topic Re: AAA Signature Card in Credit Card Approvals

AAA Signature Card

craig10x — Tue, 30 Jan 2024 00:22:38 GMT

Hi: I have a basic AAA membership and applied for the Credit Card...got an instant approval for $8200 Credit Line...

I was wondering. ..How long does it take to get the card in the mail? Any problems activating it? Where do you monitor the card from? (AAA or does Commenity have site)...Do they have a mobile app for these cards?

Thanks in advance for your inputs...

Re: AAA Signature Card

NoMoreDebt — Tue, 30 Jan 2024 00:42:42 GMT

congrats on the approval

Re: AAA Signature Card

nytokyobred79 — Tue, 30 Jan 2024 01:07:09 GMT

Congrats on your AAA approval

Re: AAA Signature Card

BigBS — Tue, 30 Jan 2024 01:38:13 GMT

Congrats on the approval!

Re: AAA Signature Card

KingRue8500 — Tue, 30 Jan 2024 02:31:04 GMT

Congrats on your AAA Visa approval

Re: AAA Signature Card

NoMoreE46 — Tue, 30 Jan 2024 03:19:49 GMT

IIRC, the AAA card is very weird in that the issuing bank varies by your state of residence. It could be Comenity, US Bank and BofA I think...

Since yours is Comenity:

AAA Visa Signature® credit card - Home (comenity.net). I highly doubt they have an App.

@craig10x wrote:
Hi: I have a basic AAA membership and applied for the Credit Card...got an instant approval for $8200 Credit Line...
I was wondering. ..How long does it take to get the card in the mail? Any problems activating it? Where do you monitor the card from? (AAA or does Commenity have site)...Do they have a mobile app for these cards?

Thanks in advance for your inputs...

Re: AAA Signature Card

CorpCrMgr1 — Tue, 30 Jan 2024 05:46:40 GMT

Congratulations on your approval! Nice SCL also!!

Re: AAA Signature Card

craig10x — Tue, 30 Jan 2024 16:34:27 GMT

Thanks...appreciate all the congrats... I am still wondering if commenity has a mobile app...i know they have access online and i think AAA has a link to them also...but i am not seeing a commenity app when i check on my phone...

Re: AAA Signature Card

youngandcreditwrthy — Tue, 30 Jan 2024 17:07:47 GMT

Hi craig, congrats on the approval @craig10x do you have any datapoints for those considering the card? ie est FICO score at approval time, utilization, INquiries, etc?

great cl! :-)

Re: AAA Signature Card

craig10x — Tue, 30 Jan 2024 17:14:20 GMT

My Fico Score is 780...I always pay my credit card bills when they are due...And i have more credit cards than i really need

Re: AAA Signature Card

Vash — Tue, 30 Jan 2024 19:13:01 GMT

@craig10x

@craig10x wrote:
Hi: I have a basic AAA membership and applied for the Credit Card...got an instant approval for $8200 Credit Line...
I was wondering. ..How long does it take to get the card in the mail?

I applied and was instantly approved for $5,300 on Wednesday 1/3/2024.
Received my physical card on Friday, 1/12/2024. So 7 business days for me.

Any problems activating it?

No problem.
They even gave me a temporary pass to set it up on Apple Pay the day I was approved.

Where do you monitor the card from? (AAA or does Commenity have site)...Do they have a mobile app for these cards?

They do not seem to have an official app. So I used their website
https://d.comenity.net/ac/advantage/public/home

Thanks in advance for your inputs...

I am actually not sure if we have the same card.

Mine is AAA Daily Advantage Visa Signature

It gives me

5% on groceries (including at Walmart).

3% on gas, wholesale clubs, streaming, pharmacy,

1% everything else.

I am in Michigan. So out of the actual service region. But I got around it and was able to obtain this great cash back card. Without getting around the geo fence, the same card would not give 5% on groceries. Even the application page would redirect you to a lower cash back card of the same name. By the way, I am not even an AAA member.
So, which card did you get?

Re: AAA Signature Card

craig10x — Tue, 30 Jan 2024 19:14:24 GMT

Yep...that is the card i have also...and someone asked about inquiries...i think i had about 10 on equifax which is where it did the pull from...

thanks Vash...

Re: AAA Signature Card

Vash — Tue, 30 Jan 2024 19:18:01 GMT

It pulled EQ on me too.
My FICO 8 scores were

EX 777, TU 777, EQ 767.

I just applied for 5 cards within 1 week from each other.
Current FICO 8 scores

EX 767, TU 766, EQ 761.

Re: AAA Signature Card

craig10x — Tue, 30 Jan 2024 19:24:26 GMT

Originally (a few months ago) i applied and was not a AAA member at the time...was turned down (I am in AAA Northeast Area by the way)...

After joining with a basic membership i let some time go by and when i applied over the weekend...got instant approval...I guess the computer liked that i was a AAA member...

Re: AAA Signature Card

SouthJamaica — Tue, 30 Jan 2024 21:06:50 GMT

@craig10x wrote:
Hi: I have a basic AAA membership and applied for the Credit Card...got an instant approval for $8200 Credit Line...
Congratulations
I was wondering. ..How long does it take to get the card in the mail?
I don't remember
Any problems activating it?
No
Where do you monitor the card from? (AAA or does Commenity have site)...
https://d.comenity.net/ac/advantage/public/home
Do they have a mobile app for these cards?
I don't think so

Thanks in advance for your inputs...

Re: AAA Signature Card

CreditAggie — Mon, 19 Feb 2024 18:31:21 GMT

Congratulations on your AAA approval!

Re: AAA Signature Card

trant3 — Mon, 19 Feb 2024 18:35:31 GMT

congrats, i have the travel version and love the 5% on EV charging

Re: AAA Signature Card

TekkenQQ7 — Mon, 19 Feb 2024 20:38:17 GMT

Congratulations!