topic Chase CLI approved (auto + req) in Credit Card Approvals

Chase CLI approved (auto + req)

credit_economist — Sat, 02 Mar 2024 12:24:36 GMT

Pleased to share that Chase has approved my CLI for both of my existing CCs with them!

Chase Freedom Unlimited Visa (AoA 4 years 5 months): approved CLI by request (no specific amount requested) from $6.7K to $8K. This was my 1st CLI for this card.
Chase Freedom Flex Mastercard (AoA 6 months): approved CLI automatically from $7.5 to $11.6K. This was my 1st CLI for this card, of course.

I find it interesting that my older CC (Freedom Unlimited) never got an automatic CLI, while the new CC (Freedom Flex) got it immediately in the first 6 months! Anyone else have a similar experience with Chase?

My current stats for reference:

CS: [FICO 8] 753 EX, 766 EQ, 774 TU
TCL: $50K (I guess with the above updates this will soon be updated to $54.4K)
CCs: 5 active (Amex Cash Magnet, Chase Freedom Unlimited Visa, Chase Freedom Flex Mastercard, TD Cash Rewards Visa, TJX Rewards Platinum Mastercard), 2 closed due to inactivity (TD Cash Rewards Visa, Discover It Cash Back)
Payment history: Exceptional (100% accounts always paid as agreed)
Amount of debt: Exceptional (2% UTIL)
Length of credit history: Fair (AAoA 3 years, 3 months; AoOA: 6 years, 2 months)
Amount of new credit: Fair (Age of Most Recent Account 5 months; Number of Recent Inquiries 3)
Credit mix: Exceptional (7 Revolving Accounts / 7 Bank-Issued CC Accounts)

Re: Chase CLI approved (auto + req)

Blender — Sat, 02 Mar 2024 12:35:27 GMT

Congrats on your CLIs!

It seems Chase has shifted to a pre-determined amount for CLIs. I also was not asked what I'd like the new credit line to be when I called a few days ago.

Re: Chase CLI approved (auto + req)

NoMoreDebt — Sat, 02 Mar 2024 13:29:12 GMT

Congrats on the cli

Re: Chase CLI approved (auto + req)

Rdbeetle — Sat, 02 Mar 2024 19:52:52 GMT

Congrats on your two CLIs!!!

Re: Chase CLI approved (auto + req)

credit_economist — Sat, 02 Mar 2024 19:55:57 GMT

Thank you everyone!

It feels extra good to get these CLIs from Chase considering just 5 years ago when I was just starting to build my credit, Chase wouldn't give me a CC, period. And now with these CLIs they have officially become the biggest portion of my TCL! What a difference time makes.

I just wanted to add, for anyone wondering, if it wasn't clear from my original post, the order of these CLIs was auto CLI, followed by requested CLI - so I first noticed that I had been given the impressive automatic CLI on my new Chase Freedom Flex (I didn't even get an email from Chase about this, nothing, I literally just noticed it one day this week in my account), and then I figured I may as well try to request the CLI on my older Chase Freedom Unlimited.

Re: Chase CLI approved (auto + req)

Traveler101 — Sun, 03 Mar 2024 00:57:34 GMT

Congratulations 🎊

Re: Chase CLI approved (auto + req)

CorpCrMgr1 — Sun, 03 Mar 2024 03:15:19 GMT

Congratulations on your CLI!!

Re: Chase CLI approved (auto + req)

nytokyobred79 — Sun, 03 Mar 2024 04:53:54 GMT

Congrats on your successful cli

Re: Chase CLI approved (auto + req)

BigBS — Sun, 03 Mar 2024 22:49:47 GMT

Congrats on the CLI!

Re: Chase CLI approved (auto + req)

gorgon — Mon, 04 Mar 2024 14:32:03 GMT

Congrats on your CLIs

Re: Chase CLI approved (auto + req)

CreditAggie — Mon, 18 Mar 2024 01:19:29 GMT

Congratulations on your Chase CLIs!