topic Approvals and DP in Credit Card Approvals

Approvals and DP

bulldawg12 — Sun, 07 Jan 2024 19:19:50 GMT

I am officially off of AMEX Blacklist. I burnt them with 5 cards back in 2017.

AMEX Plat Approved POT $4500-Pulled Exp

AMEX Delta Gold- SL-$5000.00-Pulled Transunion-

Additionally, Did the Apple Card -Trick-thing today :-) Starting SL $8000.00- When do I ask for a CLI for this card?

I have the NFCU Go Rewards $9700 and Cash Rewards $3300-Should I app for 3rd NFCU Card?

Preapprovals for Penfed Gold $6000.00 and Platinum $8000.00-Should I apply? Not in need for anything utilization 5%.

Citi has been blowing my mail up with Simpliciy and Double Cash card. They refuse to upgrade my $200.00 CITI Secured card. Any Advice.

FICO 8

EXP-697

TU-704

EQ-695

Re: Approvals and DP

CYBERSAM — Sun, 07 Jan 2024 23:31:50 GMT

Congrats on all the approvals 🤑👍👍

Re: Approvals and DP

KingRue8500 — Mon, 08 Jan 2024 00:37:23 GMT

Congrats on your approvals

Re: Approvals and DP

JoeRockhead — Mon, 08 Jan 2024 03:24:21 GMT

Congratulations on the approvals.

Citi is pretty conservative as well as inquiry and new account sensitive... The mailers are third party marketing so don't put much confidence in them. I wouldn't recommend trying with them right now.

As far as anything else, if you don't need them or have a good use for them , why add new cards just for the sake of adding cards?

Re: Approvals and DP

youngandcreditwrthy — Mon, 08 Jan 2024 18:08:41 GMT

great haul esp for those scores!

my scores are similar so good to see! Proves with decent income and moderately good credit, you can get great cards! All my prime cards I got with scores 670-720.

Re: Approvals and DP

youngandcreditwrthy — Mon, 08 Jan 2024 18:09:49 GMT

when you say "burned" @bulldawg12 do you mean like charged off or had a bankruptcy? How much did it happen for?

Re: Approvals and DP

bulldawg12 — Tue, 09 Jan 2024 02:35:03 GMT

Charged offs.

Re: Approvals and DP

bulldawg12 — Tue, 09 Jan 2024 02:36:20 GMT

Thanks.

Re: Approvals and DP

bulldawg12 — Tue, 09 Jan 2024 02:41:09 GMT

Thanks for the heads up! I may need a Lowes card but I do not need anymore maybe just to have in case I need a big purchase and to keep my utilization low.

Re: Approvals and DP

nytokyobred79 — Tue, 09 Jan 2024 04:15:54 GMT

Congratulations on your approvals and getting back in with Amex.

Re: Approvals and DP

CreditAggie — Tue, 09 Jan 2024 19:05:55 GMT

Congratulations on your approvals!

Re: Approvals and DP

cashorcharge — Thu, 11 Jan 2024 00:27:45 GMT

WooHoo!! Congratulations on your Approvals!!👏🏼🍾🥂