topic Re: AMEX Everyday Card in Credit Card Approvals

AMEX Everyday Card

bjaminkelley88 — Thu, 04 Apr 2024 22:15:11 GMT

So, after years of trying, I was finally Approved for an AMEX, the Everyday Card just to get my foot in the door. I was apparoved for a 1K limit. Seemed kinda low to be considering I have credit cards with $5k+, but I'll be using this card very often to buying track history with AMEX, but always paying it in full before it's statement closing date.

How long should I wait before requesting a CLI?

Re: AMEX Everyday Card

Bobby1081 — Thu, 04 Apr 2024 22:32:29 GMT

A lot of people's experience has been applying for a second card and getting a way better limit. For me in 2016, I was approved for the everyday card at $1k then applied for blue cash and got $15k. Try your luck!

Re: AMEX Everyday Card

GZG — Thu, 04 Apr 2024 22:35:32 GMT

@bjaminkelley88 wrote:
So, after years of trying, I was finally Approved for an AMEX, the Everyday Card just to get my foot in the door. I was apparoved for a 1K limit. Seemed kinda low to be considering I have credit cards with $5k+, but I'll be using this card very often to buying track history with AMEX, but always paying it in full before it's statement closing date.

How long should I wait before requesting a CLI?

after about 90 days, start checking the credit line increase button on the website (or perhaps in the app on android) everyday and see if it lets you request, expect to be able to 3x, to $3k, you can always request more to try to see if you'll be approved for more though

Re: AMEX Everyday Card

bjaminkelley88 — Thu, 04 Apr 2024 22:36:25 GMT

How long did you wait before applying for the BC?

Re: AMEX Everyday Card

bjaminkelley88 — Thu, 04 Apr 2024 22:38:44 GMT

I've seen the option in the app that gives me the option to see what my "Buying Power" is. But I've read abusing that will trigger a financial review. Also, are CLI SP or HP's?

Re: AMEX Everyday Card

NoMoreE46 — Thu, 04 Apr 2024 23:29:05 GMT

CLI are SPs. Wait for your 3rd statement to post and you ought to get the CLI option.

The $1,000 SL is typically noting that your approval was borderline for AMEX. However, there have been posts of $1,000 SL with CLIs to $3,000 and to $9,000...

@bjaminkelley88 wrote:
I've seen the option in the app that gives me the option to see what my "Buying Power" is. But I've read abusing that will trigger a financial review. Also, are CLI SP or HP's?

Re: AMEX Everyday Card

CorpCrMgr1 — Thu, 04 Apr 2024 23:51:52 GMT

Congratulations on your approval! I've checked my buying power often and never had any reviews.

Re: AMEX Everyday Card

user979797 — Fri, 05 Apr 2024 00:31:03 GMT

Congrats on getting your approval with Amex very glad they opened the door for you and watch that limit grow over time

Re: AMEX Everyday Card

bjaminkelley88 — Fri, 05 Apr 2024 00:34:06 GMT

Yes. Amex has always been like the golden CC I've always wanted but has always been proven to be very difficult to get for me. It may be an entry into the ecosystem but gotta start somewhere!

Re: AMEX Everyday Card

Linnaea — Fri, 05 Apr 2024 00:45:02 GMT

Data points

Re: AMEX Everyday Card

bjaminkelley88 — Fri, 05 Apr 2024 02:28:26 GMT

That;s how I feel. Mayu be starting off small but gotta syatt somwhere. Leasy I'm no the door.

Re: AMEX Everyday Card

Legally_Speaking2512 — Fri, 05 Apr 2024 04:13:41 GMT

I wish I could answer the Amex question you have but unfortunately cannot. However I can congratulate you on getting your foot in the door. You'll see growth out of it for sure. That much I do know just from seeing the posts from others who have a max cards.

Re: AMEX Everyday Card

SouthJamaica — Fri, 05 Apr 2024 12:06:56 GMT

@bjaminkelley88 wrote:
So, after years of trying, I was finally Approved for an AMEX, the Everyday Card just to get my foot in the door. I was apparoved for a 1K limit. Seemed kinda low to be considering I have credit cards with $5k+, but I'll be using this card very often to buying track history with AMEX, but always paying it in full before it's statement closing date.

How long should I wait before requesting a CLI?

Congratulations on the approval.

I would suggest trying for a CLI after 91 days, or later.

Re: AMEX Everyday Card

JoeRockhead — Fri, 05 Apr 2024 12:46:54 GMT

Congratulations on your AMEX approval, their cards can grow very well.

Re: AMEX Everyday Card

coreyb80 — Fri, 05 Apr 2024 13:15:10 GMT

Congrats on the approval!

Re: AMEX Everyday Card

captainsensation — Fri, 05 Apr 2024 14:46:54 GMT

Same. I have been trying for 2 years and finally got in. 1k BCP. i will be at 91 days on the 20th. i will do the 3X CLI and app for another card at the same time.

Re: AMEX Everyday Card

keekers — Fri, 05 Apr 2024 18:30:49 GMT

Congrats!

Re: AMEX Everyday Card

MySunrise271 — Sat, 06 Apr 2024 03:39:48 GMT

Congratulations on your AMEX BCE approval 🎉🎉🎉

Re: AMEX Everyday Card

nytokyobred79 — Sat, 06 Apr 2024 05:14:39 GMT

Congrats on your approval and getting in with Amex.

Re: AMEX Everyday Card

NoMoreDebt — Sat, 06 Apr 2024 12:28:06 GMT

congrats on the approval