topic Re: BofA Premium Rewards $33K SL - Approved! in Credit Card Approvals

BofA Premium Rewards $33K SL - Approved!

CreditAggie — Wed, 10 Jan 2024 02:51:28 GMT

Hello myFICO,

I recently started a new job and have some planned spend coming up, so I thought now would be a good time to app for a new card with a nice SUB. I decided to app for the BofA Premium Rewards with the elevated 60,000 point SUB and the 2.62% back on everything with Preferred Rewards. With my current setup, I didn't have a good catch-all card. I applied on Sunday and did not receive an instant decision. This morning (Tuesday), I got a call from BofA for identity verification and then it was sent back to the credit department. I checked my online banking this afternoon and found this:

Highest SL yet!

I was approved with a $33,000 SL! This is over TWICE my highest limit card that has a $15,000 limit! This approval also brings my TCL over $100K!

DPs:

EX pull: 761 FICO 8
0/12 new accounts
Reported income: $40K (seriously!)
12 year banking relationship with BofA (checking, savings, CCR)
Last app: May 2022 (CSP)

This was worth the Emerald Spade I just traded in and this approval greatly exceeded my expectations. I would not have expected to have a SL and TCL this high at this point in my credit journey. Back to the garden I go until I am ready for the next one!

Re: BofA Premium Rewards $33K SL - Approved!

K-in-Boston — Wed, 10 Jan 2024 03:01:00 GMT

That is a fantastic approval! Congratulations on your new highest credit limit and enjoy the SUB!

Re: BofA Premium Rewards $33K SL - Approved!

KingRue8500 — Wed, 10 Jan 2024 03:52:08 GMT

Congrats on your BOA Premium Rewards approval

Re: BofA Premium Rewards $33K SL - Approved!

markbeiser — Wed, 10 Jan 2024 05:14:12 GMT

Congrats!
Makes me hopefull that they will be generous with me now that I've been cooling my jets for a year.
I had 12 or 13 new accounts in 2022, and had bad credit before that, so until last month, they wouldn't even give me a CLI on the $5k limit CCR card I've had since 2013, even though I've been banking with them for 17 years, and Platinum Honors for over a year.😥

Re: BofA Premium Rewards $33K SL - Approved!

UH_HUH — Wed, 10 Jan 2024 10:23:10 GMT

WOW 👍👍👍👍

That is a Major League Home Run

Right there! Awesome to read about you credit success @CreditAggie

Couldn't have happened to a nicer person.

Enjoy that great feeling I'm sure

You got reading that approval 😅

Cheers

Re: BofA Premium Rewards $33K SL - Approved!

JoeRockhead — Wed, 10 Jan 2024 14:34:40 GMT

Outstanding SL and approval, congratulations!

Re: BofA Premium Rewards $33K SL - Approved!

nytokyobred79 — Wed, 10 Jan 2024 15:23:32 GMT

Congratulations on your approval. That's awesome and well worth the 12 month gardening.

Re: BofA Premium Rewards $33K SL - Approved!

quikj9 — Wed, 10 Jan 2024 15:37:27 GMT

Congrats on your BoA Premium Rewards approval! Amazing SL.

Re: BofA Premium Rewards $33K SL - Approved!

coreyb80 — Wed, 10 Jan 2024 16:04:27 GMT

Congrats on the strong approval!

Re: BofA Premium Rewards $33K SL - Approved!

gdale6 — Wed, 10 Jan 2024 16:35:42 GMT

Fantastic! When BoA loves you they love you...

Re: BofA Premium Rewards $33K SL - Approved!

CYBERSAM — Wed, 10 Jan 2024 21:55:49 GMT

WOW! Congrats on your BofA Premium Rewards Approval 🤑👍👏

For sure a home run approval!

Re: BofA Premium Rewards $33K SL - Approved!

cashorcharge — Thu, 11 Jan 2024 00:22:49 GMT

Way to go @CreditAggie and congrats on that high SL

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Re: BofA Premium Rewards $33K SL - Approved!

BigBS — Thu, 11 Jan 2024 14:17:11 GMT

Congrats on the approval!

Re: BofA Premium Rewards $33K SL - Approved!

NoMoreE46 — Thu, 11 Jan 2024 17:04:36 GMT

Saw-wheet

Re: BofA Premium Rewards $33K SL - Approved!

Aim_High — Thu, 11 Jan 2024 20:37:19 GMT

Wow!! You've come so far in the past few years, @CreditAggie!

I'm very happy for your success!

That's an awesome approval for an awesome card with Bank of America!

Enjoy!

Re: BofA Premium Rewards $33K SL - Approved!

Traveler101 — Fri, 12 Jan 2024 00:18:27 GMT

Outstanding job..congratulations to you.

Re: BofA Premium Rewards $33K SL - Approved!

mgood — Sat, 13 Jan 2024 17:24:11 GMT

Congrats on the approval and the outstanding limit!

Re: BofA Premium Rewards $33K SL - Approved!

NoMoreDebt — Mon, 15 Jan 2024 00:42:34 GMT

Congratulations