topic Re: Snuck in First Tech cli in Credit Card Approvals

Snuck in First Tech cli

Traveler101 — Tue, 12 Mar 2024 01:42:25 GMT

So many have said how First Tech hates a lot of available credit, I figured I'd sneak in a cli request before 40k more available TCL hits the reports.

Pulled EX on Sat and had to wait for a manual review. 9 open cards, 1 theirs reported at time of pull. Low dti. Available cl reported at 249 with income of 85k. Just days away from showing 289.

Got the approval this morning for an additional 5k. Takes their card to 30. I didn't want to see it stuck at 25 forever. I did this one for @UH_HUH. Good minds think alike.

Re: Snuck in First Tech cli

CorpCrMgr1 — Tue, 12 Mar 2024 02:05:57 GMT

Congratulations on your CLI approval!

Re: Snuck in First Tech cli

Traveler101 — Tue, 12 Mar 2024 02:15:44 GMT

@CorpCrMgr1 wrote:
Congratulations on your CLI approval!

Your turn! I'm done for now. Next one is a sp to take me over the 300k mark and my first card with a 50k limit. Then I can comfortably stay in the garden. More than I will ever need actually.

Re: Snuck in First Tech cli

CorpCrMgr1 — Tue, 12 Mar 2024 02:22:07 GMT

@Traveler101 yoy are correct! It has been 14 months since I last applied; BoA, $11K SCL.

Re: Snuck in First Tech cli

Traveler101 — Tue, 12 Mar 2024 02:31:15 GMT

@CorpCrMgr1 wrote:
@Traveler101 yoy are correct! It has been 14 months since I last applied; BoA, $11K SCL.

Funny you mention them. That's whom I was referring too. Great bank. They will be my first 50. Love the sp every 91 days. Not many lenders like them that's for sure. Enjoy your journey. I'm at the point now, that I'm pretty well satisfied. I'd like to see usb grow. Maybe after the newest account ages. I PC'd to a reserve. Nice card but a 5 k limit and a 400 annual fee seems insane. Boa could teach them about relationship banking. Other than that, any new I were to get, I'd be closing one down. 10 is enough to handle. Go get em.

Re: Snuck in First Tech cli

nytokyobred79 — Tue, 12 Mar 2024 10:42:48 GMT

Congrats on your cli.

Re: Snuck in First Tech cli

gorgon — Tue, 12 Mar 2024 13:36:01 GMT

Congrats on your CLI

Re: Snuck in First Tech cli

JoeRockhead — Tue, 12 Mar 2024 14:50:11 GMT

Very nice, congratulations on your First Tech CLI!

Re: Snuck in First Tech cli

alextercero — Tue, 12 Mar 2024 20:36:14 GMT

Congrats on your CLI!

Re: Snuck in First Tech cli

BigBS — Wed, 13 Mar 2024 00:46:55 GMT

Congrats on the CLI!

Re: Snuck in First Tech cli

NoMoreDebt — Sat, 16 Mar 2024 11:53:32 GMT

Congratulations on your cli

Re: Snuck in First Tech cli

CreditAggie — Sun, 21 Apr 2024 16:41:36 GMT

Congratulations on your First Tech CLI!