topic Re: Amazon Prime (Chase) approval in Credit Card Approvals

Amazon Prime (Chase) approval

expatCanuck — Thu, 11 Jan 2024 22:40:13 GMT

So, in the waning days of 2023, I applied for the (Chase) Amazon Prime card.

They couldn't provide an immediate decision online (7-10 days ...).

I was 2/12 | 4/24 (a (now closed) HELOC and 3 cards, the most recent being March '23).

So now 3/12 | 5/24 but, come April, I'll be 3/12 | 4/24.

Presumably, the HELoan that I took out mid '23 was not factored in, or it would've triggered the 5/24 exclusion.

FICO 8's were 82x through 84x. Income north of 6 figures.

Chase had already extended to me the Freedom Unlimited, Freedom Flex, and Sapphire Preferred ($20K, $20K, $34K).

The approval email arrived yesterday, confirming the $150 gift card (which, along with the 5%, was the motivation). Interestingly, the email specified an initial $5K limit but, upon logging in, I saw a $10K limit.

More than enough for Amazon purchases, and provides an offset to the weird way that the Affinity 'Cash' Rewards card now works.

Happy New Year.

Re: Amazon Prime (Chase) approval

CreditAggie — Thu, 11 Jan 2024 22:17:30 GMT

Congratulations on your Chase Amazon Prime approval!

Re: Amazon Prime (Chase) approval

JoeRockhead — Thu, 11 Jan 2024 23:13:25 GMT

Nice SL, congratulations on your approval!

Re: Amazon Prime (Chase) approval

Traveler101 — Fri, 12 Jan 2024 00:14:26 GMT

Congratulations 🎊

Re: Amazon Prime (Chase) approval

KingRue8500 — Fri, 12 Jan 2024 01:54:10 GMT

Congrats on your Chase Amazon Prime approval

Re: Amazon Prime (Chase) approval

CYBERSAM — Fri, 12 Jan 2024 02:15:37 GMT

Congrats on your Amazon Prime approval! 🥂🤑👍

That card can grow easily now...

Re: Amazon Prime (Chase) approval

SouthJamaica — Fri, 12 Jan 2024 05:02:34 GMT

Congratulations on the approval. It's a good card.

Re: Amazon Prime (Chase) approval

nytokyobred79 — Sat, 13 Jan 2024 09:26:32 GMT

Congratulations on your Chase Amazon approval.

Re: Amazon Prime (Chase) approval

mgood — Sat, 13 Jan 2024 17:05:54 GMT

Congratulations! Great card if you do much shopping at Amazon.

Re: Amazon Prime (Chase) approval

BigBS — Sun, 14 Jan 2024 01:56:14 GMT

Congrats on the approval!

Re: Amazon Prime (Chase) approval

firefox100 — Sun, 14 Jan 2024 03:45:49 GMT

Congratulations on very nice approval from Chase for your Amazon card, enjoy it all have fun.

Re: Amazon Prime (Chase) approval

BR — Sun, 14 Jan 2024 06:04:43 GMT

I don't think the amazon prime chase cards is affected by chase's 5/24 policy.

Re: Amazon Prime (Chase) approval

mgood — Sun, 14 Jan 2024 13:26:16 GMT

@BR wrote:
I don't think the amazon prime chase cards is affected by chase's 5/24 policy.

If it is, it doesn't seem to be a major consideration. Like maybe if you're borderline on getting approved, your x/24 status could decide it.

I was 6/24 when I got mine.

Re: Amazon Prime (Chase) approval

NoMoreDebt — Mon, 15 Jan 2024 00:36:08 GMT

Congratulations

Re: Amazon Prime (Chase) approval

BR — Mon, 15 Jan 2024 22:52:01 GMT

Mine was 7/12 and 8/24 and i still got approved for mine. My guess is amazon takes on more risk for this card (chase is just the issuer and network) so they waive the 5/12 or make it more lenient.

Re: Amazon Prime (Chase) approval

TSlop — Tue, 16 Jan 2024 19:27:20 GMT

Congrats on your approval!

Re: Amazon Prime (Chase) approval

Meanmchine — Wed, 17 Jan 2024 02:26:02 GMT

Congrats on your new Amazon card