topic COF Pottery Barn Visa 2x CLI, to $15k in Credit Card Approvals

COF Pottery Barn Visa 2x CLI, to $15k

reluctantgarden — Tue, 16 Jan 2024 00:53:04 GMT

Having seen folks here raise this CL nicely, I realized today was day 95 since opening and went for the two-bagger. Of course now I'm thinking I should've pulled an Amex and 3x'd, but playing it safe was probably good. DPs: FICOs around 760 these days, still LOL/24 so only doing SP CLIs while gardening, total personal and biz CL now $467k.

Re: COF Pottery Barn Visa 2x CLI, to $15k

JoeRockhead — Tue, 16 Jan 2024 01:57:10 GMT

Congratulations on your CLI!

Re: COF Pottery Barn Visa 2x CLI, to $15k

LADave — Tue, 16 Jan 2024 02:13:21 GMT

Congratulations! That can cover a lot of pottery/furniture/kitchen purchases. And now I'm seeing the card gets 4% in Pottery Barn/Williams Sonoma/etc. rewards from grocery stores and restaurant purchases, which makes it an interesting sleeper card.

Re: COF Pottery Barn Visa 2x CLI, to $15k

KingRue8500 — Tue, 16 Jan 2024 02:50:25 GMT

Congrats on your Capital One Pottery Barn Visa CLI

Re: COF Pottery Barn Visa 2x CLI, to $15k

reluctantgarden — Tue, 16 Jan 2024 14:08:25 GMT

@LADave wrote:
Congratulations! That can cover a lot of pottery/furniture/kitchen purchases. And now I'm seeing the card gets 4% in Pottery Barn/Williams Sonoma/etc. rewards from grocery stores and restaurant purchases, which makes it an interesting sleeper card.

Thank you! It is--not quite as good as Amazon Visa because of no statement credit, but more versatile than your average store CC.

Re: COF Pottery Barn Visa 2x CLI, to $15k

pizzadude — Tue, 16 Jan 2024 04:55:50 GMT

Congrats on almost hitting $500K in CLs !

Re: COF Pottery Barn Visa 2x CLI, to $15k

CreditAggie — Tue, 16 Jan 2024 04:58:52 GMT

Congratulations on your Pottery Barn 2X CLI!

Re: COF Pottery Barn Visa 2x CLI, to $15k

reluctantgarden — Tue, 16 Jan 2024 15:59:44 GMT

@pizzadude wrote:
Congrats on almost hitting $500K in CLs !

Thanks! I rationalize it by saying there are worse obsessions one could have than TCL

Re: COF Pottery Barn Visa 2x CLI, to $15k

Meanmchine — Wed, 17 Jan 2024 02:34:55 GMT

Congrats on your CLI

Re: COF Pottery Barn Visa 2x CLI, to $15k

MrSmooth — Thu, 18 Jan 2024 02:33:00 GMT

Pottery Barn...I've had it with those jack-booted thugs.

Re: COF Pottery Barn Visa 2x CLI, to $15k

youngandcreditwrthy — Thu, 18 Jan 2024 21:07:15 GMT

congrats! these are good cards with monster limits! :-)

Re: COF Pottery Barn Visa 2x CLI, to $15k

reluctantgarden — Sun, 18 Feb 2024 19:11:37 GMT

Update rather starting a new thread: Spoke too soon on statement credit on this card. I only realized today upon doing a deeper dive on the app that it gives access to all the COF Offers a nonstore card would have, including--for travel, which is my main interest currently--with Marriott, IHG, and the main third-party portals. Some are limited-time, but others appear ongoing, and they range from 3-8%. So the PB Visa Sig is turning out quite generally useful as well.