18 month 0% APR on purchases and BT's in first 60 days.

DP's

EX pulled( in NY) Fico 8's 740-760's

New Accts: 0/6, 5/12, 9/24

Inquiries on EX- 22( 14 scorable)

Aggregate UTI- 5% / $9000 ish balance across 2 cards( 1300 on BOA card)

AAoA- 3 years

After approval, I moved 15K from my BOA Travel Rewards to the new card so that my uti will remain low once my BT processes.

I also considered Citi and WF but was declined for both due to being lol 24 on inquiries and of course, the new accts as well.

Re: BankAmericard App in Review, then Approval 5K SL

KingRue8500 — Wed, 03 Jan 2024 03:04:39 GMT

Congrats on your BOA BankAmericard approval

Re: BankAmericard App in Review, then Approval 5K SL

nytokyobred79 — Wed, 03 Jan 2024 03:23:08 GMT

@KingRue8500 wrote:
Congrats on your BOA BankAmericard approval

Thanks!

Re: BankAmericard App in Review, then Approval 5K SL

M_Smart007 — Wed, 03 Jan 2024 05:29:05 GMT

Congratulations on your BoA Approval 🥳

Re: BankAmericard App in Review, then Approval 5K SL

nytokyobred79 — Wed, 03 Jan 2024 05:49:23 GMT

@M_Smart007 wrote:
Congratulations on your BoA Approval 🥳

Thank you 😊

Re: BankAmericard App in Review, then Approval 5K SL

JoeRockhead — Wed, 03 Jan 2024 09:40:47 GMT

Nice, congratulations on your approval and appreciate the DPs.

Re: BankAmericard App in Review, then Approval 5K SL

firefox100 — Wed, 03 Jan 2024 15:52:21 GMT

Congratulations on your new bank of america creditcard enjoy it have fun.

Re: BankAmericard App in Review, then Approval 5K SL

cashorcharge — Thu, 04 Jan 2024 01:02:37 GMT

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Re: BankAmericard App in Review, then Approval 5K SL

nytokyobred79 — Thu, 04 Jan 2024 01:50:32 GMT

@JoeRockhead wrote:
Nice, congratulations on your approval and appreciate the DPs.

Thank you. Yes, I hope the dp's are useful.

Re: BankAmericard App in Review, then Approval 5K SL

Traveler101 — Thu, 04 Jan 2024 01:56:32 GMT

Love the lol 24. Congratulations on your approval. Enjoy

Re: BankAmericard App in Review, then Approval 5K SL

nytokyobred79 — Thu, 04 Jan 2024 02:15:54 GMT

@firefox100 wrote:
Congratulations on your new bank of america creditcard enjoy it have fun.

Thank you. Will enjoy saving interest for sure 😊

Re: BankAmericard App in Review, then Approval 5K SL

nytokyobred79 — Thu, 04 Jan 2024 02:21:00 GMT

@cashorcharge wrote:
WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Thank you 😊

Re: BankAmericard App in Review, then Approval 5K SL

nytokyobred79 — Thu, 04 Jan 2024 02:25:14 GMT

@Traveler101 wrote:
Love the lol 24. Congratulations on your approval. Enjoy

Hehe. I don't feel I can ever get to a reasonable 24 😅

Re: BankAmericard App in Review, then Approval 5K SL

CreditAggie — Fri, 05 Jan 2024 20:33:25 GMT

Congratulations on your BofA approval!