topic Citi Double Cash Surprise in Credit Card Approvals

Citi Double Cash Surprise

shalimarcat — Tue, 02 Apr 2024 19:13:25 GMT

Hello everyone. I have been gardening for 16 months. Yesterday I was browsing my account on Credit Karma. I always look at their card picks for fun. Well, there were several Citi cards that CK said I had an excellent chance of getting approved for. A bit skeptical, I went to Citi's website. Their pre-approval is back up, so I tried it, and the same cards that CK recommended were what Citi pre-approved me for, as well. I decided to just go for it, figuring that I would be declined since my CC usage is kinda high right now. I was shocked that they approved me. My starting limit is only $1.100, but I am still very pleased. I keep hearing that this is a solid card to have.

Re: Citi Double Cash Surprise

SouthJamaica — Tue, 02 Apr 2024 19:43:06 GMT

@shalimarcat wrote:
Hello everyone. I have been gardening for 16 months. Yesterday I was browsing my account on Credit Karma. I always look at their card picks for fun. Well, there were several Citi cards that CK said I had an excellent chance of getting approved for. A bit skeptical, I went to Citi's website. Their pre-approval is back up, so I tried it, and the same cards that CK recommended were what Citi pre-approved me for, as well. I decided to just go for it, figuring that I would be declined since my CC usage is kinda high right now. I was shocked that they approved me. My starting limit is only $1.100, but I am still very pleased. I keep hearing that this is a solid card to have.

Yes it is a solid card to have. You get 1% on purchases, and 1% on payments. Congratulations.

Re: Citi Double Cash Surprise

CYBERSAM — Tue, 02 Apr 2024 19:48:02 GMT

Congrats on your Citi Double Cash. 🤑👍👍

This is a decent 2% card that can grow to 20K+ with SP.

Re: Citi Double Cash Surprise

keekers — Tue, 02 Apr 2024 20:56:23 GMT

Congrats!

Re: Citi Double Cash Surprise

Traveler101 — Tue, 02 Apr 2024 22:35:21 GMT

Congratulations 🎊

Re: Citi Double Cash Surprise

CorpCrMgr1 — Wed, 03 Apr 2024 01:37:44 GMT

Congratulations on your approval!

Re: Citi Double Cash Surprise

DarkKnight_Credit — Wed, 03 Apr 2024 01:43:32 GMT

Congratulations!

Re: Citi Double Cash Surprise

RBD22 — Wed, 03 Apr 2024 15:36:56 GMT

Congrats! Solid card!

Re: Citi Double Cash Surprise

youngandcreditwrthy — Wed, 03 Apr 2024 16:36:58 GMT

They love high util LOL they just HATE recent inquiries.

I dont see your score?

mind sharing more detailed data points? like what exactly your util was? income? inquiries in 6 mos?

Ive been wanting this card for awhile to use the 0%!!! haha

and congrats!

Re: Citi Double Cash Surprise

shalimarcat — Wed, 03 Apr 2024 21:00:18 GMT

@youngandcreditwrthy wrote:
They love high util LOL they just HATE recent inquiries.

I dont see your score?

mind sharing more detailed data points? like what exactly your util was? income? inquiries in 6 mos?

Ive been wanting this card for awhile to use the 0%!!! haha

and congrats!

They must love high util because they have given me two credit line increases on my Rewards Plus card and it's almost maxed out. (I'm working hard to pay it down.). As for my score, I do not know. I haven't checked my Fico scores in months, and my CK scores aren't as accurate as Fico. I know that they pulled Expeian and Equifax.

Re: Citi Double Cash Surprise

FicoMike0 — Wed, 03 Apr 2024 21:17:37 GMT

congrats!

Did they offer a bribe to take it?

Re: Citi Double Cash Surprise

BigBS — Wed, 03 Apr 2024 22:27:15 GMT

Congrats on the approval!

Re: Citi Double Cash Surprise

user979797 — Thu, 04 Apr 2024 16:37:19 GMT

Congrats to you on your Citibank approval watch that SL grow and good luck!

Re: Citi Double Cash Surprise

Legally_Speaking2512 — Thu, 04 Apr 2024 18:26:56 GMT

Congrats on the approval. Hey $1100 is a start. I've heard that's a good growth card too.

Re: Citi Double Cash Surprise

MySunrise271 — Sat, 06 Apr 2024 03:47:40 GMT

Congratulations on your Citi DC approval🎉🎉🎉

Re: Citi Double Cash Surprise

NoMoreDebt — Sat, 06 Apr 2024 12:30:27 GMT

congrats on the approval

Re: Citi Double Cash Surprise

gingerflower — Sat, 06 Apr 2024 17:56:51 GMT

Congratulations

Re: Citi Double Cash Surprise

youngandcreditwrthy — Sat, 06 Apr 2024 18:24:05 GMT

@FicoMike0 BAHAHAHAH a bribe to take it!!! the OP will think that if they EVER have to deal with customer service. citi hs good products but MAN OH WOMAN their customer service is Atrocious! If you can use it for a BT and just autopay and PIF or rollover befrore the interest kicks in you are GOLDEN.

Re: Citi Double Cash Surprise

FicoMike0 — Sun, 07 Apr 2024 02:13:23 GMT

I was serious, I was thinking about citi. I went with us b instead because they had a $500 sign up bonus. I have a hard time staying in the garden, so as soon as I make the $2000 spend on usb, I'll be open to another bribe.

Re: Citi Double Cash Surprise

FicoMike0 — Sun, 07 Apr 2024 02:14:28 GMT

In case I forgot, congratulations!😃😃