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    <title>topic Re: PenFed prequalification success in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-prequalification-success/m-p/6741920#M878053</link>
    <description>&lt;P&gt;Congratulations on your PenFed approval!&lt;/P&gt;</description>
    <pubDate>Sat, 24 Feb 2024 03:20:20 GMT</pubDate>
    <dc:creator>CreditAggie</dc:creator>
    <dc:date>2024-02-24T03:20:20Z</dc:date>
    <item>
      <title>PenFed prequalification success</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-prequalification-success/m-p/6737312#M876868</link>
      <description>&lt;P&gt;Since it's been a couple years since I opened a new credit card (other than business cards with Amex that don't require a hard pull), I wanted to see what I might be able to qualify for.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I've been a PenFed member since about 2018, with just $5 in a savings account and their Power Cash Rewards card, with a $5k limit.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I logged into their site this morning and found no existing prequals. I then unfroze my Equifax report, clicked on the prequal link for their Pathfinder Rewards card, and received a preapproval for $10k. I followed through with the application and was approved for $10k at the card's standard 17.99% APR.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My FICO 08 is probably around 675 at the moment, with nothing bad, AAoA at around 6 years, and no inquiries. Income is around $150k annually.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I'm probably not going to use the card at the moment, other than what I need to use to collect the signup bonus and then immediately pay it off, while I whittle away at utilization on other cards.&lt;/P&gt;</description>
      <pubDate>Mon, 05 Feb 2024 13:20:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-prequalification-success/m-p/6737312#M876868</guid>
      <dc:creator>krmurrayjr10</dc:creator>
      <dc:date>2024-02-05T13:20:24Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed prequalification success</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-prequalification-success/m-p/6737313#M876869</link>
      <description>congrats on the new card and healthy SL</description>
      <pubDate>Mon, 05 Feb 2024 13:23:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-prequalification-success/m-p/6737313#M876869</guid>
      <dc:creator>Priory_Man</dc:creator>
      <dc:date>2024-02-05T13:23:05Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed prequalification success</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-prequalification-success/m-p/6737314#M876870</link>
      <description>&lt;P&gt;Nice SL, congratulations on your approval!&lt;/P&gt;</description>
      <pubDate>Mon, 05 Feb 2024 13:41:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-prequalification-success/m-p/6737314#M876870</guid>
      <dc:creator>JoeRockhead</dc:creator>
      <dc:date>2024-02-05T13:41:50Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed prequalification success</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-prequalification-success/m-p/6737332#M876880</link>
      <description>&lt;P&gt;Congrats on the approval!&lt;/P&gt;</description>
      <pubDate>Mon, 05 Feb 2024 16:03:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-prequalification-success/m-p/6737332#M876880</guid>
      <dc:creator>BigBS</dc:creator>
      <dc:date>2024-02-05T16:03:44Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed prequalification success</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-prequalification-success/m-p/6737338#M876884</link>
      <description>&lt;P&gt;Congratulations on your approval and your SCL!!&lt;/P&gt;</description>
      <pubDate>Mon, 05 Feb 2024 16:31:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-prequalification-success/m-p/6737338#M876884</guid>
      <dc:creator>CorpCrMgr1</dc:creator>
      <dc:date>2024-02-05T16:31:54Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed prequalification success</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-prequalification-success/m-p/6737812#M876984</link>
      <description>&lt;P&gt;Congrats on the approval!&lt;/P&gt;</description>
      <pubDate>Wed, 07 Feb 2024 16:11:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-prequalification-success/m-p/6737812#M876984</guid>
      <dc:creator>coreyb80</dc:creator>
      <dc:date>2024-02-07T16:11:19Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed prequalification success</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-prequalification-success/m-p/6737881#M876994</link>
      <description>Nice! Congrats on the approval.</description>
      <pubDate>Wed, 07 Feb 2024 21:17:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-prequalification-success/m-p/6737881#M876994</guid>
      <dc:creator>coldworld</dc:creator>
      <dc:date>2024-02-07T21:17:50Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed prequalification success</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-prequalification-success/m-p/6737960#M877018</link>
      <description>&lt;P&gt;Congrats on your PenFed Pathfinder Rewards approval&lt;/P&gt;</description>
      <pubDate>Thu, 08 Feb 2024 03:32:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-prequalification-success/m-p/6737960#M877018</guid>
      <dc:creator>KingRue8500</dc:creator>
      <dc:date>2024-02-08T03:32:37Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed prequalification success</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-prequalification-success/m-p/6738570#M877174</link>
      <description>&lt;P&gt;&lt;SPAN&gt;Congrats on the approval&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 10 Feb 2024 14:17:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-prequalification-success/m-p/6738570#M877174</guid>
      <dc:creator>NoMoreDebt</dc:creator>
      <dc:date>2024-02-10T14:17:32Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed prequalification success</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-prequalification-success/m-p/6741920#M878053</link>
      <description>&lt;P&gt;Congratulations on your PenFed approval!&lt;/P&gt;</description>
      <pubDate>Sat, 24 Feb 2024 03:20:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-prequalification-success/m-p/6741920#M878053</guid>
      <dc:creator>CreditAggie</dc:creator>
      <dc:date>2024-02-24T03:20:20Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed prequalification success</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-prequalification-success/m-p/6741970#M878072</link>
      <description>&lt;P&gt;&lt;SPAN&gt;Congratulations on your approval!&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 24 Feb 2024 13:35:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-prequalification-success/m-p/6741970#M878072</guid>
      <dc:creator>TekkenQQ7</dc:creator>
      <dc:date>2024-02-24T13:35:39Z</dc:date>
    </item>
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