topic Re: Baxter CU 20,000 SL for Balance Transfer in Credit Card Approvals

Baxter CU 20,000 SL for Balance Transfer

oorhett — Thu, 27 Oct 2022 22:13:55 GMT

Decided it was time for a balance transfer SUB and joined Baxter Credit Union last year (03/2021) after hearing good things. Been DD $500 per month and maintained $15,000 in their Power Plus Checking to optimize the 2% APY. They provide a "Savvy Money" credit score from TransUnion and mine has taken a pretty good hit lately from carrying some balances so was showing a 652. Called up and applied for their Cash Back 1.5% Visa as it has a 12-month 0% Purchases and Balance Transfers and my promo offer also showed a 0% balance transfer fee. Took the application asked how much I would be transferring let them know about $18,000 so would like $20,000 limit was told they would let me know usually within a few hours. 5 minutes later had an email saying I was approved for $20,000 and they would contact me if more information was needed. This morning received another email that I have been approved and the new card(s) have been ordered...!

DP:

SL $20,000 previous high limit was $11100
APR 0% 12 mo then 16.95%
TU - Their credit disclosure shows 696 (not the 652 that showed on my account)
Income $125,000
Total CC usage 39%
Inquiries 8 (most recent 07/2021)

Re: Baxter CU 20,000 SL for Balance Transfer

CreditCuriosity — Thu, 27 Oct 2022 22:37:55 GMT

Congrats on the nice approval. Which I could join them as they are one of the best CU's in the country.

Re: Baxter CU 20,000 SL for Balance Transfer

cashorcharge — Thu, 27 Oct 2022 23:13:11 GMT

I have to say...with your score and utilization....that is a mighty fine approval! No doubt your banking relationship helped

WooHoo!! Congratulations on your BCU Approval!!👏🏼🍾🥂

Re: Baxter CU 20,000 SL for Balance Transfer

user979797 — Thu, 27 Oct 2022 23:21:55 GMT

Congrats on your nice SL and approval with Baxter

Re: Baxter CU 20,000 SL for Balance Transfer

CYBERSAM — Fri, 28 Oct 2022 00:51:58 GMT

Congrats on your Baxter Cash Rewards Approval 🤑👍👍

Re: Baxter CU 20,000 SL for Balance Transfer

Anonymous514 — Fri, 28 Oct 2022 21:59:34 GMT

Nice I've got their cash rewards Visa Signature at 15k and the Travel Visa Signature at 15k they're great!

Re: Baxter CU 20,000 SL for Balance Transfer

KingRue8500 — Sat, 29 Oct 2022 00:36:05 GMT

Congrats on your Baxter CU approval

Re: Baxter CU 20,000 SL for Balance Transfer

FicoComeback2018 — Sat, 29 Oct 2022 03:45:24 GMT

Congratulations 🎉👏

Re: Baxter CU 20,000 SL for Balance Transfer

CreditAggie — Sun, 30 Oct 2022 06:05:41 GMT

Congratulations on your BCU approval!

Re: Baxter CU 20,000 SL for Balance Transfer

RamblingDaveyAlex — Tue, 09 Jan 2024 15:36:30 GMT

I too was just approved...5K SL (no previous relationship with this bank...just opened an account today). I'll update on future experiences) but have heard good things!

Re: Baxter CU 20,000 SL for Balance Transfer

NoMoreDebt — Sat, 20 Jan 2024 14:20:03 GMT

Congrats on the approval