topic Ally Auto CLI in Credit Card Approvals

Ally Auto CLI

Onthemove24 — Sat, 30 Mar 2024 14:11:35 GMT

Just wanted to throw a data point out there as I have learned (and am still learning) so much from these posts.

Back in September I was approved for the Ally 2% Inlimited cash back card. $2,000 SL, 0% interest for 15 months. It was my first CC application (pre-approval mailer invite) in a long time, due to a lot of poor stuff on my record. My scores were just over around 695-710, but still had a number of collections reporting.

My 6 month statement just cut and it reported a $1200 balance. (Overall utilization sitting at 33%). My scores have dropped about 10 points since September. Irregardless, happy to see an auto increase e-mail with a bump of $1300. New CL now sitting at $3300. Yay! That will help with utilization on this card and plan to reduce it further in a couple of weeks.

From these groups, I knew they would do an auto review, but wasn't sure I'd get it as obviously my utilization on this card was high. Still sitting with 4 items in collection, but all pushing 6-7 years. Still learning and waiting for stuff to drop and/or decide what/how to clean up remaining items, but that's another story for another time...

Re: Ally Auto CLI

NoMoreDebt — Sat, 30 Mar 2024 14:14:03 GMT

Congratulations on your cli

Re: Ally Auto CLI

keekers — Sat, 30 Mar 2024 14:25:55 GMT

Congrats on the CLI. Keep grinding.

Re: Ally Auto CLI

cashorcharge — Sat, 30 Mar 2024 15:16:38 GMT

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Re: Ally Auto CLI

CorpCrMgr1 — Sat, 30 Mar 2024 16:39:35 GMT

Congratulations on your CLI!

Re: Ally Auto CLI

GZG — Sat, 30 Mar 2024 17:13:20 GMT

very nice CLI !!

Re: Ally Auto CLI

Legally_Speaking2512 — Sat, 30 Mar 2024 18:10:56 GMT

Congrats on the approval!

Re: Ally Auto CLI

citymunky — Sat, 30 Mar 2024 23:30:14 GMT

Congrats.

Re: Ally Auto CLI

Onthemove24 — Sun, 31 Mar 2024 01:58:32 GMT

Thanks everyone!! I appreciate all the stories and everything I have learned.

Re: Ally Auto CLI

coreyb80 — Mon, 01 Apr 2024 13:42:27 GMT

Congrats on the increase!

Re: Ally Auto CLI

formulaic_ — Tue, 02 Apr 2024 08:30:02 GMT

congraats on your CLI!!

Re: Ally Auto CLI

nytokyobred79 — Tue, 02 Apr 2024 12:58:28 GMT

Congrats on your auto cli.

Re: Ally Auto CLI

BigBS — Wed, 03 Apr 2024 22:40:10 GMT

Congrats on the CLI!

Re: Ally Auto CLI

user979797 — Thu, 04 Apr 2024 16:39:36 GMT

Congrats on your Ally CLI.

Re: Ally Auto CLI

CreditAggie — Sun, 21 Apr 2024 22:42:44 GMT

Congratulations on your Ally auto-CLI!