topic Re: 2 CLI's to satisfy my OCD in Credit Card Approvals

2 CLI's to satisfy my OCD

DannyNoonan — Mon, 01 Apr 2024 18:11:53 GMT

My OCD remains undefeated. In mid-December, I was approved for the AMEX BCP with a starting limit of $31,300. The SL was great but did not sit well with my OCD. Like the wise members of this board suggested, I waited 91+ days to ask for a CLI. I asked for and received 35k as a new limit. For data points, I am averaging about $1,500 monthly spend on the card with and income around 150k.

The second CLI was for my 2+ y/o VentureX. Its limit was sitting at 28,500, but like my BCP, my OCD did not like the amount. I received an immediate approval to $30,000. My OCD is happy for now with 2 cards at nice round numbers.

Thanks to all board members for your excellent information on credit cards and credit in general.

-Danny

Former Bushwood CC caddy tournament champion

Re: 2 CLI's to satisfy my OCD

Priory_Man — Mon, 01 Apr 2024 18:33:24 GMT

Congrats on the increases.

Re: 2 CLI's to satisfy my OCD

keekers — Mon, 01 Apr 2024 19:07:43 GMT

Congrats. That would mess with my OCD also.

Re: 2 CLI's to satisfy my OCD

Legally_Speaking2512 — Mon, 01 Apr 2024 19:41:00 GMT

LOL! You must be my long lost twin or something because I am the same way with credit limits. I cannot stand odd credit limits. Funnily enough I'm the same way when I see odd speed limits like 12 mph - drives me nuts 🤣

Re: 2 CLI's to satisfy my OCD

JoeRockhead — Mon, 01 Apr 2024 20:16:24 GMT

Nicely done, congratulations!

Re: 2 CLI's to satisfy my OCD

coreyb80 — Mon, 01 Apr 2024 20:21:59 GMT

Congrats on the increases!

Re: 2 CLI's to satisfy my OCD

firefox100 — Mon, 01 Apr 2024 21:54:56 GMT

Congratulations way to go enjoy it now you can sleep well.

Re: 2 CLI's to satisfy my OCD

MudkipsRKooL — Mon, 01 Apr 2024 23:24:10 GMT

it's not just OCD, but I think in general nice whole numbers should be better. Unless that person is already a bit of a stretch (max limit) etc.. I could see why they used non-whole numbers. They should add the 99 at the end to signify that you're at your limit like 9999 or 5799. So you know u can't ask for more CLI.

Re: 2 CLI's to satisfy my OCD

CorpCrMgr1 — Tue, 02 Apr 2024 01:28:43 GMT

Congratulations on your CLI!!

Re: 2 CLI's to satisfy my OCD

Meanmchine — Tue, 02 Apr 2024 01:38:41 GMT

Double congrats !

Re: 2 CLI's to satisfy my OCD

nytokyobred79 — Tue, 02 Apr 2024 13:40:37 GMT

Congrats on your successful cli's.

Re: 2 CLI's to satisfy my OCD

SouthJamaica — Tue, 02 Apr 2024 19:45:17 GMT

Congratulations on your approvals.

Re: 2 CLI's to satisfy my OCD

Anonymalous — Tue, 02 Apr 2024 20:15:13 GMT

If I were an underwriter, I'd only give out prime number CLs

Congrats!

Re: 2 CLI's to satisfy my OCD

BigBS — Wed, 03 Apr 2024 22:35:15 GMT

Congrats on the CLIs!

Re: 2 CLI's to satisfy my OCD

user979797 — Fri, 05 Apr 2024 00:41:17 GMT

Congrats to you on your CLI i also have been trying to get one of my limits to "give me a increase to even out my CL" without avail for several months now so i feel you and am glad you got your increase and even number limit

Re: 2 CLI's to satisfy my OCD

NoMoreDebt — Sat, 06 Apr 2024 12:35:38 GMT

congrats on the cli's

Re: 2 CLI's to satisfy my OCD

mgood — Sat, 06 Apr 2024 17:28:13 GMT

Congrats!

I'm with you on the numbers. I'm trying to get things rounded.

When I'm due for a CLI on my $13,900 Citi Custom Cash, I think I'll just ask for $100. I don't use it for more than $500/month, so I don't need that high of a limit. I could ask them to lower it to $12k, but just can't bring myself to do that, lol.

Re: 2 CLI's to satisfy my OCD

gingerflower — Sat, 06 Apr 2024 17:49:03 GMT

Lol 😊 Congratulations on your approvals!

Re: 2 CLI's to satisfy my OCD

NoMoreE46 — Tue, 09 Apr 2024 01:28:21 GMT

The more cards (and non round CL) you get, the easier it will be to let go of that OCD.

Not that I speak from experience.

Re: 2 CLI's to satisfy my OCD

CreditAggie — Mon, 22 Apr 2024 14:29:26 GMT

Congratulations on your CLIs!